Property taxes can have a bigger impact on homeownership than many buyers realize. Garrett and Shelby explain why buyers should look beyond the mortgage payment, how taxing districts can affect affordability, what happens to taxes on new construction, and why escrow payments can change over time. For sellers, they discuss how understanding a property’s tax picture can help set expectations and give buyers a clearer view of the true cost of owning the home.

Your property tax bill isn’t just one tax—it’s a combination of local taxes supporting schools, cities, counties, fire districts, roads, libraries, and other community services. Garrett and Shelby explain where the money goes, why two similar homes can have very different tax bills, and explore the ongoing debate surrounding property tax relief, rising home values, local government spending, and the cost of Treasure Valley growth.

Are you taking advantage of the property tax relief available to you? Garrett and Shelby explain Idaho’s homeowner’s exemption and walk through additional programs designed for qualifying seniors, widows and widowers, disabled homeowners, and disabled veterans. They also discuss the property tax deferral program and why knowing the application requirements and deadlines could make a meaningful difference in your annual tax bill.