Ep. 259 – John Kletchka – Choosing the Right CPA

Blurb: Dale sits down with John Kletchka, CPA at Conder Kletchka & Associates, to dive into an important question: Have you interviewed your CPA lately?Choosing the right tax professional isn't just about credentials — it’s about fit. In this episode, you'll learn why vetting your CPA can save you from costly mistakes down the road. Whether you're a business owner, freelancer, or just want peace of mind come tax season, this is a conversation you don't want to miss.

Dale’s guest this week is none other than, John Kletchka, CPA at Conder Kletchka & Associates. With the October 15, 2025, tax deadline fast approaching, are you financially prepared to file? Remember, extending your filing deadline doesn’t mean you're off the hook for penalties and interest. Just because you filed for an extension doesn’t mean you’ve avoided the costs. Tune in to this week’s podcast to get the insights you need before time runs out.

Dale sits down with Phil Bervig, Partner at TCP Asset Management in Phoenix, Arizona, for a thoughtful discussion on how to create a rising income during retirement. They explore why Social Security is often considered the best pension, strategies for married couples when making Social Security decisions, and how Medicare can significantly reduce health insurance costs in retirement. Do you have the right building blocks in place to secure your financial future?
Tune in as Dale and Phil delve into tax-advantaged investing and other essential strategies for a more confident retirement.

Dale sits down with Phil Bervig, Partner at TCP Asset Management in Phoenix, Arizona, to unpack the role of financial planners and the importance of fiduciary responsibility. Together, they explore what you should expect from a meeting with a fiduciary financial advisor — from personalized planning to transparent guidance. Learn why a comprehensive, individualized financial plan may serve you better than a one-size-fits-all financial product.

Dale teams up with Teresa Roop to unpack the OBBBA of 2025 — the sweeping new law changing how many Americans, including taxpayers over 65, are taxed. Want to know what it means for your 2025 return? Don’t miss this episode!

Dale is joined once again by Josh Allen, Certified Financial Planner™ and Founding Partner of TCP Asset Management. In this episode, they explore the pitfalls of taking Social Security income too early, and how that decision can impact your long-term financial security. They also discuss the topic of inflation and how it erodes your purchasing power over time. Dale and Josh further discuss key concepts in behavioral finance, strategies for generating rising income in retirement. Whether you're nearing retirement or planning well in advance, this episode provides valuable insights to help guide your financial decision-making journey.

In this episode, Dale is joined by Josh Allen, Certified Financial Planner™ and Founding Partner of TCP Asset Management, for a practical and insightful discussion on personal finance. Together, they unpack essential topics including Social Security planning, understanding the role of a financial fiduciary, and the importance of diversification in your investment strategy. Whether you're just starting your financial journey or preparing for retirement, this conversation delivers clear, actionable guidance to help you make informed decisions about your financial future.

Dale’s guest this week is Larry Lang, Executive Director of The Amarillo Symphony. Larry is bringing the magic of orchestral music to the open air with “Symphony Under the Stars” at Hodgetown on September 6, 2025. This marks the kickoff of their 2025–2026 season, and it promises to be a night of music, community, and celebration under the Texas sky. Larry’s leadership over the past few years has helped shape the Symphony’s vibrant programming, and this event is a perfect example of their commitment to making music accessible and unforgettable. Want to be part of it? You can explore the full season lineup and grab your tickets directly from The Amarillo Symphony’s official site.