You are scrolling Idealista. There is a two bedroom in Benalmadena at 350,000 euro, the terrace looks lovely, there is a bit of a sea view in the background, and you say to yourself, we could actually do this.

Here is what nobody tells you while you are sitting there scrolling. The number on the screen is not the number you pay.

So what does it actually cost to buy a property in Spain in 2026? Not the listing price, the real number.

If you are buying property in Spain, comparing Costa del Sol towns, working out a Spanish mortgage as a non resident, or just scrolling Idealista wondering whether a 350,000 euro apartment in Benalmadena is within reach, this is the honest breakdown from two people who do this every week.

In this episode we take you from the listing price to the keys in your hand: what actually gets added on top, what needs to be sitting in your bank before you book a flight, what the same money buys you in different parts of Benalmadena, and whether prices here are going to keep climbing.

You’ll hear:

✔ Why the number on the listing is not the number you pay, and exactly what gets added on top

✔ The 10 to 12% broken down: transfer tax, notary, lawyer, and why we always tell you to plan for 12

✔ The mortgage trap: why you cannot borrow the tax, and the real cash a 300,000 euro purchase needs sitting in your account

✔ What frontline beach in Benalmadena Costa costs per square metre against ten minutes back inland

✔ How to tell whether the listing you are looking at is even still available

✔ Why a property listed with four agencies is worth less, not more

✔ The full timeline from offer to keys: reservation, contrato de arras, notary, and how fast it can really go

✔ Whether prices are going to keep rising, and Warner’s honest answer

✔ The client who still has nightmares about the apartment he did not buy

If you take one thing from this episode, take the budget calculator. It is free, it is a spreadsheet with every cost already plugged in for cash buyers and mortgage buyers, and Warner has recorded a short video walking you through how to use it.

👉 Get the FREE Budget Calculator: https://wlcostaproperties.mykajabi.com/offers/eGi7pjBC/checkout

📞 Book a call with us: https://calendly.com/warner-wlcostaproperties/property-consultation?utm_source=podcast&utm_medium=podcast&utm_campaign=consult_call

📘 Not sure which town suits you yet? Take the Location Quiz: https://wlcostaproperties-quiz.netlify.app/?utm_source=podcast&utm_medium=shownotes&utm_campaign=quiz

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Tell us:

✔ What’s been your favourite episode?

✔ What’s the most helpful tip you’ve learned?

✔ What do you want to hear more about?

Every review helps us reach more people just like you who are dreaming of a new life in Spain.

Just head over to Apple Podcasts, hit the rating, and drop us a quick review.

Ten years ago this month we packed up our house in Ireland, put two small children in the car and moved to the Costa del So from Ireland.

Since then we have helped hundreds of international buyers make the same move and find their dream property from our base in Benalmadena.

So if you were here this summer and you had that moment, the one on the last evening where you looked around you and thought, what if we did not have to go home, this episode is for you.

You’ll hear:

✔ The exact moment we decided to move from Ireland to Spain

✔ How to tell the difference between holiday blues and the real thing

✔ Where to start, and how to work out which town actually suits the life you are moving into

✔ The questions a good agent should be asking you, and the red flag that means you are with the wrong one

✔ Our experience and advice on finding work here and the mistake we made ourselves in the first year

✔ Rent first or buy first, and why our answer has changed since we did it

✔ Language, community, and the honest truth about fitting in

If you take one thing from this episode, take the Location Quiz. It is under 60 seconds and it sends a personalised location profile straight to your inbox.

👉 Take our FREE Costa del Sol Location Quiz. It takes 30 seconds, it's free, and we'll send your personal location profile straight over:https://wlcostaproperties-quiz.netlify.app/?utm_source=podcast&utm_medium=shownotes&utm_campaign=quiz

📞 Want to talk it through with us? Book one of our complimentary consultation calls: https://calendly.com/wlcostaproperties/property-consultation?utm_source=youtube&utm_medium=video&utm_campaign=consult_call

Enjoying the Podcast? Leave Us a Review!

We know life is busy, but if you've been loving the podcast, we'd really appreciate it if you could take just a minute to leave us a review.

Tell us:

✔ What's been your favourite episode?

✔ What's the most helpful tip you've learned?

✔ What do you want to hear more about?

Every review helps us reach more people just like you who are dreaming of a new life in Spain.

Just head over to Apple Podcasts, hit the rating, and drop us a quick review.

With 10 years living in Benalmadena and hundreds of international buyers guided through this exact decision, Sandra and Warner know the Fuengirola vs Benalmadena question better than almost anyone on this patch.

In this episode of The Costa Property Podcast, Sandra walks you through the exact 5 questions we ask every buyer who's torn between Fuengirola and Benalmadena, the two Costa del Sol towns getting the most interest right now. They're 10 minutes apart on the same train line, but they'll give you two very different lives. Answer them honestly and, by the end, you'll know which one is yours.

Here's what you'll hear:

✔ Question 1: are you buying a holiday home, or a home for good?

✔ Question 2: do you want to walk everywhere, or drive?

✔ Question 3: who is your property really for?

✔ Question 4: what your budget actually gets you in each town

✔ Question 5: what do you want within a 5 minute walk of your front door?

✔ The expensive mistake we watched one couple almost make and how to dodge it

✔ Why the life outside your four walls matters more than the property itself

✔ Our golden rule we share with all buyers

Still not sure which town is right for you? 👉 Take our FREE Costa del Sol Location Quiz. It takes 30 seconds, it's free, and we'll send your personal location profile straight over:https://wlcostaproperties-quiz.netlify.app/?utm_source=podcast&utm_medium=shownotes&utm_campaign=quiz

Want to talk it through with us? 📞 Book one of our complimentary consultation calls: https://calendly.com/wlcostaproperties/property-consultation?utm_source=youtube&utm_medium=video&utm_campaign=consult_call

Enjoying the Podcast? Leave Us a Review!

We know life is busy, but if you've been loving the podcast, we'd really appreciate it if you could take just a minute to leave us a review.

Tell us:

✔ What's been your favourite episode?

✔ What's the most helpful tip you've learned?

✔ What do you want to hear more about?

Every review helps us reach more people just like you who are dreaming of a new life in Spain.

Just head over to Apple Podcasts, hit the rating, and drop us a quick review.