🚀 Self-employed buyers and 1099 earners often hit unexpected roadblocks when applying for a mortgage. In this episode, Deanna Parrish sits down with top loan originator Jonathan Robert to break down alternative financing routes that traditional lenders overlook.

🔑 Learn how bank statement programs evaluate non-W2 income, why online closing cost estimates frequently fall short, and how proactive lender collaboration protects buyers from sudden financial surprises at the closing table.

🎙 What you'll learn:

✔️ Overcoming common underwriting hurdles for 1099 and gig workers

✔️ How bank statement programs calculate actual qualifying income

✔️ Preventing massive closing cost discrepancies before making an offer

✔️ Navigating current housing inventory and interest rate dynamics

🎧 HOSTED BY: Deanna Parrish

👤 GUEST: Jonathan Robert | Branch Manager at New American Funding

Jonathan Robert is the Branch Manager for New American Funding in Birmingham, Alabama, specializing in custom mortgage solutions for first-time homebuyers, veterans, and clients seeking 100% financing. A former chef, he ranks as a top mortgage originator nationwide according to the Scotsman Guide and has been recognized as a top lender for the Alabama Housing Finance Authority’s Step Up program.

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👉🏻 CONNECT WITH JONATHAN ROBERT

• LinkedIn: https://www.linkedin.com/in/jonathanrobert1686703/

• Facebook: https://www.facebook.com/jonathanrobertmtg/

• Instagram: https://www.instagram.com/jonathanrobertmtg/

👉🏻 CONNECT WITH DEANNA PARRISH:

• Website: https://deannaparrish.com/

• LinkedIn: https://www.linkedin.com/in/deanna-parrish-42655616/

• Instagram: https://www.instagram.com/deanna.e.parrish_realtor/

• Facebook: https://www.facebook.com/smithlakeproperty

Don’t forget to LIKE 👍 SUBSCRIBE 🔔 COMMENT 💬 below!

💎 Produced by Icons of Real Estate https://iconsofrealestate.com/