Would you let AI manage your money the way it manages your inbox? Turns out, most of us won't — 76 per cent use AI to crunch the numbers, but only 8 per cent trust it to make the final call. Correspondent Howie Lim sits down with Ishan Sarkar, head of wealth and premier solutions at HSBC Singapore, to explore the "conviction gap" — the moment data has to become a decision. From Gen Z investors to Black Swan events, discover why the smartest financial move might still be a human one.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:24 Closing the AI conviction gap

03:03 Is high-touch advice becoming a luxury good

07:39 Where AI value drops and human judgment spikes

12:45 Can AI handle a market crash better than a human

14:54 Will humans ever become replaceable

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Ishan Sarkar, head of wealth and premier solutions, HSBC Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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