In this episode, hosts Jordan and Phillis are joined by special guest Brad Gaines, a seasoned financial advisor. Together, they tackle two critical topics: managing expectations for the rate of return in retirement plans and instilling smart saving habits in the next generation.

With Brad's expertise guiding the conversation, the trio explores realistic expectations for investment returns within retirement portfolios, considering factors such as risk tolerance, market conditions, and investment strategies. Listeners gain valuable insights into setting achievable goals and optimizing their retirement savings strategies.

Additionally, the discussion turns to the importance of financial education for children. Brad shares personal anecdotes and practical tips for teaching his daughter the value of saving early, laying the groundwork for a lifetime of financial responsibility and success.

In this episode, hosts Jordan and Phillis are joined by guest Josh Smith, a financial advisor and tax expert with a wealth of knowledge. Together, they embark on a deep dive into the intricate world of taxes, exploring current trends and offering insights into what the tax landscape might hold in the future.

With Josh's expertise guiding the discussion, the trio explores a wide range of tax-related topics, including recent legislative changes, potential tax reform proposals, and strategies for maximizing tax efficiency. Listeners will gain valuable insights into how these developments may impact their personal finances and investment decisions.

Additionally, the conversation delves into proactive tax planning strategies and key considerations for navigating the evolving tax environment. Whether you're an individual taxpayer or a business owner, this episode of "WealthWise" provides essential guidance to help you stay informed and prepared for the future of taxation.

In this episode, hosts Jordan and Phillis are joined by special guest Thomas Reilly, a young yet seasoned financial advisor. Together, they dive into a crucial topic: signs that indicate whether individuals are truly ready to retire.

With Thomas's expertise guiding the discussion, the trio explores key indicators and considerations that can help listeners assess their retirement readiness. They discuss financial milestones, such as debt management, retirement savings targets, and income replacement strategies, as well as non-financial factors like lifestyle preferences, health considerations, and personal fulfillment.

In this special episode, hosts Jordan and Phillis welcome guest Rob DeLessio, a seasoned financial advisor for Strategic Wealth Designers. Together, they embark on an enlightening conversation covering three crucial topics.

First, the trio explores the art of introducing retirement concepts to the younger generation. Rob shares insightful strategies on how parents can engage their children in discussions about financial planning and instill the importance of early retirement considerations.

Next, they turn their attention to identifying warning signs when selecting a financial advisor. Rob draws from his extensive expertise to offer valuable advice on what to watch out for, ensuring listeners have the tools to choose a trustworthy and competent advisor.

In the final segment, Rob candidly recounts his personal journey into the world of financial advising. Listeners gain a behind-the-scenes look at the experiences and motivations that led Rob to become a trusted financial advisor, offering a unique perspective on the profession.

In this episode of the RPU Cast, hosts Jordan and Phillis explore the journey of retirement, breaking it down into its various distinct phases. Join them as they provide expert guidance on how to navigate the financial landscape during each stage of retirement.

During the episode, Jordan and Phillis delve into the initial phase of retirement, often characterized by newfound freedom and exploration. They discuss the importance of setting a sustainable withdrawal strategy and making strategic adjustments to investment portfolios to ensure financial security throughout this period.

Listeners will gain valuable insights into the mid-phase of retirement, where individuals often seek to strike a balance between leisure activities and financial stability. Jordan and Phillis offer practical advice on managing healthcare costs, optimizing social security benefits, and implementing tax-efficient withdrawal strategies.

In this enlightening episode of the RPU Cast, hosts Jordan and Phillis unravel the complexities of a 401(k), demystifying this essential retirement savings tool. Join them as they break down the mechanics, benefits, and strategies behind making the most of your 401(k) plan.

During the episode, Jordan and Phillis guide listeners through the basics of how a 401(k) operates. They discuss how contributions are made on a pre-tax basis, leading to potential tax savings, and explain the concept of employer matching contributions that can significantly boost an individual's retirement savings.

Listeners will gain a clear understanding of investment options within a 401(k), as Jordan and Phillis delve into various fund choices, including stocks, bonds, and target-date funds. They discuss the importance of aligning investment choices with individual risk tolerance and long-term retirement goals.

In this episode of the RPU Cast, hosts Jordan and Phillis delve into the critical topic of portfolio diversification. Join them as they highlight the paramount importance of spreading investments across various asset classes and industries to manage risk and optimize returns.

During the episode, Jordan and Phillis explain the concept of diversification and how it acts as a powerful risk management tool in an investment portfolio. They discuss how diversification can reduce the impact of market volatility and cushion against the potential underperformance of individual assets.

Listeners will learn about the different types of asset classes, including stocks, bonds, real estate, and alternative investments, and the role each one plays in a diversified portfolio. Jordan and Phillis explore the benefits of diversification in different market conditions, emphasizing its ability to provide stability during economic fluctuations.

Investment Advisory Services offered throughout Strategic Wealth Investment Group, LLC, a Registered Investment Advisor.

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Jordan and Phillis dive into the critical topic of budgeting for retirement. Join them as they provide expert guidance and practical tips to help listeners create a comprehensive retirement budget that aligns with their financial goals and ensures a comfortable and fulfilling retirement.

During the episode, Jordan and Phillis emphasize the importance of early retirement planning and setting clear retirement goals. They discuss the various factors to consider when estimating retirement expenses, including housing, healthcare, leisure activities, travel, and potential unforeseen costs. By exploring these elements, listeners will gain a better understanding of the lifestyle they desire in retirement and the financial implications associated with it.

Jordan and Phillis address the importance of regularly reviewing and adjusting the retirement budget as circumstances change, such as unexpected expenses or market fluctuations. They emphasize the need for flexibility and ongoing financial planning to ensure a secure and comfortable retirement.

Investment Advisory Services offered throughout Strategic Wealth Investment Group, LLC, a Registered Investment Advisor.

Folow us on Social Media:

Instagram: @StrategicWealthDesigners

Facebook: Strategic Wealth Designers

YouTube: Strategic Wealth Designers