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“Social Security is running out of money, take it before it’s too late!”

Sound familiar?

While Social Security is facing very real challenges, making your claiming decision based on fear or headlines could end up costing you.

We'll discuss:
- Is Social Security really running out of money?
- What could happen if no changes are made?
- Why your claiming strategy can impact your lifetime retirement income
- How married couples should think about survivor benefits
- Reasons claiming early may (or may not) make sense
- Why retirement and claiming Social Security are two separate decisions

The right time to claim Social Security isn't the same for everyone. A thoughtful strategy can make one of your most valuable retirement assets work harder for you and your family.
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Investment advisory services are offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. The content provided is intended for informational and educational purposes only. The views, statements and opinions expressed herein are those of the individual speaker(s) and not necessarily those of Foundations and its affiliates. The information contained herein does not constitute an offer to sell any securities or represent an express or implied opinion or endorsement of any specific investment opportunity, offering or issuer. Comments regarding a particular client’s experience may or may not be the same as another client’s experience and is not an indication that any client or prospective client will experience the same or a higher level of future success or performance. Any discussion of performance or returns is not indicative of future results. Each individual investor’s situation is different, and any ideas provided may not be appropriate for your particular circumstances. Foundations only transact business in those jurisdictions where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. No legal or tax advice is provided. Always consult with a professional.

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