100 podcast episodes in… many more to go. So, what have we learned from helping families plan for their wealth and their lives?

In this special centennial episode, Jeff Green and Lauren Smith reflect on the most-played conversations, the smartest lessons clients have taught them, and the surprising podcast topics that have resonated with audiences most. They share listener insights, the themes that keep coming up, and the core truth behind every great wealth plan: your money should support the life you want, not the other way around. Together they discuss:

• The top ten lessons that have shaped their advice over 100 episodes
• Why the “human side” of money keeps outperforming market talk in downloads
• What clients really worry about heading into retirement
• Why avoiding preventable mistakes matters more than chasing big wins
• How advisors play coach, counselor, and guide during life transitions
• The role of tax strategy in preserving lifestyle and legacy
• What they’re excited to explore over the next 100 episodes
• And more!

Top Green Zone Episodes

• The Roles of Values in Retirement Planning
• Transition Into Retirement With A Coach As Your Guide
• How to Build Wealth Wisdom in the Next Generation
• Tax Surprises Through the 4 Stages of Retirement
• Financial Advice for My Younger Self
• The Top Retirement Traps to Avoid
• Hidden Costs of Retirement: What You Might Be Overlooking
• Financial Strategies For Life's Big Transitions Ahead
• Having The Tough Conversations About Death & Finances
• Is Your Financial Advisor Showing You The Love?
• Find Your Why With The Birkman Assessment
• Wealth Wisdom: The Financial Playbook of the Ultra-Wealthy

Connect With Winstone Wealth Partners:

• jeff@WinstoneWP.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

In this special episode of The Green Zone Podcast, Jeff Green and Lauren Smith sit down with Andrea and John Ferruzzo to share the story of their daughter, Katherine, one of the two young counselors who lost their lives—along with 25 children campers—in the devastating Kerr County flood at Camp Mystic this past July.

In the months since the flood, the Ferruzzos—along with the other families who lost daughters that night—have come together as Heaven’s 27, an organization committed to honoring their lost daughters and advocate for stronger camp safety across Texas. Andrea and John have also launched The Katherine Ferruzzo Legacy Foundation, dedicated to supporting special education classrooms, a mission rooted deeply in Katherine’s heart and the work she was already doing long before college.

In this episode, Andrea and John share their story of parents transforming heartbreak into hope—and we’re honored to help share Katherine’s story and the legacy she continues to inspire.

Together they discuss:

• The circumstances surrounding the Kerr County flood at Camp Mystic
• Katherine’s passion for special education and the work she was already doing in classrooms
• Why the Ferruzzos chose to start a foundation instead of a GoFundMe—and how the Foundation is already supporting teachers and special needs students
• The impact the foundation is making across Spring Branch ISD and future plans to expand statewide
• The ongoing legislative efforts of the Heaven’s 27 families to strengthen Texas camp safety laws
• And more…

If this episode moves you, we encourage you to learn more, get involved, and help carry forward the work Katherine cared so deeply about.

Resources

• The Katherine Ferruzzo Legacy Foundation (GHCF)
• Live Like Katherine Ferruzzo Instagram
• Heaven’s 27
• Campaign for Camp Safety
• John & Andrea Ferruzzo’s op-ed in the Austin Statesman
• Katherine Ferruzzo’s Obituary

Connect With Winstone Wealth Partners:

• jeff@WinstoneWP.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Note: Raymond James is not affiliated with and does not endorse any of the organizations mentioned above and within this Podcast episode.

You’ve mapped out your retirement budget — housing, healthcare, travel, the works.

But what about the expenses that don’t make it into the spreadsheet?

The ones that sneak up on you years later and quietly erode your nest egg?

In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith break down the hidden or “stealth” costs that often catch retirees off guard — and how a good financial plan can help you prepare before they derail your vision of a stress-free retirement.

They discuss:

• Why healthcare and long-term care costs are often underestimated — and what you can do about it
• The real price of “paid-off” homes (think taxes, insurance, and surprise repairs)
• How adult children, aging parents, and even grandkids can impact your retirement cash flow
• The truth about taxes in retirement — and strategies to help reduce their bite
• The lifestyle and inflation factors that can quietly inflate your spending over time
• How to “stress test” your retirement plan for unexpected expenses

Tune in to make sure your retirement plan covers not just the known costs, but the ones you might be overlooking.

Connect With Winstone Wealth Partners:

• jeff@WinstoneWP.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Retirement is one of the biggest transitions you’ll ever face—and with it comes a lot of myths, misconceptions, and half-truths that can cost you if you’re not prepared. On this episode of The Green Zone Podcast, Jeff Green and Lauren Smith break down the most common retirement planning myths they hear from clients and set the record straight with real-world strategies.

From Social Security to Medicare, taxes to investment strategy, you’ll learn why the old rules of thumb don’t always hold up today—and what strategic planning really looks like for the next chapter of your life. Together, they discuss:

• Why Social Security isn’t enough to rely on—and how to think about when to take it
• The myth of “spending less” in retirement (and why every day starts to look like Saturday)
• The risks of assuming you’ll “just keep working” if money gets tight
• What Medicare does—and doesn’t—cover in retirement
• Why going too conservative with your investments too soon can potentially backfire
• Taxes in retirement: required minimum distributions, Roth conversions, and early planning
• How longevity changes everything
• Why retirement planning doesn’t stop the day you leave the office
• And more!

Whether you’re still years away from leaving the workforce or already thinking about your retirement income strategy, this conversation will help you separate fact from fiction and plan with clarity.

Connect With Winstone Wealth Partners:

• jeff@WinstoneWP.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

When tragedy strikes, how do we respond with both heart and wisdom?

What are the right—and potentially wrong—ways to support grieving families after a devastating loss?

In the wake of the catastrophic flooding in Central Texas this past July, co-hosts Jeff Green and Lauren Smith take a compassionate, candid look at how individuals and communities can offer meaningful support during times of unimaginable tragedy. While this episode was prompted by the loss felt throughout the Camp Mystic and Hunt, Texas communities, the insights shared apply to any situation where grief runs deep and help is needed.

With warmth, honesty, and practical guidance, Jeff and Lauren explore how to give generously without adding unintended stress—and why thoughtful financial decisions matter more than ever during moments like these. Together they discuss:

• Common missteps people make when trying to help—and what actually makes a lasting difference
• Pros and cons of using platforms like GoFundMe (including tax and privacy considerations)
• Alternatives to GoFundMe, including donor-advised funds and how they can create lasting legacies
• How to vet charities and ensure your donations are going to qualified 501(c)(3) nonprofits
• The importance of showing up after the funeral, when grief lingers but support often fades
• The role of MealTrain and other practical ways to support families long-term
• Why it’s essential to pause before making major financial decisions in the wake of trauma
• If you're looking for actionable ways to give with both heart and clarity—this episode is worth a listen.

Connect With Green Financial Group:

• jeff@WinstoneWP.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

In this milestone episode, co-hosts Jeff Green and Lauren Smith share the story behind their wealth management practice’s exciting rebrand from Green Financial Group to Winstone Wealth Partners. They take listeners behind the scenes of the naming process, brand evolution, and the heartfelt reasoning behind the shift—all while offering a transparent look at what’s changing (and what’s not). Together they discuss:

• How team collaboration (and color preferences!) shaped the new logo
• The role of legacy, growth, and leadership in the rebrand
• Client reactions—both supportive and sentimental
• What the new chapter means for the team and the client experience
• The evolution of the website and digital presence
• Why The Green Zone podcast will keep its name
• And more!

Connect With Green Financial Group:

• jeff@WinstoneWP.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

While financial planning plays a key role in retirement, it’s only part of the picture—many people face a significant identity shift as they figure out who they are without their job title. In this heartfelt and insightful episode of The Green Zone Podcast, co-hosts Jeff Green and Lauren Smith go beyond the numbers to explore lesser-known aspects about retirement that often catch people off guard. In particular, they focus on the emotional transition that comes after the final paycheck. Together they discuss:

• The emotional and psychological identity shift that happens in retirement
• Why hobbies alone may not be enough to sustain you post-retirement
• How to start building your post-career identity before you stop working
• The importance of cultivating diverse social circles outside of work
• Creating structure and routine in retirement to replace the rhythm of a workweek
• Ways to engage with your community: clubs, volunteer work, or alumni groups
• Gender differences in how people adapt socially to retirement
• Real-life client stories that illustrate successful (and not-so-successful) retirements
• And more!

Connect With Green Financial Group:

• Jeff@WinstoneWP.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Are you prepared for your final send-off? And more importantly, is your family?

When you pass on, will you be leaving behind a legacy of chaos and confusion, or one of clarity and care?

In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith decided to toss out their original topic on tariffs and pivot to something much more personal: death planning. From organizing legal documents to pre-determining funeral preferences and leaving behind letters to loved ones, this episode tackles the real-life logistics of what happens after we’re gone—with plenty of humor and wisdom along the way. In this episode, Jeff and Lauren discuss:

• Essential legal documents: Keeping your will, powers of attorney, and medical directives up to date
• Digital organization: Creating a file that lists all your financial accounts, passwords, and key contacts
• Real estate & assets: Ensuring property deeds and investment paperwork are easy to locate
• Funeral & memorial preferences: Outlining your wishes— everything from burial or cremation to party playlists
• Notification list: Making a list of people you’d want contacted after your passing
• Letters to loved ones: Writing meaningful messages for family and friends to be delivered after death
• First-hand experience: Jeff shares what it was like to be the executor of his father’s estate
• Planning = love: Why taking care of this checklist is one of the most compassionate things you can do
• And more!

Connect With Green Financial Group:

• jeff@greenfinancialgrp.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Green Financial Group
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith