Did you know you can donate directly from your IRA to charity while potentially reducing your taxable income? Qualified Charitable Distributions (QCDs) can be a valuable tax-planning strategy for retirees, especially those who are required to take Required Minimum Distributions (RMDs).

In this video, Mike and Linnea explain what Qualified Charitable Distributions are, how they work, and who is eligible to use them. They also discuss how QCDs can satisfy all or part of your annual RMD while keeping the donated amount out of your taxable income.

🌐Website: ⁠⁠⁠⁠https://thedalagroup.com/⁠⁠⁠⁠

📅Book a Call with Our Team: ⁠⁠⁠⁠https://oncehub.com/TheDalaGroup-IntroCall?utm_source=Podcast⁠⁠⁠⁠

Content is for educational purposes only and should not be considered personalized financial, tax, legal, or investment advice.

When it comes to charitable giving, how you donate can be just as important as how much you give.

In this episode, Mike and Linnea explore tax-efficient ways to support the causes you care about, including donating appreciated investments instead of cash. They discuss how gifting stock directly to charity can help avoid capital gains taxes, and when a Donor-Advised Fund (DAF) might make sense.

They also walk through real-world examples and explain the “donate and replace” strategy, which can help reset your investment cost basis while supporting your charitable goals.

Whether you're planning your year-end giving or looking for ways to make your charitable contributions more tax-efficient, this episode offers practical insights to help you give more strategically.

🌐Website: ⁠⁠⁠https://thedalagroup.com/⁠⁠⁠

📅Book a Call with Our Team: ⁠⁠⁠https://oncehub.com/TheDalaGroup-IntroCall?utm_source=Podcast⁠⁠⁠

Content is for educational purposes only and should not be considered personalized financial, tax, legal, or investment advice.

Do you have the right estate planning documents in place to protect yourself, your loved ones, and your legacy?

In this episode, Mike and Linnea start with a lighthearted look at how they handle money in their own marriage before diving into the estate planning conversations every couple should have. They discuss essential documents, including wills, trusts, financial and healthcare powers of attorney, and beneficiary designations.

They also explore how to protect an inheritance for minor children, why choosing the right guardian and trustee matters, and how thoughtful planning can help protect your family and preserve your legacy.

Whether you're starting your estate plan or reviewing documents you've had for years, this conversation highlights why estate planning is about more than what happens after you're gone.

🌐Website: ⁠⁠https://thedalagroup.com/⁠⁠

📅Book a Call with Our Team: ⁠⁠https://oncehub.com/TheDalaGroup-IntroCall?utm_source=Podcast⁠⁠

Content is for educational purposes only and should not be considered personalized financial, tax, legal, or investment advice.

There are several ways to save and invest for children andgrandchildren, but which option makes the most sense for your family? In this episode, Mike and Linnea compare five account types: taxable brokerage accounts, UTMA accounts, 529 plans, custodial Roth IRAs, and the new Trump Accounts.

They explore the differences in taxes, flexibility, contributionrules, and long-term growth potential, with a closer look at how Trump Accounts work and what families should consider when choosing the right savings strategy.

IMPORTANT UPDATE (October 2026): Trump Account Enrollment Has Changed

Since this video was recorded, the U.S. Treasury Departmentannounced that Trump Accounts have been automatically established for eligible children under age 18 with valid Social Security numbers.

Parents and guardians must still claim and activate theirchild's account to manage it and make contributions. To get started, visit https://trumpaccounts.gov and follow theinstructions to claim your child's account.

Children who are U.S. citizens born between January 1, 2025,and December 31, 2028, may also qualify for a one-time $1,000 federal contribution. This requires a separate election and is not automatically provided to every child. For the latest information, visit the official Trump Accounts website.

Resources:

• PDF from this episode, and steps to claim your child’s account, can be downloaded here: https://thedalagroup.com/downloadable-resources

• U.S. Treasury announcement, October 1, 2026 (Confirms automatic enrollment and the requirement to claim accounts): https://home.treasury.gov/news/press-releases/sb0642

• Official Trump Accounts claiming instructions (Explains how to claim accounts and the separate $1,000 election): https://trumpaccount.com/us/en/support/articles/claim-an-account/

• Claim form and IRS verification instructions (Explains how to submit and track a claim): https://trumpaccount.com/us/en/support/articles/form-4547/

🌐Website: ⁠https://thedalagroup.com/⁠

📅Book a Call with Our Team: ⁠https://oncehub.com/TheDalaGroup-IntroCall?utm_source=Podcast⁠

Content is for educational purposes only and should not be considered personalized financial, tax, legal, or investment advice.

In this episode, Mike and Linnea share the story behind The Dala Group, from Mike’s unexpected transition from structural engineering to financial planning to building an independent wealth management firm and growing the team along the way. They also discuss their new office, their approach to financial planning and investment management, and what they’ve learned while building a business and raising a family together.

Going forward, you can expect conversations about retirement planning, Social Security, taxes, investing, charitable giving, and other financial decisions—along with a behind-the-scenes look at running a family-owned business.

Subscribe and follow along as Mike and Linnea tackle financial topics, answer your questions, and share more about life inside The Dala Group.

🌐Website: https://thedalagroup.com/

📅Book a Call with Our Team: https://oncehub.com/TheDalaGroup-IntroCall?utm_source=Podcast

Content is for educational purposes only and should not be considered personalized financial, tax, legal, or investment advice.