The 401(k) Trap: What to Do When Your Match Disappears
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The 401(k) Trap: What to Do When Your Match Disappears
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When employers slash 401(k) matches, pre-retirees face critical decisions about taxes, market risk, and control over their hard-earned savings. Transitioning into retirement requires a fundamentally different mindset than accumulating wealth during your working years. From handling tax-deferred accounts and 401(k) roll-overs to managing portfolio exposure, small missteps can lead to permanent financial setbacks. Financial advisor Jay Kirkwood explores why navigating retirement is like descending a mountain—where the biggest risks lie—and details how personalized, strategic planning helps secure your financial future.
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