From tax changes to interest rates to regulation changes, there's an ever growing list of reasons for kiwis to be a bit more hesitant to invest in property.

Now with changes to foreign buyers laws, we may be staring down the barrel of a completely different property market.

So here's the question, has the model for property investment fundamentally changed? How are investors going about it these days, and is it even worth it?

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Not even two years ago, we were comparing our rent increases to those of places like Singapore and New York City. But today, many parts of the country are seeing rents tumble.

So what does it mean for 2026? Should tenants be making their move to secure a place? Or is it the landlords who should be locking in reliable tenants before things start to change again?

And from this month, pets are officially allowed in rentals.

A landlord can't turn down a tenant solely for bringing a pet with them - but that along with other notes on your application can make a landlord hesitant.

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For as long as most of us will be able to remember, the Kiwi dream has meant a 3 or 4 bed home with a deck out the back and just enough grass to need a mower.

It's represented putting down roots and starting a family with a sense of security in owning your own place.

But after years now of rising house prices and interest rates going up and down quite rapidly, I've been wondering whether our property obsession has changed - and whether it's a temporary change or a permanent one.

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