Dave Wingert sits down with Mark Gilliatt of The Retirement Guys for a wide-ranging conversation on what really changes when you stop working. They dig into the psychological shift from saving to spending, how to figure out "how much is enough," and why market drops right after you retire can be more dangerous than at any other point in your career. Mark also breaks down this year's tax updates, the new $6,000 (or $12,000 for couples) extra standard deduction for those 65+, higher Roth IRA contribution limits, and strategies for minimizing taxes on the legacy you leave behind. They close with a look at Social Security timing and why waiting past 70 rarely makes sense. Whether you're five years out or already there, this episode is full of practical, real-world guidance for the road to and through retirement.
2026/09/1021 分