Australia's new property rules have officially broken the internet...
Congratulations Australia. 🇦🇺 Buying the right property isn't enough anymore. Now you need a mortgage broker, an accountant, a tax lawyer... and maybe a therapist. 😅
I've been flooded with questions:
🏡 Can I turn my PPOR into an investment property?
💰 What if my investment becomes my forever home?
📉 Can I still debt recycle?
🏠 Do granny flats count as creating new housing supply?
📊 Can one property's loss offset another property's profit?
💸 What does the new 30% minimum tax actually mean?
So I sat down and answered the internet's wildest questions—no fluff, no politics, just practical explanations based on the current rules (and where the fine print still matters). Plus, I'll share my biggest prediction on why these changes could make older homes on big blocks even more valuable. 👀

🚨 CONTROVERSIAL OPINION: Family trusts are becoming one of the most OVERHYPED ways to hold residential investment property.
I said it.
For the last 20 years, every property seminar had the same advice...
"Just buy it in a trust."
Asset protection.
Income splitting.
Bucket company.
Rinse and repeat.
But after the May tax changes...
I'm starting to think most everyday PAYG investors are overcomplicating their lives.
Here's why.
Trusts now face:
❌ Higher setup costs.
❌ More accounting.
❌ More paperwork.
❌ Higher land tax in many states.
❌ And from 2028, discretionary trust distributions are expected to face a 30% minimum tax rate.
Meanwhile...
The average investor is buying ONE investment property worth $700k-$1m.
At that level...
Is a trust really giving you enough benefit to justify the complexity?
Or are accountants and property spruikers still recommending strategies that made sense 10 years ago?
Maybe the boring answer...
Buying in your own name...
...is becoming the smarter play again for most Australians.
Watch this vid to decide... 😬

You can spend the next six months complaining about the May Budget...
Or you can spend the next six months adapting to it.
The market doesn't care how unfair the rules are. It rewards the people who understand them and adjust.
In this video, I break down how I'd pivot after the May Budget changes, where I think the opportunities are now, and the strategies I'd be looking at instead of trying to force the old playbook to work.
Watch the full video and let me know if you agree or disagree.