🎙️ What I Would Do If I Had to Start Investing From Scratch Today

If I woke up tomorrow and had to start my entire investing journey over again—with no portfolio, no watchlist, and no idea which stock to buy first—here’s exactly where I’d begin.

And spoiler: I wouldn’t wait until I had thousands of dollars. 👀

In this episode of The Money Goddess Podcast, I’m walking you through the first steps I’d take if I were a complete beginner today.

We’re talking about:

💰 What I would do with my first $25, $50, or $100
📱 How I’d choose and open a brokerage account
📊 Why I’d learn about ETFs before trying to pick a bunch of individual stocks
💸 How dividend stocks fit into my long-term investing strategy
🔎 What I’d research before buying an investment
🚩 Beginner mistakes I would avoid if I could start over
📅 Why investing small amounts consistently can matter more than waiting for the “perfect” time
🧠 Why I wouldn’t wait until investing completely made sense before I started learning

One of the biggest misconceptions I hear from wives and stay-at-home moms is:

“I’ll start investing when I have more money.”

But you don't need thousands of dollars just to begin learning how investing works.

If I were starting over, my goal wouldn't be to find the stock that's going to make me rich overnight.

I'd focus on becoming a better owner and researcher.

Because investing isn't about knowing everything before you begin.

It's about learning how to make informed decisions, staying consistent, understanding the risks you're taking, and giving your long-term strategy time to work.

If you're still thinking, “Jasmine, I don't even know where to begin,” download my FREE Stay-at-Home Mom Passive Income Starter Guide.

It's designed to give wives and moms a beginner-friendly starting point for learning about investing and income-producing assets.

Get the FREE Stay-at-Home Mom Passive Income Starter Guide

Once you understand the basics, the next question is usually:

“Okay... but which companies should I research?”

That's why I created the HER EXIT PLAN Stock List.

It gives you a starting point for researching dividend-focused companies without opening your brokerage app and staring at thousands of stocks wondering what the heck you're supposed to look at. 😂

It's an educational research resource—not a promise of returns or a substitute for doing your own due diligence.

Explore HER EXIT PLAN Stock List

If you'd like to explore the brokerage platform I use, you can check out Robinhood here:

Explore Robinhood with my referral link

Affiliate/referral disclosure: I may receive compensation or another benefit if you sign up or fund an account through my referral link. Review Robinhood's current terms, fees, risks, and disclosures before deciding whether it's right for you.

If you had $25 to begin learning how to invest today, what would be your biggest question?

A) What brokerage account should I use?
B) What should I invest in?
C) How do I research a stock?
D) What's an ETF?
E) I'm scared of losing money.

Tell me your letter via Instagram, Facebook or TikTok (@iamjlthomas) —Your answers may become future episodes. 🤎

And if you know another wife or mom who's been saying “I want to invest, but I don't know where to start,” send her this episode.

Disclaimer: This episode is for educational purposes only and isn't individualized financial, investment, tax, or legal advice. Investing involves risk, including the potential loss of principal. Dividends aren't guaranteed, and companies can reduce or eliminate them.

🎙️ Dividend Stocks Explained Like You're 12

Ever hear people talk about dividend stocks and feel like they're speaking a different language?

You're not alone.

In this episode, I'm breaking down dividend investing in the simplest way possible—no confusing finance terms, no assumptions that you already know how the stock market works.

We'll cover what dividends are, how companies pay them, why some investors like dividend-paying stocks, and a few of the biggest misconceptions that keep beginners feeling overwhelmed. I'll also explain how investors can receive dividend payments when companies choose to distribute a portion of their profits to shareholders. Keep in mind that dividends aren't guaranteed, and investing always involves risk.

Whether you're a wife, stay-at-home mom, or complete beginner who's been wondering, "Can someone just explain this in plain English?"—this episode is for you.

In this episode, we'll cover:

• What dividend stocks are

• How dividends work

• How investors can get paid through dividends

• Common myths about dividend investing

• Why understanding investing can help you build financial confidence

  
  

If you're ready to start researching dividend-focused companies without feeling overwhelmed, HER EXIT PLAN was created with beginners in mind.

Inside, you'll find the framework I use to research dividend-paying companies, along with educational resources to help you build confidence as you learn. It's designed to give you a starting point—not investment advice—so you can begin your own research with more clarity.

Grab your HER EXIT PLAN Stock List here:

⁠https://shesworthy.org

Download my FREE Stay-at-Home Mom's Passive Income Starter Guide⁠ (https://shesworthy.org/guide) and learn the basics of dividend investing in plain English. It's designed to help wives and moms take their first steps toward understanding income-producing assets with confidence.

Get Your FREE STOCK by using the app I find the easiest to navigate - https://join.robinhood.com/jasmint33/

If you enjoyed this episode, be sure to subscribe, leave a 5 star review, and share it with a wife or mom who's ready to learn about investing in a way that actually makes sense.

Discussion Question:
What's one thing about dividend investing you've always wanted someone to explain?