🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now

Retiring before Medicare can create a major healthcare expense, and recent subsidy changes have made that gap even more important to plan for. Anthony explains how modified adjusted gross income (MAGI) can affect what you pay for coverage and walks through a real client case where coordinated planning dramatically reduced projected healthcare costs. When those pieces work together, the difference can be measured in tens of thousands of dollars.

Here’s some of what we discuss in this episode:

🏥 Healthcare Cliff: Why pre-Medicare coverage can get expensive

📉 Subsidy Changes: What changed for early retirees

📋 Real Case Study: How one couple faced a major premium increase

🔄 Income Coordination: Mixing taxable and tax-free withdrawals

💰 Roth Flexibility: Why tax-free income can be so valuable

🎯 Early Retirement: Why planning ahead can preserve options

Resources:

Our website: https://cardinalwg.com/

Phone: (609) 362-5512

Contact our team: https://cardinalwg.com/contact-us

Schedule your no-cost consultation: https://cardinalwg.com/schedule-now

Check out our downloadable guides: https://cardinalwg.com/resources/downloadable-materials

Check us out on YouTube: https://www.youtube.com/channel/UCBoBzixGqqmOj4C4WWuuxfQ

Facebook: https://www.facebook.com/CardinalWealthGroup/

LinkedIn: https://www.linkedin.com/in/anthony-aulffo-cfp%C2%AE-75b2919b/