『The Holland Group Retirement Wealth Advisors' Podcast』のカバーアート

The Holland Group Retirement Wealth Advisors' Podcast

The Holland Group Retirement Wealth Advisors' Podcast

著者： "Retirement Success!" Podcast
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Welcome to The Holland Group Retirement Wealth Advisors' Podcast, with Steve and Elizabeth Holland! As fiduciaries, the Holland Group Retirement Wealth Advisors emphasize comprehensive financial planning, tax-efficient retirement strategies, and the value of seeking a second opinion to ensure retirement success to make the rest of your life, the best of your life! To schedule a complimentary consultation, call (727) 295-3451 or visit AskTheHollands.com.Copyright "Retirement Success!" Podcast 個人ファイナンス 経済学
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  • Is Your Retirement Portfolio Riskier Than You Think? The Hidden Risks That Could Derail Retirement

    Is Your Retirement Portfolio Riskier Than You Think? The Hidden Risks That Could Derail Retirement
    2026/08/10
    Hosted by Todd “MJ” Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors.Many investors approaching retirement believe they’re diversified, conservative, and prepared for the future—but are they really? In this episode of Retirement Success, Steve and Elizabeth Holland reveal why many retirement portfolios carry far more risk than investors realize and explain the critical conversations that too many advisors never have with their clients.The discussion explores hidden portfolio risk, the danger of relying on market performance alone, the devastating impact of sequence of returns risk, and why retirement success depends on much more than simply earning a good return. The Hollands also explain the importance of stress testing a portfolio, managing emotions during market volatility, and building a retirement plan designed to protect income throughout retirement.Whether you’re planning to retire soon or you’re already retired, this episode provides valuable insights into creating a retirement strategy that can withstand market downturns and support long-term financial confidence.In this episode you’ll learn:
    • Why “diversified,” “conservative,” and “safe” are not the same thing: How many investors misunderstand these terms and unknowingly take more risk than intended.
    • The hidden portfolio risk problem: Why portfolios often become riskier over time without investors realizing it.
    • Why performance is not the same as planning: How a portfolio can perform well during bull markets while still being poorly designed for retirement.
    • Sequence of returns risk explained: Why the order of market returns can matter more than average returns once you begin withdrawing retirement income.
    • The retirement income danger zone: How taking withdrawals during market downturns can permanently damage a portfolio’s long-term sustainability.
    • The power of portfolio stress testing: How testing your current portfolio against events like 2008, COVID, inflation shocks, and market volatility can reveal risks before they become costly.
    • Behavioral investing mistakes: Why emotions often cause investors to buy high, sell low, and make poor financial decisions during periods of market stress.
    • Building a retirement plan with purpose: Why different segments of a portfolio should be designed for income, growth, liquidity, and legacy planning.
    • The questions every retiree should ask their advisor: From risk analysis and tax planning to income protection and inflation planning.
    Retirement isn’t just about growing your portfolio—it’s about protecting your income, managing risk, and creating a plan that can help you stay retired with confidence. This episode explains why better questions often lead to better retirement outcomes.
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    53 分
  • Where Will Your Retirement Paycheck Come From? Creating Income That Lasts a Lifetime

    Where Will Your Retirement Paycheck Come From? Creating Income That Lasts a Lifetime
    2026/07/11
    Hosted by Todd “MJ” Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors.

    Retirement isn't just about building wealth—it's about turning that wealth into a dependable paycheck that lasts for the rest of your life. In this episode of Retirement Success, Steve and Elizabeth Holland explore one of the biggest challenges retirees face: replacing the steady paycheck they've relied on for decades with a sustainable retirement income strategy.

    Using real-world examples, they explain why having a large retirement account doesn't automatically mean you'll feel financially secure. The discussion covers the growing "retirement income gap," why the traditional 4% withdrawal rule may no longer fit today's economic landscape, and how retirees can create reliable monthly income while still protecting long-term growth.

    The Hollands also introduce their three-segment income strategy, discuss how certain retirement income solutions can help create a personal pension, and explain why confidence in retirement comes from having a plan—not simply accumulating assets.

    Whether you're preparing to retire in the next few years or you're already living in retirement, this episode offers practical strategies to help you enjoy your savings with greater confidence and peace of mind.

    In this episode you'll learn:

    * Why the biggest question in retirement isn't how much you've saved—but where your next paycheck will come from.
    • How to identify and close your personal retirement income gap.
    • Why the traditional 4% withdrawal rule may no longer be the best strategy for today's retirees.
    • The risks of withdrawing investment assets during market downturns and how proper income planning can help reduce that risk.
    • The Holland Group's three-segment income strategy for balancing essential expenses, lifestyle spending, and long-term growth.
    • How creating your own personal pension can provide dependable lifetime income as part of a diversified retirement plan.
    • Why inflation, taxes, and longevity should all be considered when building a retirement income strategy.
    • The importance of balancing liquidity, growth, and safety within your retirement portfolio.
    • How the right retirement plan can help replace financial anxiety with confidence and allow you to enjoy the retirement you've worked so hard to achieve.

    A successful retirement isn't measured by the size of your portfolio—it's measured by the confidence that your income will support the life you want to live. This episode shows how thoughtful retirement income planning can help make that possible.
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    53 分
  • The Retirement Scam Crisis: How AI, Crypto & Fraudsters Are Targeting Retirees in 2026

    The Retirement Scam Crisis: How AI, Crypto & Fraudsters Are Targeting Retirees in 2026
    2026/06/29
    Hosted by Todd “MJ” Schnitt, this episode features Steve and Elizabeth Holland of The Holland Group Retirement Wealth Advisors.

    Financial scams are evolving at an alarming pace—and retirees are increasingly becoming the primary targets. In this eye-opening episode of Retirement Success, Steve and Elizabeth Holland reveal the latest scams affecting Americans in 2026 and explain why even intelligent, financially savvy individuals are falling victim.From AI-generated voice cloning and fake grandchild emergencies to fraudulent bank security alerts, tech support scams, cryptocurrency investment fraud, romance scams, government impersonation schemes, and Bitcoin ATM scams, the Hollands break down how these criminals manipulate emotions, exploit trust, and use urgency to steal retirement savings that took decades to build.More importantly, they share practical strategies every retiree and family should implement immediately—from creating family safe words and verifying emergency calls to protecting personal information online and recognizing the warning signs before it's too late.Whether you're approaching retirement or already retired, this episode provides essential guidance to help safeguard your financial future in today's increasingly sophisticated digital world.In this episode you'll learn:
    • Why retirees and pre-retirees have become the #1 target for today's financial scammers.
    • How AI voice cloning can impersonate your children or grandchildren in fake emergency calls.
    • The psychology scammers use—fear, urgency, and emotional manipulation—to bypass logical thinking.
    • How fake bank fraud departments convince victims to move money into "safe accounts."
    • The warning signs of tech support scams and why you should never allow remote access to your computer.
    • How romance scams and "wrong number" text messages lead victims into fraudulent cryptocurrency investments.
    • The rise of government impersonation scams involving the IRS, FBI, DEA, and other agencies.
    • Why Bitcoin ATM scams have exploded and how criminals use them to steal retirement savings.
    • Practical cybersecurity habits every retiree should adopt to better protect their finances.
    • How proactive retirement planning includes protecting not only your investments—but also your financial security from modern fraud.
    Protecting your retirement isn't just about growing your wealth—it's also about preventing it from falling into the wrong hands. This episode offers valuable insights every family should hear.
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    53 分
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