Michael and Ben explore a simple idea: two of the most important things in your life are your mattress and your job. You spend roughly one-third of your life sleeping and another third working, so if you’re constantly uncomfortable in either, it can have a huge impact on how you feel about your life as a whole.

The conversation looks at what happens when you become stuck in “comfortable discomfort” knowing you want something to change, but feeling too comfortable, uncertain or unmotivated to do anything about it.

Michael and Ben talk about having the confidence to speak openly with your boss, the importance of networking and surrounding yourself with good people, and why sometimes creating a side hustle, passion project or new opportunity can give you the sense of fulfilment you’re missing.

It’s a conversation about work, happiness, confidence and taking small steps toward building a life you actually enjoy.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

In this episode, Michael reflects on the habits, systems, and processes that have helped him maintain consistency throughout his podcast journey. With his six-year podcast anniversary episode coming up next week, he shares the role accountability has played in keeping him focused, tracking progress, and staying committed to his goals. Michael also explores the importance of breaking larger goals into smaller, achievable milestones, and how this simple approach can have a powerful impact on long-term financial success.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

After six years of weekly podcast episodes, Michael Khouri is taking the show to the next level with the launch of video episodes, the introduction of new co-host Ben Noroozi, and some exciting guests and conversations on the horizon. But that's not all! Michael also officially announces his upcoming book, A Money Guide for Couples planned for release in January 2027. Drawing on almost 15 years of experience as a financial adviser, Michael shares the inspiration behind the book, who it's written for, and how it aims to help couples communicate openly about money, navigate financial challenges, and build a stronger financial future together. It's a new chapter for Sharing More Than The Sheets, and we're excited to have you along for the journey! Pre-order A Money Guide for Couples here: https://www.amazon.com/Money-Guide-Couples-Same-Page/dp/1394456026

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Budgeting can sometimes feel restrictive, unnecessary, or like something you only need to worry about when money is tight. But what if it’s better thought of as a simple habit—something you do regularly to maintain your financial health, just like brushing your teeth?

In this episode, Michael explains why budgeting isn’t just about cutting back or saying no to the things you enjoy. He explores how creating a clear structure around your spending can make managing money easier, help couples get on the same page, and give you greater confidence to spend on the things that matter to you. By turning budgeting into a regular habit rather than a financial emergency measure, Michael shows how you can better balance today’s lifestyle with the bigger goals you’re working towards.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Saving comes naturally to some people, while others find it more challenging. We all have different relationships with money, shaped by our habits, experiences, and financial goals. In this guide, Michael shares seven simple and practical steps that anyone can apply to become a more effective saver. By implementing even a few of these strategies, you can build healthier financial habits, save more money, and enjoy the journey toward greater financial security.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

When should you receive financial advice? It's a question that comes up all the time. While there are obvious life events that often prompt people to seek advice, such as getting married, starting a family, receiving an inheritance, changing jobs, receiving a promotion, or navigating the loss of a loved one, the reality is that financial advice can add value at almost any stage of life. Many people assume they need to have accumulated significant wealth before seeking professional advice. In reality, some of the greatest benefits come from receiving guidance early, when good habits, smart decisions and long-term strategies can have the greatest impact. Whether it's managing cash flow, reducing debt, building wealth, protecting your family, planning for retirement or simply gaining confidence in your financial decisions, the right advice can help provide clarity and direction. In this episode, Michael explores the key moments when financial advice can be particularly valuable, shares real-world examples of how advice can make a meaningful difference, and discusses why seeking advice sooner rather than later can often lead to better financial outcomes. Most importantly, he explains how having the right adviser, at the right time, can help you make more informed decisions and achieve greater confidence in your financial future.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Unfortunately, many people don't retire because they planned to. Instead, retirement is often triggered by an unexpected event such as illness, injury, redundancy, or simply reaching a point where they can no longer continue working. In this episode, Michael explores why having the ability to retire on your own terms is one of the most valuable forms of financial freedom. He discusses the importance of creating options and building a retirement strategy that gives you control over when and how you step away from work, rather than having that decision forced upon you. Drawing on real experiences from working with clients, Michael shares practical insights, common challenges, and key considerations to help you plan for the retirement lifestyle you want. Whether retirement is just around the corner or still years away, this episode will help you think differently about your retirement journey and the steps you can take today to create greater choice and security for tomorrow.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While most of us enjoy the comfort of routine and familiarity, growth rarely happens when we stay in our comfort zone. After making a promise to his children, Michael finds himself facing a challenge that pushes him far beyond what feels comfortable. In this episode, he explores the value of embracing discomfort, taking calculated risks, and saying yes to opportunities that stretch us. Michael shares why personal growth often begins where comfort ends and how surrounding yourself with supportive people can inspire you to achieve more than you ever thought possible. If you've been waiting for the right time to take that next step, this conversation may be the encouragement you need.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.