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Memories vs. money is a classic trade-off: money provides security and enables experiences, while memories offer lasting internal joy, peace, and meaning, often becoming more valuable as we age, though the best approach balances spending on memory-making with financial prudence, recognizing that experiences, not possessions, often define a rich life and legacy. While money buys comfort and supports lifestyle, it's the shared laughter, acts of kindness, and deep connections that truly matter and are remembered, not just wealth.

The Case for Memories (Experiences)

Lasting Value: Memories provide internal warmth, peace, and joy that money can't buy and that last a lifetime, even into old age.
Connection & Meaning: They foster deeper connections with loved ones and create a sense of purpose, which is often more fulfilling than material wealth.

Irreplaceable Moments: Time spent creating memories (like a child's first trip) is a finite resource; you can't get those moments back, unlike money, which can be earned again.

Legacy: People remember how you made them feel, not how much you owned, making shared experiences the true legacy.

The Role of Money

Enabler: Money is essential for survival and security, and it facilitates the creation of many cherished memories, such as family vacations or experiences.

Balance is Key: Financial experts suggest balancing spending on experiences (like travel) with saving for the future to avoid regret.
Supports Lifestyle: Money allows for a better quality of life, providing comfort and options that enhance your ability to enjoy time with others.

Finding the Balance
Invest in Experiences: Think of spending on experiences as investing in "memory dividends" for your future self, as suggested by this YouTube video.

Value Time: Prioritize time with loved ones over passive activities or excessive work, as time is more valuable and fleeting than money, according to this article.

Create Memories Affordably: Not all memories require big spending; simple acts of kindness, local outings, and quality time can be just as impactful as expensive trips, notes this article.

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The 988 Lifeline
988 is now active across the United States. This new, shorter phone number will make it easier for people to remember and access mental health crisis services. (Please note, the previous 1-800-273-TALK (8255) number will continue to function indefinitely.) https://988lifeline.org/

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Mental health challenges are common among young college students, with anxiety and depression being the most prevalent issues. These struggles are often linked to the stress of academics, leaving home, social and relationship challenges, and uncertainty about the future. Consequently, poor mental health can lead to a decline in academic performance and higher dropout rates.

Common mental health issues
Anxiety and depression: Many students experience moderate to severe symptoms of anxiety and depression.

Suicidal ideation: A significant percentage of students report seriously considering suicide.

Substance use: Substance use challenges can also affect college students, sometimes co-occurring with other mental health problems.

Eating disorders: Eating disorders are another challenge faced by some students.

Loneliness: Many students report feeling isolated and disconnected from others.

Contributing factors

Stress: Academic pressure, managing new responsibilities like cooking and cleaning, and pressure to find a future job can be overwhelming.

Transition: Leaving home and support systems can lead to feelings of loneliness and homesickness.

Relationships: Navigating new social dynamics and romantic relationships for the first time can be difficult.

World events: Global conflicts and economic uncertainty can add to stress and anxiety.

Seeking support

Colleges are increasingly aware of the high prevalence of these issues and are working to provide support.

Many students are using campus counseling and health services, with usage rates climbing in recent years.

Seeking professional help is crucial to manage symptoms and prevent them from escalating.

This week we would like to highlight Mental Health First Aid if you would like to learn more or donate click the link below https://mentalhealthfirstaid.org/about/?_gl=1*14dta40*_gcl_au*NDU1Nzk4NDYxLjE3NjQ4MDU3NDQ.

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The 988 Lifeline
988 is now active across the United States. This new, shorter phone number will make it easier for people to remember and access mental health crisis services. (Please note, the previous 1-800-273-TALK (8255) number will continue to function indefinitely.) https://988lifeline.org/

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In 2025, statistics show that a historically high number of U.S. adults are experiencing depression, with over 18% reporting having it or being treated for it. Mental health crises are also significant, affecting nearly 1 in 10 U.S. adults, with young adults (18–29) reporting the highest prevalence. A notable 21% of children ages 3 to 17 have been diagnosed with a mental, emotional, or behavioral condition, and approximately half of all lifetime mental illnesses begin by age 14. Access to care remains a major challenge, with millions still lacking comprehensive care and numerous areas designated as mental health professional shortage areas.

Adult mental health
Depression: The percentage of U.S. adults with depression is at a historical high, with over 18% reporting current depression or treatment for it in 2025, which translates to an estimated 47.8 million people.
Mental Health Crises: Nearly 1 in 10 U.S. adults (9.9%) reported experiencing a mental health crisis in the past year, defined as a time when thoughts, feelings, or behaviors were too much to handle and required prompt assistance.
Prevalence: About 1 in 4 U.S. adults (26%) suffer from a diagnosable mental illness each year.
Workplace: A 2025 survey found that just over half of the workforce believes their company prioritizes mental health, but over half of employees are comfortable discussing their mental health with a close friend at work or their manager.

Youth and child mental health
Prevalence: 1 in 6 U.S. youth have a mental health condition, but only half receive treatment.
Mental, Emotional, or Behavioral Conditions: Nearly 1 in 5 children ages 3 to 17 (21%) had been diagnosed with a mental, emotional, or behavioral health condition in 2021.
Crisis: Young adults (18–29) reported the highest prevalence of mental health crises at 15.1%.
Access to care and disparities
Lack of access: More than 30 million people in the U.S. still lack access to comprehensive, high-quality care.

This week we would like to highlight Feedimg America if you would like to learn more or donate click the link below https://www.feedingamerica.org/find-your-local-foodbank

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Support the show

The 988 Lifeline
988 is now active across the United States. This new, shorter phone number will make it easier for people to remember and access mental health crisis services. (Please note, the previous 1-800-273-TALK (8255) number will continue to function indefinitely.) https://988lifeline.org/

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