Generational wealth is more than just leaving money behind — it’s about building a foundation that lasts for your family and community. In this episode of SAUNAIE, XO breaks down the truth about generational wealth: what it really means, the myths that hold us back, and the steps men can take right now to create lasting impact.

Money doesn’t have to be complicated. In Episode 3 of SAUNAIE’s Financial Literacy Series, XO breaks down the fundamentals of managing your money — from building a budget that actually works, to saving for the future, and getting started with investing (without feeling overwhelmed).

Generational wealth doesn’t have to start with your parents—it can start with you. In this episode of SAUNAIE, XO dives deep into how to break the cycle of financial struggle and build wealth even if you’re starting from zero.

We’ll cover:

• Why your mindset is your biggest asset when building from nothing

• How to stop “survival mode” thinking and shift into growth mode

• The key first steps: budgeting, eliminating high-interest debt, and setting up systems that make wealth possible

• Real strategies like high-yield savings, beginner investing, and the importance of multiple streams of income

• How to use financial literacy as a tool to change your family’s future

Whether you grew up without money, or you’re tired of the paycheck-to-paycheck cycle, this episode will give you the blueprint for building a foundation that lasts.

Pull up, because breaking the cycle starts now.