• Are you tired of working from home and struggling to decide whether to rent a physical shop?
• Want to grow your business, but worried about the financial costs and taking on debt?
• Do you need help writing your business plan and don't understand how much revenue and profit are required to cover the commitment?

In this episode, I will show you the key figures you need to consider before committing to a physical shop, including revenue, profit, savings, set-up costs, and cash flow forecast.

I share my experience of building my online business before taking on (renting) a commercial premises of 386 square metres, which I turned from scratch into a massive, state-of-the-art Hair store and Beauty Salon, one of its kind in town.

What You Will Learn:

• Why it is critical to know your numbers.
• What to include in your business plan, cash flow, and financial budget, and why it helps you make better decisions.
• How to understand your numbers and what to look for when checking your affordability.
• The important questions to ask before renting a shop and how to look beyond the rent when considering the bigger financial commitment.

It will change the way you look at your numbers and help you make better decisions before you rent that shop, friend!

So you can understand what your business can actually afford and when to make the strategic move.

Hope you are ready?

Grab your favourite drink and notebook; let's get down to business.

Next Steps:

👯Become an Insider https://www.simplifyonlinebusiness.com/insider

⏰ Get your planner to save time and energy. Plug in your schedule and free up time, up to 20 hours per week. Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes:

18 | RENT SHOP SERIES: No Business Plan? 3 Ways to Track Profitability and Financial Budget Using Your Revenue and Expenses (Part 3)

17 | RENT SHOP SERIES: Protect Your Revenue & Work-Life Balance, Mama! 7 Questions You Must Ask Before Signing a Business Property Lease (Part 2)

16 | RENT A SHOP SERIES: Should I Rent a Retail Space? 5 Mistakes to Avoid + Business Plan and Revenue Tips to Save Money (Part 1)

3| Don't Know What to Sell? Simple Business Plan to Clarify Your Ideas and Grow Your Income (Part 2 of 3)

• Do you want to grow your business but don't know how?
• Need help writing a business plan that works for you?
• Still considering renting a shop but worried about getting into debt?
• Do you feel like you've done everything you can, yet nothing seems to be working?

Before you rent that shop or make any more financial commitment, you need to understand what is happening with your money. I know you are busy running the business and working hard. But if you are spending money with no results, you need to stop and look at your numbers!

How do you know if your business is profitable?

Spending money isn’t how you grow your business; knowing your numbers and strategic planning is what you need to grow your business.

If you don't understand profitability or how much profit you need to make to grow your business, you put the business at risk every time you spend money. This keeps you working harder than you should and eventually leads to burnout.

That’s why I recorded this episode: to help you understand your numbers to save you all the hustle.

In today's episode, I am going to walk you through 3 ways your Revenue and Expenses can help you understand your Profitability, plus a practical guide to calculating your business profits. So you can set the right Financial Budget, build a bulletproof business plan, and avoid taking on costly debt.

This is part 3 of the Rent Shop Series.

PODCAST HIGHLIGHTS

• Learn how to do strategic business planning that drives the kind of business growth you wish you had.
• Understand the difference between your Sales Revenue and your Profit.
• Learn how to use your Revenue and Expenses to calculate your Profits, forecast your cash flow, and stay on top of your numbers.
• Understand why tracking your savings and cash reserves helps you make better business decisions.
• A simple way to plug in your business transactions and numbers into your cash flow forecast and create or refine your business plan and financial budget.

If you are having a hard time understanding what goes into your profit and loss account or how to calculate your business profits, you need to hit that play button!

Because you are about to learn what took me 8 years of business studies (accounting and finance) and 15+ years of practical business experience in about 20 minutes.

I am sharing the simple and practical way to determine how much money your business needs to make to grow and how to use your numbers strategically to drive your business forward.

I hope you're ready. Grab your favourite drink and a notebook, and let's get started.

Next Steps:

👯Become an Insider https://www.simplifyonlinebusiness.com/insider

⏰ Get your planner to save time and energy. Plug in your schedule and free up time, up to 20 hours per week. Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes:

17 | RENT SHOP SERIES: Protect Your Revenue & Work-Life Balance, Mama! 7 Questions You Must Ask Before Signing a Business Property Lease (Part 2)

16 | RENT A SHOP SERIES: Should I Rent a Retail Space? 5 Mistakes to Avoid + Business Plan and Revenue Tips to Save Money (Part 1)

4 | Want to Grow Revenue? Niche Down Your Business Ideas and Attract Paying Clients (Part 3 of 3)

• Are you feeling overwhelmed about starting a business or growing your income?
• Already considering renting a physical shop and worried about the financial costs and responsibilities?
• Struggling to manage time between business and family and wondering if renting a shop would make things easier or harder?
• Do you need help writing a business plan that supports mum life with better work-life balance?

What if the next step in your business isn't about doing more, but making a better decision based on what your business and your life actually need?

You may have a business plan, customers, and big plans for your business, but that doesn't automatically mean you're ready to take on a physical premises.

As a busy work-from-home mum, you also have to consider your time, family, childcare, health, support, and the kind of work-life balance you want to create.

In this episode of the Rent a Shop Series, I'm giving you a simple checklist to help you decide whether renting a shop makes sense for your business and your current circumstances.

We'll look at your business plan, whether your business actually needs physical premises, viability, experience, and the practical side of taking on a shop to help you make the right decision. Don’t rush the decision.

What You Will Learn:

• How your purpose guides your decision-making, and your 3 reasons why.
• How to determine whether renting a shop or working from home is viable for your business?
• What your experience and personal circumstances have to do with the decision?
• How to prioritise your time, family, and work-life balance when making business decisions?
• How to use a simple checklist to make a clearer decision instead of rushing into a commitment?

Ready to move forward with clarity? Hit the Play button!

Grab your favorite drink and lets get down to business.

Next Steps:

👯‍Become an Insider https://www.simplifyonlinebusiness.com/insider

⏰ Get your planner to save time and energy. Plug in your schedule and free up time, up to 20 hours per week. Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes:

16 | RENT A SHOP SERIES: Should I Rent a Retail Space? 5 Mistakes to Avoid + Business Plan and Revenue Tips to Save Money (Part 1)

10 | Can't Stay Focused? 3 Time Management Systems Every Busy Mum Needs For Better Work- Life Balance

9 | Hear God’s Voice Clearly Through Scriptures and Receive Direction for Your Life, Family (and Online Business)

Are you struggling to focus, get tasks done or grow your business while working from home?

Secretly craving time away from the kids and need some space to work outside of home?

Do you feel like renting a physical shop is the right move for your business?

It's time to have some real conversation, friend!

In the Rent Shop Series, Episode 17, is where we ask those crucial questions before you make that decision.

If you saw the teaser on 22 August 2026, you already know that I promised to walk you through the 7 Questions You Must Ask Before Signing that Business Property Lease.

But I wanted to share a little behind-the-scenes with you.

I was working on the episode while travelling, and yes… I even wrote parts of this episode while I was in transit!

That trip actually gave me some much-needed space to think, write, and keep putting the podcast together.

Listen to the full episode here

https://podcasts.apple.com/gb/podcast/simplify-online-business-make-money-online-systems/id1888030535?i=1000789109914

If you've been thinking about renting a shop, this episode is for you.

Because before you sign that commercial property contract, you have got to go through the Decision checklist.

A shop can look exciting, but you need to know whether your business is actually ready for the commitment.

In this episode, I share what I've learned from my own experience of building my business from home and later moving into physical premises, (I turned into state-of-the-art hair Retail shop and Hair and Beauty salon), and the 7 Questions You Must Ask Before Signing a Business Property Lease.

And if you have been following me on the Simplify Online Business podcast, thank you for being part of this journey. 🙏🏽

We are building your business step by step, and I'm excited for you to hear this teaser!

Hope you are ready?

Hit the Play button!

Follow to get notified when we upload new episodes!

Next Steps:

👯‍Become an Insider https://www.simplifyonlinebusiness.com/insider

⏰ Get your planner to save time and energy. Plug in your schedule and free up time, up to 20 hours per week. Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes:

16 | RENT A SHOP SERIES: Should I Rent a Retail Space? 5 Mistakes to Avoid + Business Plan and Revenue Tips to Save Money (Part 1)

10 | Can't Stay Focused? 3 Time Management Systems Every Busy Mum Needs For Better Work- Life Balance

9 | Hear God’s Voice Clearly Through Scriptures and Receive Direction for Your Life, Family (and Online Business)

• Are you struggling to decide whether to rent a shop or work from home?
• Want to grow your business and increase your revenue, but worried about financial debt or making the wrong decisions?
• Do you need help crafting a business plan that prioritises your health, faith, and family life?
• Want to know the next step for your business before you make the move?

Moving to a physical premises can feel exciting, but it's also a decision you need to think through carefully.

How do you know which option is right for you and your business?

In this episode, we'll look at your business plan and revenue, and what they need to tell you before you make that decision.

I am sharing my own experience of working from home, renting business premises, and running a salon all the decisions that come with it, the mistakes to avoid (that I made ignorantly), and how to make the right decision for you.

What You Will Learn:

• The decision I had to make when I first started my online business.
• What happened when I eventually moved into a physical premises.
• The Questions you need to ask before making your decision.
• The secret: What your business plan and revenue can reveal before you commit to renting premises, and how knowing helps you make better decisions.
• Why working from home may be a smarter business decision than you think.
• The financial reality I discovered when I eventually moved from working from home into a shop.

This is where you get clarity.

Hit Play before you make that next move.

If you are finally ready to make confident decisions that move your business forward and save money, without sacrificing your peace, grab a note and your favourite drink, and let's talk.

Next Steps:

👯‍Become an Insider!https://www.simplifyonlinebusiness.com/insider

⏰ Get your planner to save time and energy. Plug in your schedule and free up time, up to 20 hours per week. Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group: https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes

2| Tired of 9-5 Job Routine, Mama? 5 Ways Online Business Can Help You Achieve Work Balance and Make Money Online (Part 1 of 3)

3| Don't Know What to Sell? Simple Business Plan to Clarify Your Ideas and Grow Your Income (Part 2 of 3)

9 | Hear God’s Voice Clearly Through Scriptures and Receive Direction for Your Life, Family (and Online Business)

• Are you busy with routines and activities that are taking much of your time?
• Is distraction stealing the time and focus you need to build your online business?
• What could change if you could save time, stay focused, and finally move your business forward?

You are super busy, tired of procrastinating, and want to grow your income, but you can’t find the time to build your business?

You have so many goals you want to achieve, but distractions, family responsibilities, and an endless list of tasks keep pulling your attention in many different directions.

You are working hard but can’t figure out why you are struggling to manage routines or projects (can’t finish anything you start), and you are feeling overwhelmed and discouraged.

In this episode, we will look at what’s keeping you from making progress. I will show you how to set boundaries around your time and focus to stop distractions from competing with your priorities and controlling your day.

What You Will Learn:

• Why you are always busy but not making progress.
• The hidden cost of trying to do everything at once.
• What may be stealing your time, energy, and focus without you realising it.
• Why time-blocking and creating space for your business is essential if you want to grow.
• How time management can affect your confidence and productivity.
• Why you need to protect your time if you're serious about building your business.

If you're ready to save time, create space to build your online business so you can grow your income, hit play!

Grab your notebook and your favourite mocktail; let's get started!

Next Steps:

👯‍♀️ Become an Insider https://www.simplifyonlinebusiness.com/insider

⏰ Get your planner to save time and energy. Plug in your schedule and free up time, up to 20 hours per week. Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes:

12 | Too Busy to Grow Your Business, Mama? Why Distraction is Stealing Your Focus and Increasing Your Burnout

3| Don't Know What to Sell? Simple Business Plan to Clarify Your Ideas and Grow Your Income (Part 2 of 3)

1| Overwhelmed by Your To-Do List? Use These Time Management Systems to Save Hours Each Week

• Are you having many thoughts and ideas and struggling to take action?
• Do you keep putting things off and can’t seem to finish what you started?
• How many unfinished projects do you have sitting on the shelf?

You had every intention of getting started, but life happened. The to-do list got longer, you became overwhelmed, and put your plans off!

Another week has gone by without making progress, and you are feeling discouraged and stuck.

What if procrastination isn't just about putting things off?

What if it's quietly stealing your time, delaying your progress, and keeping you stuck?

In today’s episode, you'll discover five signs procrastination is delaying your progress. I will show you how to identify the habits that are keeping you stuck, so you can start getting the results you've been praying for in your home and business.

You Will Learn:

• What procrastination really is.
• Why you can't skip the process of building your business God called you to build.
• Five signs procrastination is delaying your progress.
• How to recognise habits that are pulling you away from your vision.
• Practical strategies for breaking the circle.

I hope you are ready? I am!

Hit the play button! Grab your favourite drink and let's talk!

Next Steps:

👯‍♀️ Become an Insider https://www.simplifyonlinebusiness.com/insider

⏰ Get your planner to save time and energy. Plug in your schedule and free up time, up to 20 hours per week. Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes:

10 | Can't Stay Focused? 3 Time Management Systems Every Busy Mum Needs for Better Work-Life Balance

12 | Too Busy, No Business Plan, Mama? Why Distraction Steals Your Focus, Increases Burnout and Stops You From Making Money Online

13 | Too Many Ideas? Stop Overthinking! Make Confident Business Decisions With This Time Management System for Online Business

• Having too many ideas and can’t stay focused on achieving your goals?
• Is overthinking stopping you from making confident decisions?
• Are you struggling to build your business or grow your income?
• Have you lost time and money on business opportunities that promised to deliver but turned out to be a distraction?

What would change if you had a simple guide to help you make business decisions with clarity every time an opportunity came your way?

In this episode, we'll uncover how overthinking distracts you from the vision God has given you and keeps you chasing shiny opportunities instead of making real progress.

I'll share my personal journey of how overthinking led me away from my assignment. The spiritual exercise that helped me identify the lies and expose the negative thoughts holding me back using God’s word. Plus, the simple Clarity Check that I created while going through the process. The same strategy that I use before saying yes to any new opportunity and the four questions you must ask before you make that important decision to take action, whether in your business or personal life.

If you're ready to stop the overthinking and second-guessing yourself, so you can finally focus on building the business God already blessed you with, and growing your income, this episode is for you.

You'll Learn:

• Why overthinking distracts you from the vision God has given you.
• How to recognise the negative thoughts that are holding you back.
• A simple scriptural exercise to help you overcome those thoughts.
• My Clarity Check (4 questions you must ask) for making confident business decisions.
• Why focusing on one goal at a time is the best approach to growing your business and income without overwhelm.

Hope you are ready? Hit Play!

Grab your favourite drink, and let’s get started!

Next Steps:

Next Steps:

📚 Grab Your Bible Study Kit https://bit.ly/mystudykit

⏰ Get your planner to save time and energy. Plug in your schedule and free up time - up to 20 hours per week (full steps in Episode 1). Save 15% with code: Simplify Online Business. https://bit.ly/m/GiftZion

💷 Spending Too Much on Bills? Bundle up your household costs and start saving in just a few clicks >> https://bit.ly/Savetimeandmoney

💙Join the Facebook Group https://www.facebook.com/groups/simplifyonlinebusiness

Related Episodes:

10 | Can't Stay Focused? 3 Time Management Systems Every Busy Mum Needs for Better Work-Life Balance

9 | Hear God’s Voice Clearly Through Scriptures and Receive Direction for Your Life, Family (and Online Business)

5 | What if I Fail? 2 Proven Steps to Validate Your Business Ideas Before You Start a Business