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  • Scrubs2Estates: Leaving Nursing For Freedom, Wealth & Real Estate Development | Ian Duffy E34
    2025/09/20

    After eight years as a travel nurse, Ian Duffy — better known as Scrubs2Estates — walked away from the bedside to pursue real estate investing and multifamily development. In this conversation, we dive into the reality of nursing burnout, the toll healthcare can take on your health and life balance, and the pivotal moments that pushed Ian to step away from a “safe” career to bet on himself. He opens up about the lessons learned from failures, what it really takes to transition into entrepreneurship, and how he’s building long-term wealth and freedom through development projects.

    If you’ve ever felt stuck in your W-2, questioned whether nursing (or any job) is sustainable for the long haul, or wondered if there’s a path to more freedom, this episode will resonate. Ian’s journey is proof that you don’t have to spend a lifetime in a career that doesn’t fulfill you — and that with action, education, and community, you can build a new life outside of scrubs.

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    Things We Talk About in This Episode:

    • Ian’s journey from eight years of travel nursing to leaving the bedside for real estate
    • The hidden realities of nursing burnout and life inside healthcare during COVID
    • How injuries, worker’s comp, and system flaws impact nurses on the front lines
    • The turning point that pushed Ian to pivot from scrubs to estates
    • Early mistakes in real estate and the lessons that shaped his approach
    • Why multifamily development is a long game — and how to break into it
    • Building wealth and freedom by raising capital and creating housing
    • The importance of community, mentorship, and betting on yourself

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    🎯 Follow Ian Duffy
    Instagram: @Scrubs2Estates

    Ian's Email:

    • Personal: IanPatrickDuffy@gmail.com
    • Business: Ian@Scrubs2Estates.com

    Ian's Website:

    • Scrubs2Estates.com

    Ian's Podcast: https://podcasts.apple.com/us/podcast/scrubs2estates-podcast/id1788976707

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    🚀 Connect with Lorenzo Mercado
    Instagram: https://www.instagram.com/lorenzo.mercado_/
    Website: www.mercasaventures.com & www.ascentcapital.llc


    🎙️ Listen to The Lo-Down

    🎙️Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761


    🎙️Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3
    Youtube: https://www.youtube.com/@Lorenzo.Mercado

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    💬 Like this episode?
    Give a 5 Star & Share it with a friend who needs to hear it!


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    Chapters

    00:00
    From Nursing to Real Estate: A Journey of Change

    03:05
    The Reality of Nursing: Challenges and Insights

    07:46
    The Impact of COVID-19 on Healthcare Workers

    19:43
    A Pivotal Moment: Realizing the Need for Change

    24:39
    Healthcare Misconceptions: A Nurse's Perspective

    26:41
    Empathy in Nursing: Lessons from the ER

    28:00
    The Decision to Leave Nursing: A Personal Journey

    30:24
    Discovering Real Estate: A New Path

    32:48
    Transitioning from Nursing to Entrepreneurship

    35:44
    Overcoming Doubts: The Importance of Self-Belief

    38:06
    Life After Nursing: Finding Peace and Purpose

    40:30
    Owning Your Time: The Freedom of Entrepreneurship

    43:04
    Skills from Nursing that Benefit Business

    44:14
    Choosing Real Estate Development: A Strategic Decision

    46:55
    Understanding Development Deals: From Single Family to Multifamily

    51:04
    Innovative Housing Solutions

    53:42
    Navigating the Development Process

    57:52
    Lessons from Experience

    01:02:05
    The Value of Risk and Resilience

    01:07:35
    Vision for the Future

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    1 時間 12 分
  • Airbnb Arbitrage: How To Make A Million Dollars Without Owning Property | Kevin Leong E33
    2025/08/29

    What if you could build a 184-unit Airbnb portfolio without owning a single property in just two years?

    In this episode, I sit down with Kevin Leong, who scaled from 0 to 184 Airbnb arbitrage units in just two years. At his peak, his business pulled in over $1.1M in a single month. After grinding through the early days, Kevin built systems, hired a team of 20+ VAs, and now runs the entire operation in under 10 hours a week.

    We dive into how Kevin went from a cannabis warehouse job and side hustles to building one of the fastest-growing Airbnb arbitrage companies out there. He shares the credit card hacks that helped him fund his first deal, the 200+ cold calls it took to land his first “yes,” and the mistakes new operators should avoid.

    If you’re into real estate, Airbnb, or just want to learn how to scale a business fast—this one’s a masterclass.

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    We talk about:

    • How Kevin scaled from 0 to 184 Airbnb arbitrage units in two years
    • Using 0% interest credit cards to fund growth
    • The grind of 200+ rejections before his first deal
    • Building systems and SOPs to scale without burnout
    • Hiring VAs and stepping back to a 10-hour workweek
    • Why arbitrage can be the perfect stepping stone to long-term wealth

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    🎯 Follow Kevin Leong
    Instagram: @kevinleong_bnb

    🚀 Connect with Lorenzo Mercado
    Instagram: https://www.instagram.com/lorenzo.mercado_/
    Website: www.mercasaventures.com

    www.AscentCapital.llc


    🎙️ Listen to The Lo-Down

    🎙️Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761
    🎙️Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3
    Youtube: https://www.youtube.com/@Lorenzo.Mercado

    -----

    💬 Like this episode?
    Share it with a friend who needs to hear it!

    -----

    Chapters

    00:00 Introduction to Airbnb Arbitrage

    02:49 Understanding the Business Model

    05:38 Revenue Insights and Financials

    08:35 Background and Early Career

    11:25 First Deal Experience

    14:01 Choosing Locations and Market Research

    17:08. Scaling the Business

    20:02 Operational Strategies and Team Structure

    22:55 Challenges and Learning Lessons

    25:39 Future Plans and Vision

    28:45 Final Thoughts and Advice


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    1 時間 9 分
  • He’s Building 3D-Printed Homes in California And Changing Real Estate Forever | Nan Lin E32
    2025/08/04

    What if homes could be printed instead of built?

    In this episode, I sit down with Nan Lin, founder of 4DIFY and Kaizen Capital, who built California’s first fully permitted 3D-printed housing community.

    We get into how he went from mortgage lending to real estate investing, and how that journey led him to launching a company that’s changing how we think about construction. Nan shares how they got local approvals, solved major problems in housing, and built something no one thought was possible.

    If you're into real estate, construction innovation, or just love bold ideas—this one’s a must-listen.

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    We talk about:
    -How 3D printing could solve labor shortages and reduce build costs
    -What it took to get city and county approval for something no one’s seen before
    -Raising capital from people who believed in the vision
    -The mindset it takes to bet big on innovation

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    🎯 Follow Nan Lin
    Instagram: @nanunlimited
    4DIFY Website: https://www.4dify.com

    🚀 Connect with Lorenzo Mercado
    Instagram: https://www.instagram.com/lorenzo.mercado_
    Website: https://www.mercasaventures.com

    🎙️Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761
    🎙️Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3
    Youtube: https://www.youtube.com/@Lorenzo.Mercado

    -----

    💬 Like this episode?
    Share it with a friend who needs to hear it!

    -----

    Timestamps:
    00:19 – Introduction to Nan Lin and Fortify
    01:49 – The Genesis of Fortify: From Idea to Reality
    07:54 – The 3D Printing Process: Building the Future of Homes
    13:40 – Navigating Permits and City Approvals
    19:08 – Financial Insights: Costs and Profitability
    25:00 – Raising Capital: Strategies and Advice
    26:56 – Expanding Horizons: Multifamily and ADUs
    28:37 – Collaborative Design Challenges in Construction
    31:23 – Future Vision: Scaling Fortify's Operations
    32:34 – Investment and Operational Challenges in 3D Printing
    33:43 – Nan Lin's Journey into Real Estate
    39:15 – Lessons from Early Real Estate Investments
    49:53 – Founding Kaizen Capital: A Collective Investment Approach
    52:12 – Building a Team: Hiring for Success
    54:06 – Mindset and Philosophy for Continuous Improvement

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    1 時間 2 分
  • SoLo: Two Years of Sobriety - The Best Decision I've Ever Made | E31
    2025/07/21

    In this deeply personal soLo episode, I share the raw, unfiltered story behind one of the best decisions I’ve ever made: quitting alcohol and all other drugs — and how that choice transformed every area of my life.

    From blacking out in Vegas to losing myself to weekend benders, drinking was more than just a habit… it was my identity. But two years ago, everything changed.

    In this episode, I dive into:
    • When and why I started drinking
    • The night that finally broke me
    • The social pressure and FOMO of sobriety
    • How I handled cravings and temptation
    • The myths people believe about sober life
    • And how going alcohol-free helped me become a better husband, entrepreneur, and human being

    Whether you’re sober curious, struggling with balance, or just love a story of personal growth — this one’s for you.

    🔗 If you’ve ever questioned your relationship with alcohol, I hope this episode brings clarity, encouragement, and hope.

    Please give a 5 STAR REVIEW on Spotify or Apple Podcasts and SHARE this episode.

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    🚀 Connect with Lorenzo Mercado
    Instagram: https://www.instagram.com/lorenzo.mercado_
    Website: https://www.mercasaventures.com

    🎙️Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761
    🎙️Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3
    Youtube: https://www.youtube.com/@Lorenzo.Mercado

    -----

    💬 Like this episode?
    Share it with a friend who needs to hear it!


    -----

    Chapters

    00:00
    Introduction to Sobriety Journey

    01:02
    The Struggles with Alcohol

    03:52
    Life Before Sobriety

    06:42
    The Challenges of Going Sober

    09:37
    Transformations After Sobriety

    12:20
    Myths About Sobriety

    13:08
    Encouragement for Those Considering Sobriety


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    19 分
  • Turning a 3.5% Down FHA Loan into a Multifamily Cash Machine | Nick Rossi E30
    2025/06/18

    In episode 30 of The Lo-Down, Lorenzo Mercado sits down with Nick Rossi — a former chief engineer on tugboats, turned real estate investor and construction business owner — to unpack how he leveraged grit, mentorship, and a 3.5% FHA loan to break into multifamily real estate and scale a construction company.

    Nick shares practical advice on managing contractors, buying or building businesses, and using hands-on experience to fuel growth. If you're in real estate, construction, or just looking to transition into entrepreneurship, this is your episode.

    We cover:

    • Nick’s journey from tugboats in Alaska to real estate investing
    • How he used an FHA loan to kickstart his first multifamily deal
    • Managing contractors the right way: scope, systems, and communication
    • Lessons from building a scalable painting and construction business
    • The pros and cons of acquiring a business vs. starting from scratch
    • Why education, networking, and time management are game changers
    • The transition into short-term rentals and the future of hospitality

    Please give a 5 STAR REVIEW on Spotify or Apple Podcasts and SHARE this episode.

    -----

    👥 Connect with Nick Rossi:
    Instagram: www.instagram.com/nlrossi

    🚀 Connect with Lorenzo Mercado
    Instagram: https://www.instagram.com/lorenzo.mercado_
    Website: https://www.mercasaventures.com

    🎙️Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761
    🎙️Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3
    Youtube: https://www.youtube.com/@Lorenzo.Mercado

    -----

    💬 Like this episode?
    Share it with a friend who needs to hear it!


    -----

    Chapters
    01:14 – From Tugboats to Real Estate: A Unique Journey
    05:18 – Transitioning to Real Estate: Finding a Mentor
    12:00 – Building a Construction Business: Lessons Learned
    17:54 – Managing Contractors: Communication is Key
    23:53 – Navigating Business Growth: Learning from Mistakes
    28:56 – Buying vs. Starting a Business: Insights on Acquisition
    31:00 – Navigating Non-Compete Clauses
    31:30 – The Journey of the First Multifamily Deal
    33:21 – Lessons Learned in Real Estate
    34:41 – Financial Insights from the First Deal
    36:50 – Advice for First-Time Investors
    38:06 – Permitting and Construction Challenges
    40:58 – Transitioning to Short-Term Rentals
    42:28 – Exploring Hospitality Opportunities
    45:52 – Hotel Acquisition Strategies
    50:02 – Advice for Aspiring Hotel Owners
    52:36 – Time Management for Multiple Ventures

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    59 分
  • How To Legally Pay Less in Taxes With The CPADude | Tony Hoong E29
    2025/05/27

    In this episode of The Lo-Down, Lorenzo Mercado sits down with Tony Hoong — better known as The CPA Dude — to break down practical, legal tax strategies that can help you keep more of what you earn in 2025 and beyond.

    Whether you’re a W2 employee, side hustler, small business owner, or real estate investor, this episode is packed with actionable tips your CPA probably isn’t telling you. Stick around to the end so you don't miss any key strategies that could save you thousands of dollars.

    We cover:

    -The Building of the CPADude Tax Firm
    -How W2 workers can reduce taxes
    -Deductions most people miss and how to audit-proof your finances
    -How to use the Augusta Rule to rent your home to your business — tax-free
    -Real estate investor strategies like bonus depreciation and cost segregation
    -Property Business & Entity Formation

    Tony simplifies the complex and delivers strategies you can start implementing today.

    Please give a 5 STAR REVIEW on Spotify or Apple Podcast and SHARE this episode.

    -----

    👥 Connect with Tony Hoong:
    Website: https://thecpadude.com/
    Instagram: https://www.instagram.com/TheCPADude_


    🚀 Connect with Lorenzo Mercado
    Instagram: https://www.instagram.com/lorenzo.mercado_
    Website: https://www.mercasaventures.com

    🎙️Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761
    🎙️Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3
    Youtube: https://www.youtube.com/@Lorenzo.Mercado

    -----

    💬 Like this episode?
    Share it with a friend who needs to hear it!

    💡 Ready to stop overpaying the IRS? Hit play.

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    1 時間 26 分
  • This Açaí Brand Is Taking Over California: Palmetto Superfood's CEO and Founder | Charles Lee E28
    2025/05/19

    In this episode of The Lo-Down, Lorenzo Mercado sits down with Charles Lee, founder and CEO of Palmetto Superfoods — one of the fastest-growing açaí bowl brands in California.

    What started as a single store in San Francisco has quickly become one of the most talked-about health food brands in California. Charles shares how he went from concept to execution, the mindset it took to scale brick-and-mortar, and why a focus on product quality over hype has been the key to long-term growth. From lessons in branding and leadership to scaling a brick-and-mortar business the right way, this episode is packed with insight for anyone looking to build a multi-million dollar brand from the ground up.

    If you're an entrepreneur, real estate investor, or aspiring founder — this one's for you.

    Topics Include:

    • The early days of launching a food concept from scratch
    • Why obsessing over the product is more important than marketing
    • Lessons learned from opening multiple physical locations
    • Branding vs. experience: how to get both right
    • Building a team and company culture in food & beverage
    • The biggest myths about starting a food business

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    🔔 Subscribe for weekly episodes on Real Estate, Business, and Taking Action:

    👥 Connect with Charles Lee:
    Website: https://www.palmettosuperfoods.com
    Instagram:https://www.instagram.com/chacharleslee/

    🚀 Let’s Connect:
    Instagram: https://www.instagram.com/lorenzo.mercado_/

    Website: https://www.mercasaventures.com

    🎙️Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761

    🎙️Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3

    Youtube: https://www.youtube.com/@Lorenzo.Mercado


    💬 Like this episode?
    Leave a five star review on your favorite streaming platform and share with a friend who would find value.


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    1 時間 1 分
  • SoLo: House Flip Updates, Hotel Moves, Future Vision and Q&A | E27
    2025/05/07

    In this solo episode, Lorenzo Mercado pulls back the curtain on his latest moves in real estate. He shares real lessons from his recent house flips—including costly delays—and how those setbacks are shaping his mindset. Lorenzo also dives into his next big play: boutique hotel investing. He breaks down why he’s making the shift, what he’s learning, and how it fits into his long-term vision of building wealth and freedom. The episode wraps with a candid Q&A where Lorenzo answers listener questions on flipping mistakes, turning pro, and what success really looks like.

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    Like what you hear?
    Subscribe to The Lo-Down, drop a 5-star review, and share it with someone who would find value. Thanks for tuning in.

    🔔 Subscribe for weekly episodes on Real estate, Business, and Taking Action👥

    -----

    🚀 Let’s Connect:
    Instagram: https://www.instagram.com/lorenzo.mercado_/
    Website: https://www.mercasaventures.com
    Podcast on Apple: https://podcasts.apple.com/us/podcast/the-lo-down/id1764777761
    Podcast on Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983?si=d2501028127246f3
    Youtube: https://www.youtube.com/@Lorenzo.Mercado


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    11 分