This Week's Agenda:

• What’s happening in 10 min
  • Record Black Friday Sales
    • 11.8B up 9.1% from 10.8B in 2024 (Adobe Analytics)
    • Higher in-store component (1.7% up since last year)
  • Alphabet surpasses Microsoft as 3rd most valuable company in the world
  • Concept of circular financing dominating headlines
  • Fed rate cut in December jumped to 80 - 85% Dec 9 - 10
• Topic de jour - Is $140k the new poverty line?
• Listener Q&A -
  • What should I do if my computer/Mac has been compromised?
• Tip of the week
  • https://www.auctionzip.com/

_____

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karastick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

__

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Join Brent's Monthly Newsletter:

https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter

Comments or questions? Email us at comments@moneyalchemistshow.com

__________________

Trevor Gargano (The Digital QB)

Email: Trevor@trevorgargano.com

LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/

Website: TheDigitalQuarterback.com

____________________________

Instagram: https://www.instagram.com/moneyalchemistpod/

X: https://twitter.com/moneyalchpod

Facebook: https://www.facebook.com/profile.php?id=61556458987483

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.

• What’s happening 10 min
  • 50 year mortgage idea announced to unpopular fanfare
  • Bitcoin down 35% from highs, down 5% on the year. Crypto markets erase over $1.1T in market cap.
  • Government shutdown hits 43 days, ended when House of Reps passed a continuing resolution that would make it through the Senate.
  • No BLS jobs data ever for period.
  • Michael Burry announcing major AI short on Palantir and NVDIA then closes hedge fund shortly thereafter
• Topic de jour - top financial questions to bring up at Thanksgiving
  • What investment should I buy?
  • I need to reduce my taxes, how are all people doing this?
  • The stock market is rigged, why should I bother?
  • I hate the mortgage debt/payment and just want to pay it off, why shouldn’t I do that?
  • My advisor has been recommending annuities, is that a good idea?
  • My friend/acquaintance has made so much money trading, where should I start?
  • TikTocker/YouTuber says we’ve peaked. Time to get out, the crash is coming.
  • The housing market is going to crash, terrible time to buy.
  • The US debt ($38T) is too great and the American dollar is going to collapse. I’m buying gold. Prove me wrong.
  • What about this AI bubble? What’s that about?
• Listener Q&A -
  • I’ve maxed out my 401(k) by summer and was told I might be missing out on company match. Will I continue to get a company match?

Learn how to login to your payroll portal and figure out split deposits

https://www.auctionzip.com/

https://simplelogin.io/

_______

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karastick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

  __

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Join Brent's Monthly Newsletter:

https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter

Comments or questions? Email us at comments@moneyalchemistshow.com

___________________

Editor:

Trevor Gargano (The Digital QB)

Email: Trevor@trevorgargano.com

LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/

Website: TheDigitalQuarterback.com

____________________________

Instagram: https://www.instagram.com/moneyalchemistpod/

X: https://twitter.com/moneyalchpod

Facebook: https://www.facebook.com/profile.php?id=61556458987483

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.

• What’s happening 10 min
  • Gov’t shutdown - no BLS employment data
  • Bitcoin now in bear market collapsing to below $100k
  • Michael’s Burry’s new big short
  • Healthcare premium inflation
  • Jester “Jack” Daniels - how he built an empire and did not survive to reap the reward
• Topic de jour - Cost of healthcare for workers vs retirement, long-term care
• Listener Q&A -
  • I’ve maxed out my 401(k) by summer and was told I might be missing out on company match, will I continue to get a company match?
  • All my neighbors are putting their homes in a trust or giving them to their kids so the nursing home doesn’t take the money, should I do that?
• Tip of the week
  • Understand how you pay for a mortgage - not all refis are the same.

___

Sources

https://communications.fidelity.com/wi/tools/retirement-health-care/

Healthsherpa.com

https://www.carescout.com/cost-of-care

_____

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karastick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

  __

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

Join Brent's Monthly Newsletter:

https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter

Comments or questions? Email us at comments@moneyalchemistshow.com

___________________

Editor:

Trevor Gargano (The Digital QB)

Email: Trevor@trevorgargano.com

LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/

Website: TheDigitalQuarterback.com

____________________________

Instagram: https://www.instagram.com/moneyalchemistpod/

X: https://twitter.com/moneyalchpod

Facebook: https://www.facebook.com/profile.php?id=61556458987483

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.