Home insurance rates are surging, but switching carriers without checking your declarations page can leave you with thousands in unexpected out-of-pocket costs. In this episode of CleverDime, we break down 5 details to have ready before getting quotes, how to decode Coverages A through F, and the hidden deductible trap many homeowners overlook.

As a former insurance agent, I walk through my actual policy renewal line-by-line so you can compare quotes efficiently. I also provide a few tips on the coverages that are inexpensive to increase.

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📺 PREFER THE VISUALS? Catch the video: https://youtu.be/HNizbShf9XI

I go over my own policy declarations coverage by coverage.

🗂️ THE "EX-AGENT" PLAYLIST Want more insider tips that insurance companies rarely mention? Check out the playlist: https://www.youtube.com/playlist?list=PLttWXnucVzERBi0lXWYLsr8pQWM6JoeG5

✉️ SEND ME YOUR QUESTIONS & FEEDBACK If you have questions, personal finance topics, or insurance questions or headaches you'd like me to tackle next, shoot me an email at info@cleverdime.com

I'm building a list of Frequently Asked Questions and Tips your insurance company may not think to tell you at https://www.cleverdime.com/faq

WHO AM I? Hi! I'm Pete. Ex-Insurance agent turned consumer advocate. I hold a finance degree and spent years in the insurance industry before realizing I could help way more people from the outside. At CleverDime, I create practical, rational content focused on consumer advocacy, personal finance literacy, and wealth management. My goal is simple: help you plug leaks in your spending, keep more of your hard-earned money, help prevent you from being taken advantage of, and grow your wealth. Legal Disclaimer: I am a licensed insurance professional, but CleverDime is strictly an independent media brand. I no longer sell policies or work for any insurance companies. Content on this podcast is for educational, informational, and entertainment purposes only and does not constitute personalized insurance, legal, or financial advice. Please conduct your own research or consult with a licensed professional before making any major financial decisions.

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