Simon O'Connor of Family First joins host Davina to discuss New Zealand's retirement income landscape, covering the rising cost of superannuation, proposed KiwiSaver hikes, and the five-year anniversary of the End of Life Choice Act. He warns the country is heading towards a fiscal "cliff" as an ageing population drives up the superannuation bill, arguing successive governments of both colours have avoided the politically unpopular step of raising the pension age.

O'Connor opposes lifting KiwiSaver contributions to twelve percent, saying the extra cost burdens businesses and locks away money New Zealanders could otherwise use to pay down mortgages, while criticising Labour's proposal letting employees pause contributions while employers keep paying. On euthanasia, he cautions that financial and social pressure on the elderly will likely drive further expansion of the law, pointing to Canada's experience and recalling a chilling comment from a nurses' group suggesting euthanasia could cut health costs, and urges voters to use Family First's "Value Your Vote" tool to check MPs' conscience-vote records ahead of the election ([www.valueyourvote.nz](https://www.valueyourvote.nz)).

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