The Cheese Is Moving — The Future of Real Estate Nobody Is Talking About
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Ed Averette and Terence Guess kick off Season 18 with a candid conversation that goes beyond real estate. The episode opens with Ed acknowledging Terence's recognition as a top 1% loan originator nationwide by Mortgage Executive Magazine — a milestone that sets the tone for a deeper discussion about legacy, time, and what truly matters.
The conversation shifts into a powerful reflection on how much time is actually left to make an impact — not just professionally, but as fathers, mentors, and community figures. Terence shares a story about a father who asks his kids not just "what did you learn today?" but "who did you help today?" — a mindset shift that resonates throughout the episode.
From legacy the conversation moves into urgency. Ed and Terence break down the systemic changes they're watching unfold in real estate — redlining, zip code-targeted loan programs, discriminatory covenants, and the quiet rollback of fair housing protections hard-won after 1965. They issue a clear call to action: protect your credit, stack your money, buy now while the window is open, diversify your assets, and don't wait for the cheese to move before you act. This episode is part real talk, part history lesson, and part financial survival guide.