Section 1071 Overhaul: What Financial Institutions Need to Know
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Section 1071 Overhaul: What Financial Institutions Need to Know
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In this episode of The Compliance 911, Len Suzio of GeoDataVision and Dean Stockford of M&M Consulting discuss the latest changes to the CFPB’s Section 1071 Small Business Lending Rule and what they mean for financial institutions. They examine the significant narrowing of reporting requirements, including higher loan origination thresholds, a reduced small business revenue limit, exemptions for certain loan types, and streamlined demographic data collection. They also explore the new January 1, 2028 compliance deadline, the potential reduction in regulatory burden for community lenders, and the key steps institutions should take to determine whether they remain subject to the rule and prepare for implementation. Brought to you by GeoDataVision and M&M Consulting