Four banks. One policy. And a financial crisis that changed the world.

Australia’s “Four Pillars” policy was designed to keep our biggest banks apart, but did it also help make them stronger? In this episode, we head back to the 1990s, then across the Pacific to the US housing boom and the Global Financial Crisis, to find out what happens when banks get too big to fail.Why did the Australian banking system weather the GFC so differently from America’s? And when governments step in to protect the financial system, who exactly are they protecting?

From the Four Pillars to Wall Street, this is a story about banks, risk, competition, and the very big price of getting the balance wrong.

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Australia has long been celebrated as the “Land of Opportunity”, a place where hard work, ambition and determination can lead to a better life. But how true is that promise today?

With rising housing costs, increasing living expenses, changing job markets and persistent inequalities, access to opportunity is not the same for everyone. R2BW explores whether Australia still delivers on its promise of opportunity, who benefits most from it, and what challenges are reshaping the Australian dream.

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We made it to 100!

What better way to celebrate than by looking back at the choices, mistakes, missed opportunities and downright questionable decisions that got us here. For this milestone episode, we’re talking regrets — the big ones, the little ones, the ones we can laugh about now, and the ones that still make us wince. Along the way, there’s plenty of reflection, a few lessons learned, and no shortage of stories that probably should have stayed buried. Here’s to 100 episodes, the things we’d do differently… and the fact that we’d probably make some of the same mistakes all over again.

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Are sports stars really the role models we make them out to be?

In this episode, we explore the influence athletes have on young people and society, from their achievements and discipline to their behaviour on and off the field. We ask whether sporting success automatically makes someone a role model, and what responsibilities come with being in the spotlight.

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What happens when everyone acts in their own self-interest?

In this episode, we explore Adam Smith’s famous “invisible hand” and the ideas that shaped modern capitalism. From competition and markets to the surprising limits of self-interest, we unpack what Smith actually argued, and how his ideas have been interpreted, celebrated, and contested ever since.

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What if the things we buy are built to fail? In Designed Obsolescence, we explore the hidden systems that encourage us to replace, upgrade, and discard, long before something truly needs to be thrown away.

From technology and fashion to everyday products, we unpack who benefits from a culture of planned replacement, what it costs us, and whether we can design our way out of it.

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How long should we carry yesterday's wounds into today's conversations?

In this episode, we explore the growing phenomenon of "grievance archaeology"—the habit of digging up old arguments, past mistakes, and long-buried offences to win present-day battles. Whether it's in relationships, politics, workplaces, or across social media, why have we become so eager to excavate the past rather than resolve the present?

When does accountability become scorekeeping? Is revisiting history essential for justice, or can it become a tool for resentment and division? We examine the fine line between learning from the past and becoming trapped by it, asking whether constantly relitigating old grievances helps us heal—or simply keeps old wounds open.

From cancelled public figures to decades-old family disputes and historical controversies that continue to shape modern politics, we unpack why grievance has become such a powerful currency in public discourse.

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What if science could create another you? Should we embrace the possibility of human cloning, or are there some lines humanity should never cross?In this thought-provoking episode, we dive into one of the most controversial ethical questions of our time. Is human cloning the next great medical breakthrough, capable of eliminating genetic diseases, producing life-saving organs, and helping families overcome infertility? Or does it open the door to a future where human life is manufactured, commercialised, and stripped of its individuality?

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