The 401(k) Trap: Why Retirees Shift Strategies After Leaving the Workplace
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The 401(k) Trap: Why Retirees Shift Strategies After Leaving the Workplace
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Why are 83% of pre-retirees counting on their 401(k) for retirement income, yet only 45% of actual retirees end up using it that way? In this episode of Clear Skies Retirement, Jay Kirkwood from Secure Financial Management breaks down the crucial mindset shift from accumulating wealth to generating reliable income. Discover why sticking with standard 401(k) options might limit your lifestyle, the real strategy behind when to claim Social Security, and how to adjust your portfolio risk so you do not leave your hard-earned winnings on the table.
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