『Spokane Home Buyer』のカバーアート

Spokane Home Buyer

Spokane Home Buyer

著者： Mike Hogan
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概要

Welcome to the Spokane Homebuyer Podcast, your trusted source for expert mortgage advice and real estate insights in the Inland Northwest. Hosted by Mike Hogan, a seasoned local mortgage professional with Chimney Rock Mortgage and Synergy One Lending, this podcast is dedicated to helping you navigate the path to homeownership with confidence.

Each episode covers essential topics for first-time buyers, seasoned investors, and anyone interested in the Spokane housing market. From understanding loan programs and down payment assistance to exploring creative financing solutions and the latest industry technology, Mike breaks down complex concepts into clear, actionable information.

Whether you’re just starting your home search, looking to refinance, or curious about unique lending options, the Spokane Homebuyer Podcast delivers the knowledge and resources you need—all with a local touch. Tune in for practical tips, expert interviews, and answers to your most pressing mortgage questions.

Ready to open the door to your next home? Subscribe today and join Mike Hogan on your journey to homeownership in Spokane!

 経済学
エピソード
  • 5 Year mortgage Rate Projections

    5 Year mortgage Rate Projections
    2026/01/27

    A lot of long-range forecasts tie mortgage rates to the 10-year Treasury, because they usually move in the same direction. Most economists are projecting the 10-year Treasury to stay a little over 4% over the next several years, and mortgage rates typically run a spread above that. When you combine those two, the expectation is that 30-year fixed rates may hover around the low-to-mid 6% range over the next five years, rather than dropping dramatically.

    Now, that’s not a guarantee, because rates can change quickly if the economy shifts, inflation changes, or there’s a major event like a recession. But the big takeaway is: waiting for a perfect rate can be risky. If the home and payment make sense today, the strategy is often to negotiate the best terms possible now and stay positioned to refinance later if rates improve.
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    8 分
  • Buying a Second Home and use it as a short term rental

    Buying a Second Home and use it as a short term rental
    2026/01/21

    This episode explains how buying a second home can be both a lifestyle upgrade and a long-term wealth strategy. It walks through the idea of using the home part-time while renting it out as a short-term rental when you are not there, which can help offset the monthly cost of ownership and, over time, contribute to building net worth through equity growth and potential appreciation.
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    5 分
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