『Stop Saving Just to Save』のカバーアート

Stop Saving Just to Save

Stop Saving Just to Save

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10月19日まで。※適用条件あり
In this Prosperity Podcast episode, Kim Butler and Spencer Shaw tackle a question straight from listener feedback: once someone has built a real opportunity fund, six figures or more sitting liquid and ready, what should they actually do with it? Kim starts by dismantling the old rule that opportunities should be chosen by age, growth investments in your thirties, income investments after sixty, and explains why the industry's own numbers no longer support it. Life insurance companies now illustrate policies out to age 120, and if ninety is closer to the midpoint of a life than the finish line, the traditional growth-then-distribution model stops making sense. Kim's alternative is to let talent and passion, not age or convention, point the way. She walks through her own family's approach to opportunity, from marketing investment in their businesses to a small winemaking experiment with her husband Todd and his sister, and lays out a practical path: get language around your God-given talents with a tool like the Kolbe profile, find a problem you're passionate about solving, and test quickly for real-world results rather than betting everything on time or gut feeling. The conversation closes on diversification, and Kim reframes it entirely around liquidity. True diversification isn't about how many asset classes you hold, it's about how fast you could turn any of them into cash if a deal went sideways. Kim and Spencer connect this back to Kim's book, "Perpetual Wealth," and the multigenerational story inside it about building an opportunity fund that lasts. Links & Resources Mentioned Prosperity Thinkers website: https://prosperitythinkers.com/podcasts/ Prosperity Thinkers Shop (Perpetual Wealth book, audio, 52 Tips guide, card game): https://prosperitythinkers.com/shop Kolbe profile: https://www.kolbe.com Contact Kim directly: hello@prosperitythinkers.com Keywords financial freedom, Prosperity Thinkers, opportunity fund, savings, wealth preservation, cash flow, financial education, whole life insurance, confidence, mindset, recommendation, Kolbe profile, talents and passion, purpose, diversification, liquidity, longevity planning, cash value life insurance, Perpetual Wealth, traditional financial advice Episode Highlights [00:00:00 - 00:01:00] Spencer introduces the episode, built from listener feedback: once you have an opportunity fund, what do you actually pursue? [00:01:00 - 00:02:00] Spencer lays out the traditional age-based approach to investing, growth in your thirties, income after sixty. [00:02:00 - 00:03:00] Kim points out that ninety may only be the midpoint of a life that reaches 120, upending the traditional model. [00:03:00 - 00:04:00] Kim notes life insurers already illustrate to age 120, and cites Peter Diamandis on the rise of entrepreneurs starting businesses after sixty. [00:04:00 - 00:05:00] Kim argues opportunities should follow personal interest, not convention, and shares that marketing is her own family's best investment. [00:05:00 - 00:06:00] Kim introduces talents plus passion as the formula for purpose, referencing her weekly work with Tammy Brannan. [00:06:00 - 00:07:00] Kim describes a single-person, AI-assisted business as a real opportunity path, and Spencer asks how long to give an idea before moving on. [00:07:00 - 00:08:00] Kim recommends the Kolbe profile as a starting point for putting language to natural talent. [00:08:00 - 00:09:00] Kim shares her family's winemaking experiment with six grape plants as a live test of talent versus passion. [00:09:00 - 00:10:00] Kim credits her son Robbie for pushing the family to collect real feedback and testimonials on the wine. [00:10:00 - 00:11:00] Kim points to Peter Diamandis's contest model as a way to test results at any scale, not just time spent. [00:11:00 - 00:12:00] Spencer summarizes and pivots to diversification, questioning what the term really means to most people. [00:12:00 - 00:13:00] Kim reframes diversification around liquidity, how fast an asset can actually become cash. [00:13:00 - 00:14:00] Kim challenges the idea that stocks, apartment buildings, or crypto are truly liquid if you would not sell them in a downturn. [00:14:00 - 00:15:00] Kim warns that home equity lines of credit can be pulled by banks without warning, and asks what would remain liquid if a deal went down. [00:15:00 - 00:16:00] Spencer summarizes the episode and connects it to Kim's book, "Perpetual Wealth," available at prosperitythinkers.com/shop. [00:16:00 - 00:17:00] Kim describes the formats available on the shop, the full book, the audio version, the 52 Tips summary, and a card game. [00:17:00 - 00:18:00] Kim closes with the book's three-generation family story and the idea of legacy as what you leave in people, not just to them.
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