Should federal retirees still own stocks? Charles thinks that's the wrong question — the real one is how much. This video walks through the two enemies of your TSP in retirement, inflation and a major market correction, and why the answer to one makes the other worse if your money is all in one pile.

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IN THIS VIDEO YOU CAN LEARN
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- Why "should I own stocks" is the wrong question for a federal retiree
- What the TSP's own L Income Fund implies about how much growth retirees still need
- Enemy #1: how the G Fund can quietly leak purchasing power to inflation
- Enemy #2: what a major correction does to money you're actively withdrawing from
- Why separating income money from growth money changes the math
- The pro-rata rule: why you can't just take your withdrawal from the G Fund

How much of your TSP is sitting in the G Fund right now? Drop the percentage below 👇

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START HERE
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Apply for a Retirement Consultation:
https://apply.cdfinancial.org/6a694299bad1c9a176cdc79f/

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https://cdfinancial.org/being-a-federal-employee-book/

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https://cdfinancial.com/newsletter

Want your allocation looked at next to your actual income needs? Guidebook link above.

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TIMESTAMPS
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0:00 The Better Question: How Much?
0:30 What the TSP's Own L Income Fund Shows
1:15 Enemy #1: Inflation and the Slow Leak
2:00 Why You Separate Income Money From Growth Money
3:20 Enemy #2: A Market Correction and the Co-Mingling Math
4:23 Watch Next: Will Your Money Last as Long as You Do?

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WHO WE ARE
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CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, and retirement income planning — where health meets wealth.

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IMPORTANT DISCLAIMER
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Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Educational only; not financial, legal, tax, or investment advice, and not a recommendation to buy, sell, or hold any specific fund, or to move assets from any account. Allocation decisions depend entirely on your situation. TSP fund allocations and lifecycle fund compositions change over time — verify current figures at TSP.gov. All examples are illustrative. Past performance does not guarantee future results.

#TSP #FederalRetirement #FERS #GFund #RetirementPlanning #CDFinancial

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