Turning 65 and torn between Medicare Advantage and aMedicare Supplement? You're not alone.

In this episode, Brad and Mike unpack Medicare trialrights. The trial rights rule gives you a 12-month window to switch between plan types when you first become eligible at 65. Like a “Test Drive” for Medicare.

In this episode, you'll learn:

• What Medicare trial rights are and when they apply

• How to test drive both plan types without getting locked in

• The guaranteed issue protections you need to know about

• Why waiting past 65 to enroll changes everything

• How to weigh your out-of-pocket risk and make the right call

📞 734-259-6750 | 🌐www.bradandmike.com

👍 Like, Subscribe, and turn on notifications for more Medicare tips and guidance!

Connect with Brad & Mike:

🌐 Web: ⁠https://bradandmike.com⁠

📅 Schedule a MedicareConsultation: ⁠https://calendly.com/mikesbea/30-minu...

📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

Why are you getting life insurance wrong—and what does itactually take to choose the right coverage?

In this episode of The Brad & Mike Show, we break downthe truth about life insurance and the common mistakes people make when selecting coverage.

You’ll learn:

• Why life insurance is really for your family—not you
• How much coverage you should actually have
• The risks of relying only on employer-provided policies
• The difference between term and permanent life insurance
• How to avoid costly mistakes that leave your family under protected

If you want to make smarter financial decisions and ensureyour loved ones are protected, this episode is a must-listen.

📞 Have questions about Life Insurance coverage? Call us at 734-259-6750.

👍 Like, Subscribe, and turn on notifications for more insurance tips and guidance!

Connect with Brad & Mike:

🌐 Web: https://bradandmike.com

🎙️ Podcast: The Brad and Mike Show

📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

In Episode 10 of The Brad & Mike Show, Brad and Mike break down everything you need to know about travel insurance — international medical coverage, trip cancellation, and how to protect yourself when your US health plan won't cover you overseas.

Hey, welcome to Episode 10 of the Brad and Mike Show — double digits, baby!

This episode, we're talking travel insurance. Brad actually has a trip coming up — heading to Italy to hike the Cinque Terre — and it got us thinking: what happens if something goes wrong when you're overseas? What if you roll your ankle on the Spanish Steps? What if you get sick in the middle of nowhere? And what if you've already paid for everything — flights, hotels, tours — and suddenly you can't go?

That's exactly why we sat down to talk about two carriers we really believe in: GeoBlue and IMG. Here's what we cover:

• GeoBlue (a Blue Cross product) — international medical coverage with a built-in app that locates the nearest care facility wherever you are in the world
• IMG — trip cancellation and "Cancel For Any Reason" (CFAR) coverage to protect your non-refundable bookings
• What happens when your US health plan doesn't work overseas
• Medical evacuation, upfront payment demands abroad, and more
• Coverage for expats and international visitors to the US

Bottom line — don't roll the dice on a trip of a lifetime. Whether you're heading to Italy, going on a safari, an Alaskan cruise, or a golf trip to St. Andrews — we've got you covered.

🌐 Browse and book travel insurance at your convenience: www.bradandmike.com📞 Have questions? Call us: 734-259-6750

Connect with Brad & Mike:🌐 Web: https://bradandmike.com📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN🎧 Listen on Spotify: https://open.spotify.com/show/51BOiNv9SWxvqCNKjaaDrf?si=243bbee199e74a99

In Episode 9 of The Brad & Mike Show, we dive into what snowbirds need to know about managing Medicare while living in two places.

From choosing between Medigap and Medicare Advantage to understanding provider networks, prescriptions, and telehealth options, this episode covers the key steps to staying covered while traveling.

If you spend winters in warmer states like Florida or Arizona, this episode will help you plan, avoid coverage gaps, and make smarter healthcare decisions on the go.

👍 Like, Subscribe, and turn on notifications for more Medicare tips and guidance!

Questions about Medicare? Connect with Brad & Mike

🌐 Web: ⁠https://bradandmike.com⁠

📞 Call 734-259-6750

📅 Schedule a Medicare Consultation: ⁠https://calendly.com/mikesbea/30-minute-medicare-meeting⁠

📺 Watch on YouTube:https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

Are the extra benefits in Medicare Advantage plans really worth it?

In this episode of The Brad and Mike Show, Brad and Mike discuss the popular “extras” that come with many Medicare Advantage plans—such as dental, vision, hearing coverage, OTC allowances, flex cards, and gym memberships.

They explain why these benefits can be helpful but shouldn’t be the main reason you choose a plan. Instead, they break down the importance of understanding networks, copays, out-of-pocket costs, and how much you expect to use your coverage.

If you’re comparing Medicare Advantage and Medicare Supplement plans or simply trying to better understand your options, this episode will help you see what really matters when evaluating Medicare coverage.

Questions about Medicare? Connect with Brad & Mike

🌐 Web: ⁠https://bradandmike.com⁠📞 Call 734-259-6750

📅 Schedule a MedicareConsultation: ⁠https://calendly.com/mikesbea/30-minute-medicare-meeting⁠

📺 Watch on YouTube:https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

Medicare penalties can be confusing—and costly. Brad andMike unpack the penalties tied to Medicare Part A, Part B, and Part D, including what triggers them, how they’re calculated, and which ones can follow you for life. They also discuss credible coverage, why prescription drugcoverage is often misunderstood, and how IRMAA can raise your Part B andPart D costs due to a two-year income lookback.

Connect with Brad & Mike:

🌐 Web: ⁠⁠https://bradandmike.com⁠⁠

📅 Schedule a MedicareConsultation:⁠⁠ https://calendly.com/mikesbea/30-minute-medicare-meeting⁠⁠

🎙️ Watch on YouTube: ⁠⁠⁠https://www.youtube.com/@bradandmike/podcasts⁠⁠

In this episode, Brad and Mike dive into the Medicare acronym of the day: SEP (Special Enrollment Period).

Think of an SEP as your “golden ticket” to make changes to your Medicare coverage plan outside of the Annual Enrollment Period. Whether you’re retiring late, moving, losing employer coverage, gaining or losing Medicaid, or impacted by special circumstances, SEPs provide flexibility when life changes happen — there are over 30 different SEP opportunities that may apply.Brad and Mike explain the most common scenarios, why these enrollment windows matter, and how understanding SEP rules can help you avoid costly mistakes.

Tune in for a clear, conversational breakdown of why SEPs matter and how to know if one applies to you.👍 Don’t forget to like, subscribe, and reach out if you think you qualify for an SEP!

Connect with Brad & Mike:

🌐 Web: ⁠https://bradandmike.com⁠

📅 Schedule a Medicare Consultation:⁠ https://calendly.com/mikesbea/30-minute-medicare-meeting⁠

🎙️ Watch on YouTube: ⁠⁠https://www.youtube.com/@bradandmike/podcasts⁠⁠

In Episode 5 of The Brad and Mike Show, we take on one of the most confusing Medicare topics: Medicare Supplement Plans (or Medigap).

We break down what Medicare Supplement Plans cover, what they don’t, and who they actually make sense for. We explain how supplements work alongside Medicare Parts A and B, why Original Medicare typically only covers about 80% of your medical costs, and how a supplement can help reduce out-of-pocket expenses.

We also walk through guaranteed issue periods, underwriting, how rates increase over time, and why Medicare Part D is still an important piece of the puzzle.

This episode is ideal for anyone turning 65, already on Medicare, or reconsidering their current coverage and risk tolerance.

🎙️ Clear explanations. Real-world examples. No sales pressure.

Connect with Brad & Mike:

🌐 Web: https://bradandmike.com

📅 Schedule a Medicare Consultation: https://calendly.com/mikesbea/30-minute-medicare-meeting🎙️ Watch on YouTube: ⁠https://www.youtube.com/@bradandmike/podcasts⁠