Turning 65 and torn between Medicare Advantage and aMedicare Supplement? You're not alone.

In this episode, Brad and Mike unpack Medicare trialrights. The trial rights rule gives you a 12-month window to switch between plan types when you first become eligible at 65. Like a “Test Drive” for Medicare.

In this episode, you'll learn:

• What Medicare trial rights are and when they apply

• How to test drive both plan types without getting locked in

• The guaranteed issue protections you need to know about

• Why waiting past 65 to enroll changes everything

• How to weigh your out-of-pocket risk and make the right call

📞 734-259-6750 | 🌐www.bradandmike.com

👍 Like, Subscribe, and turn on notifications for more Medicare tips and guidance!

Connect with Brad & Mike:

🌐 Web: ⁠https://bradandmike.com⁠

📅 Schedule a MedicareConsultation: ⁠https://calendly.com/mikesbea/30-minu...

📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

Why are you getting life insurance wrong—and what does itactually take to choose the right coverage?

In this episode of The Brad & Mike Show, we break downthe truth about life insurance and the common mistakes people make when selecting coverage.

You’ll learn:

• Why life insurance is really for your family—not you
• How much coverage you should actually have
• The risks of relying only on employer-provided policies
• The difference between term and permanent life insurance
• How to avoid costly mistakes that leave your family under protected

If you want to make smarter financial decisions and ensureyour loved ones are protected, this episode is a must-listen.

📞 Have questions about Life Insurance coverage? Call us at 734-259-6750.

👍 Like, Subscribe, and turn on notifications for more insurance tips and guidance!

Connect with Brad & Mike:

🌐 Web: https://bradandmike.com

🎙️ Podcast: The Brad and Mike Show

📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

In Episode 10 of The Brad & Mike Show, Brad and Mike break down everything you need to know about travel insurance — international medical coverage, trip cancellation, and how to protect yourself when your US health plan won't cover you overseas.

Hey, welcome to Episode 10 of the Brad and Mike Show — double digits, baby!

This episode, we're talking travel insurance. Brad actually has a trip coming up — heading to Italy to hike the Cinque Terre — and it got us thinking: what happens if something goes wrong when you're overseas? What if you roll your ankle on the Spanish Steps? What if you get sick in the middle of nowhere? And what if you've already paid for everything — flights, hotels, tours — and suddenly you can't go?

That's exactly why we sat down to talk about two carriers we really believe in: GeoBlue and IMG. Here's what we cover:

• GeoBlue (a Blue Cross product) — international medical coverage with a built-in app that locates the nearest care facility wherever you are in the world
• IMG — trip cancellation and "Cancel For Any Reason" (CFAR) coverage to protect your non-refundable bookings
• What happens when your US health plan doesn't work overseas
• Medical evacuation, upfront payment demands abroad, and more
• Coverage for expats and international visitors to the US

Bottom line — don't roll the dice on a trip of a lifetime. Whether you're heading to Italy, going on a safari, an Alaskan cruise, or a golf trip to St. Andrews — we've got you covered.

🌐 Browse and book travel insurance at your convenience: www.bradandmike.com📞 Have questions? Call us: 734-259-6750

Connect with Brad & Mike:🌐 Web: https://bradandmike.com📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN🎧 Listen on Spotify: https://open.spotify.com/show/51BOiNv9SWxvqCNKjaaDrf?si=243bbee199e74a99