Spenders Who Save: Our Real Money System
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Spenders Who Save: Our Real Money System
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著者：
We're both self-confessed spenders. No shame in it. But over the last few years we've built a system that means the spending doesn't wreck our future. Money buckets, emergency funds, the truth about car loans, and why we think money should never be a taboo topic. Not financial advice, just what's actually worked for us.
In this episode:
- Are you a spender or a saver? (and why neither is "bad")
- The money bucket system: gifts, bills, short term and long term savings
- Why we ditched the car and what that taught us about depreciating debt
- Emergency funds: what they're for and why 3-6 months is the number
- High interest savings vs shares: what's actually worked for Louise
- Investing 101: what a share actually is, explained simply
- Two ways to fix a money problem: earn more or spend less
- Why we think talking about money shouldn't be taboo
This week's homework: go do a budget. Free ones exist, Money Smart is a good start. See where it's actually going.
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