🚨 Build times are falling in 2026… so why does housing still feel broken?
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Detached homes now ~11.5 months.
Sounds like good news, right???
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So why are rents still rising…
and buyers still getting squeezed?
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Because one metric improving doesn’t fix the system.
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We’re still building slower than a decade ago.
We’re still short on housing.
And demand hasn’t slowed.
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That gap?
That’s where the pressure comes from.
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And this is where most people get stuck…
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“Maybe I should wait.”
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But while you’re waiting —
someone else is moving when the market feels uncomfortable.
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I break this down properly in the video:
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✔ What’s really happening with supply
✔ Why “improving” doesn’t mean fixed
✔ What this means for your next move
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If you think the market is getting easier…
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You need to watch this....😱

🚨 Sydney heading to $1.92M… and people are still “waiting”?.At some point you’ve got to ask…is this a market — or a system that filters who wins and who stays stuck?.Because right now:.• Prices still rising• Vacancy ~1.5% (tight)• First home buyers fighting in $1.5M brackets• Supply? Still cooked.👉 So where exactly is this crash everyone’s waiting for?.Here’s the truth:.Sydney doesn’t move as one market anymore..Some suburbs are adding $300k+ a year…others go nowhere..👉 Same city. Different outcomes..💀 My take:Sydney doesn’t crash — it splits.A-grade = fought overC-grade = ignored.If you’re waiting… you’re falling behind.If you’re strategic… you can still win..🎥 I break it all down in this video — watch it before your next move

Victoria tried to “protect renters.”
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Now renters can’t find a place to live.
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Over 10,000 rental properties have quietly disappeared in just one year.
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Vacancy rates?
Melbourne sitting around 2.4%.
Regional Victoria? Even tighter at 1.8%.
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That’s not a balanced market.
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That’s a supply squeeze.
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And here’s the part most people are missing…
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When investors leave a market because it becomes too hard, too expensive, too regulated…
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📷 Supply drops
📷 Competition increases
📷 Rents rise
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Which means…
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The same place everyone is running away from…
quietly becomes one of the best opportunities for investors.
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Right now, Victoria is going through:
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Investors exiting
Rentals converting to owner-occupied
Others pivoting to Airbnb
And tenants competing harder than ever
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That’s not a dead market.
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That’s a reset phase.
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📷 I broke this down properly (with real data, case studies, and what’s actually happening on the ground):
📷 Watch the full video here

Let me ask you something… 🤔
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How is it that in Australia… you only need to earn about $190k — not billionaire money, not generational wealth — just a solid career… and suddenly the government takes 47% of your next dollar? 💸😅
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That’s not “taxing the rich.”
That’s compressing the middle class the moment they start doing well.😅
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Then they turn around and say:
“Why are so many people negatively gearing?” 😅
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Mate… what did you think was going to happen???
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You squeeze people early…
They look for relief early.
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You build a pressure system…
Property becomes the release valve. 🏠
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And now the same system is pointing the finger at investors…
instead of asking why 1.3 million Aussies felt forced into the same strategy.
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This isn’t about greed.
This is about incentives. 📊
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I break the whole thing down properly in this video — with real numbers, not headlines. 🎥
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Watch it before you blame the wrong problem.🙌

Mate… let me ask you something honestly. 🤔
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If Canberra removes or caps negative gearing in 2026, do you actually believe houses suddenly become affordable?
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Because that’s the story I keep hearing.
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“Just remove negative gearing and everything will be fixed.” 🏠💸
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But here’s the uncomfortable truth.
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Australia has already tried messing with negative gearing before.
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In the 1980s they scrapped it.
A couple years later rents in Sydney and Perth spiked… and they quietly brought it back. 📈
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In 2019 the policy was proposed....
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Property owners panicked.
Investors mobilised.
The policy disappeared overnight. 🗳️
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Now suddenly we’re hearing the same thing again.
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“We’re just modelling options.”
“Two-property caps.”
“Reform discussions.”
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Whenever Canberra says “don’t panic”… that’s usually when people panic. 😅
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But here’s the bigger issue.
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Most people arguing about this don’t actually understand what negative gearing does.
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They think it’s some billionaire tax loophole. 🏦
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Meanwhile I’m seeing nurses, tradies, teachers and migrant families using it to slowly build a second income stream. 👩‍⚕️🔧👨‍🏫
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So in this video I break down:
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• what negative gearing actually costs?
• who actually uses it (the data might surprise you)
• whether limiting it to two properties would crash prices or do almost nothing
• why both sides of politics are spinning this narrative
• and three real client examples this year of how this debate is affecting actual buyers
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Because while the mobs in Canberra argue theory…
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people in the real world are just trying to survive rent, borrowing capacity and rising prices. 📊
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If you’re between 25 and 40, this debate affects you more than you realise.
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Before you celebrate the change…
or panic about it…
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watch the vid. 🎥
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You might look at the whole negative gearing debate very differently after.
#thathomeloandude #mortgagebrokeraustralia #propertyinvestingaustralia #negativegearing #buyersagentaustralia

Don’t get me wrong… paying Principal & Interest is NOT bad.
But context matters.
Right now my nasty, non-deductible owner-occupied debt is already tamed down to about $100k.
So guess what my next target is??
My Investment debt.
That’s called prioritising your rabbits.
First rabbit:
Smash the NON-deductible debt (the tax-unfriendly one).
Second rabbit:
Work the deductible debt strategically as you move toward retirement.
Because here’s the thing…
You can’t chase two rabbits at the same time.
You’ll end up catching neither.
So no — I’m not anti-P&I.
I’m anti-doing things in the wrong order.
If that offends you…
Go to the comments to ROASTS me .
Don't worry your comments won't hurt me because my effective debt repayment strategy has helped 1,000s of ppl build wealth and transition to their DREAM retirement
Knowledge is power (so remember to share it around) .
Maybe your mates want to roast me too (AHHAHAHA)

This is the January 2026 latest Property Update Report from Cotality.
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I’ve just gone through all 20 charts… and I’m sharing my insights after reading the full pack.
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Australia’s property market is now worth $12.3 trillion.
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Prices rose again in 2025.
Listings are tight.
Investors are back.
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On paper? The system looks strong.
In reality? A lot of buyers feel further away than ever.
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In this video, I break down what the charts are really saying — and who’s actually feeling the pressure.
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The charts don’t predict your future.
They reveal the battlefield.

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