エピソード

  • Rebalance Your Retirement Portfolio Now
    2026/10/31
    Is your coverage ready for what’s ahead—or are you missing a crucial step this open enrollment season? As premium drops make headlines and hidden costs loom, Momodou and Nikki uncover the complexities federal employees and retirees face when navigating Medicare and health plans. Discover why sticking with last year’s plan could leave you exposed, and hear the overlooked questions that can make all the difference in your retirement security. Tune in for a thought-provoking look at the intersections of financial planning, healthcare choices, and the emotional side of big decisions—without giving away all the answers.
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    59 分
  • Make Your Money Work For You
    2026/10/24
    "Is retirement the calm after the storm, or just the start of new financial surprises?" The journey to financial sanity unfolds as Patrick Ayers and Bruce Steinbrock confront the overlooked hazards — from shifting Medicare plans and rising healthcare costs to unpredictable tax changes and market hype. Discover why annual reviews, contingency planning, and a shifting mindset are crucial, and how subtle decisions could shape your entire retirement. But with fresh risks lurking and critical windows fast approaching, are you really as prepared as you think?
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    57 分
  • Retiring Solo
    2026/10/03
    Why do Americans with children report more retirement confidence than those without—despite the added expenses? Explore the surprising psychology behind retirement planning, the hidden pitfalls single women face after major life changes, and the overlooked dangers of a “simple” plan. From check engine lights to “silent embezzlers,” this episode sheds light on the real challenges families, singles, and federal employees encounter as they navigate their financial futures—leaving you with bigger questions (and clarity you didn’t expect) about your own plan.
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    59 分
  • Balance Your Retirement Portfolio Now
    59 分
  • Risks in Retirement
    2026/09/19
    Why do people without children feel less confident about retirement, despite fewer expenses? Dive into this episode as Momodou Bojang and Nikki Vivas unpack the latest study’s fascinating findings and explore how deadlines, family, and habits shape our financial peace of mind. Discover the real drivers of retirement anxiety—and the actionable steps that bring clarity—while uncovering the overlooked risks and strategies every federal employee should know. Key secrets stay hidden, prompting you to rethink your approach and consider what might be missing from your plan.
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    59 分
  • Taking Control of Retirement
    2026/09/12
    Are alarming Medicare Part D headlines causing uncertainty about your retirement plan? This episode digs beneath sensational stories, unpacking what’s really changing—and what isn’t—for federal retirees and beyond. Discover overlooked risks, misunderstood benefits, and why having a tailored strategy matters more than ever. Tune in to find out how staying informed—and proactive—can make all the difference when policies, taxes, and markets shift.
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    59 分
  • From Saver to Spender: Why Retirement Is Hard
    2026/09/05
    What if the hardest part of retirement isn’t saving, but spending? Many who’ve prepared diligently for decades discover that letting go—and truly enjoying their wealth—can be the toughest switch to flip. This episode dives deep into the unique emotional and financial hurdles retirees face, from the psychological grip of “just-in-case” planning to silent threats like inflation and taxes. Join Momodou Bojang and Nikki Vivas as they explore actionable strategies and stories to help you gain confidence, guard your retirement, and avoid missing out on the moments that matter most.
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    59 分
  • Retirement Tax Shock
    2026/08/29
    “What’s the one question that could make or break your retirement?” In today’s episode, Nikki Vivas and Momodou Bojang dig into the five most common—and most misunderstood—questions retirees bring to their financial advisors. Uncover why old rules may not fit new realities, and hear candid conversations about income strategies, Social Security timing, tax traps, and what really happens when you try to go it alone. The mood is honest, practical, and full of insights, but key answers stay just out of reach, urging you to explore your own retirement path.
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    59 分