The Fed Raised Rates, Mortgage Rates Hit 7.28%, and Buyers Are Disappearing
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The Fed Raised Rates, Mortgage Rates Hit 7.28%, and Buyers Are Disappearing
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The Fed just raised rates for the first time in more than three years, mortgage rates hit the highest level since November of 2023, and fewer buyers are signing contracts. Here is what that means for your payment, and why the buyers who stay in the game now have leverage.
This episode: the Fed vote, what 7.28% really costs you on a $400,000 loan, why a seller paid rate buy down beats a price cut, supply at a 10 year high, Atlanta and Houston numbers, the myth that the Fed sets your mortgage rate, five quick tips, and three questions from you.
I'm Mickey Lawrence, a licensed Realtor in Georgia and Texas. Want your real payment at today's rate? Book a free strategy call: https://calendly.com/settleinatl. Call or text 770 373 4944. Guides, down payment assistance, and a ton of housing resources: Click Me For Resources
Educational content only. Not financial, tax, legal, or insurance advice. Verify current figures with your lender, insurer, and tax professional. Equal Housing Opportunity.
Music: Licensed through Epidemic Sound.