When you’re going through a divorce, decisions about your home are rarely just emotional — they’re financial, too.

In this episode of Divorce & Real Estate, I break down one of the most important — and often overlooked — aspects of selling a home during divorce: capital gains tax.

Understanding the difference between the $250,000 and $500,000 capital gains exclusion, and how timing impacts your eligibility, can significantly affect your financial outcome.

We’ll cover:
• What capital gains are and how they apply to your home
• The difference between married vs. single tax exclusions
• Why timing your sale matters more than you think
• What happens if one spouse keeps the home
• How to balance emotional decisions with financial clarity

If you’re navigating a divorce or advising someone who is, this episode will give you the insight you need to make informed, confident decisions.

🎧 Listen now and take the next step with clarity.

Divorce can impact far more than your personal life. It can also affect your credit, your mortgage obligations, and your ability to purchase a home in the future.

In this episode, Denver luxury Realtor and former clinical social worker Renee Cohen explains how divorce influences credit scores, refinancing timelines, and mortgage qualification. If you are wondering whether you can keep the marital home, how soon you can refinance, or when you may be able to purchase another property, this conversation provides important insight.

Renee walks through the key financial factors lenders evaluate after divorce, including debt division, income documentation, and the role of support payments in mortgage approval. She also discusses common misconceptions about removing a spouse from a mortgage and why strategic planning is essential, especially in Denver’s higher price points.

If you are navigating divorce or advising someone who is, this episode offers a clear and thoughtful overview of how housing decisions intersect with financial stability.

Learn how to approach real estate decisions during divorce with clarity, strategy, and a long-term perspective.

For more resources and articles, visit
ReneeSellsColorado.com

Dividing a home during divorce is one of the most emotional and financially significant decisions a couple will make. In this episode, Renee Cohen breaks down what equitable division really means — and why it doesn’t always equal a 50/50 split.

Renee explains how real estate is valued during divorce, the difference between a Comparative Market Analysis, an appraisal, and online estimates, and why accurate, professional valuation matters when equity is on the line. She also walks through the three most common options couples consider: buying out one spouse, selling the home and dividing proceeds, or temporarily co-owning the property.

This episode is designed to bring clarity, structure, and reassurance during an otherwise overwhelming time. Whether you’re in the early stages of divorce or navigating real estate decisions right now, you’ll gain insight into how to protect your financial future while approaching the process with fairness and confidence.

Hosted by Renee Cohen, Realtor with Coldwell Banker Global Luxury and Certified Residential Real Estate Divorce Specialist.

🎧 Topics covered in this episode include:
• What “equitable” really means in divorce
• How to determine a home’s true market value
• Buyout vs. sale vs. co-ownership options
• Why Zestimates often fall short in divorce situations
• The importance of neutral, experienced guidance

For more resources or to learn about Renee’s approach, visit ReneeSellsColorado.com

A recent Zillow report claims most homes in Denver have “dropped in value” — but is that really true? In this episode, Renee breaks down why Zestimates are showing declines, what the algorithms actually measure, and why automated valuations rarely reflect the true market value of your home.

Using real data from the Denver Metro Association of Realtors and REcolorado, Renee explains:
• Why home prices in Denver are not collapsing
• The difference between a Zestimate and an actual market valuation
• How neighborhood micro-markets shape home performance
• Why automated tools often undervalue upgraded or unique properties
• When homeowners should be concerned — and when not to be

Whether you’re thinking about selling, tracking your home’s equity, or simply trying to make sense of conflicting headlines, this episode offers clarity rooted in local expertise — not national algorithms.

📍 For additional insights and local market data, visit ReneeCohenHomes.com
🎙️ Hosted by: Renee Cohen, CRS, LPS
Coldwell Banker Global Luxury
Certified Residential Real Estate Divorce Specialist

In this episode, Renee Cohen shares highlights from the Global Luxury Experience in Vail, an exclusive event uniting over 200 Coldwell Banker Global Luxury professionals from across Colorado.

Hear expert insights on:
• Luxury market trends across the U.S. — and how Denver compares
• The three “buckets” behind every successful transaction: market, seller, and broker
• How to keep clients informed, streamline communication, and simplify the process
• Why data-driven decisions are key to success for today’s luxury buyers and sellers

From Minneapolis’ fast-moving market to Denver’s balanced pace, Renee breaks down what it all means for clients navigating Colorado’s luxury real estate landscape.

👉 Follow Renee’s podcast and blog for regular Denver luxury market updates, buying and selling strategies, and insider perspectives on Colorado real estate.

In this episode, Renee Cohen, Coldwell Banker Global Luxury Realtor in Denver, breaks down the latest numbers for the Greater Denver Metro luxury real estate market. For homes priced $1MM+, August closed with 4.4 months of inventory, an average of 47 days on market (up 10%), and an average sales price of $1,632,164, down just 0.5%.

Renee explains what these shifts mean for luxury buyers seeking opportunities in neighborhoods across Denver Metro, and for sellers who want to maximize their home’s value in today’s balanced market. Whether you’re in Cherry Creek, Hilltop, Washington Park, or Highlands Ranch, this update offers clear, data-driven insights into Denver’s evolving luxury housing market.

If you’re considering buying or selling a luxury home in Denver, this episode gives you the context you need to make confident decisions.

Selling a home is emotional on its own—selling during divorce adds layers of complexity. In this heartfelt episode, Denver Realtor® Renee Cohen guides listeners through the deeply human aspects of letting go: the memories, attachment, and the tough decisions that come up when homeownership and separation intersect.

In this episode, we explore:

• How to manage grief and attachment tied to your home

• Why separating the emotional from the transactional is key

• Expert tips to prepare a house while navigating sensitivity, pricing, and timing

• The value of working with a Realtor® who understands both real estate and emotional transformation

If you're walking through divorce and facing the difficult process of selling a shared home—or supporting someone who is—this episode offers both empathy and clarity.

2025 Mid-Year Luxury Market Update: Resilience, Shifts & Opportunities in Denver Real Estate

The first half of 2025 has told a clear story in Denver’s luxury real estate market — resilient prices, growing inventory, and buyers becoming more strategic than ever. In this episode, Renee Cohen, Denver-area Realtor and market expert, breaks down the Luxury Market Mid-Year Review and what it means for you.

We’ll cover:
🏡 Why Denver’s luxury market remains a seller’s market — even with more inventory
📈 How buyer behavior is shifting toward cash purchases, turnkey properties, and lifestyle-driven amenities
📍 The latest Denver Metro stats — including median sold price, days on market, and active inventory changes
💡 What to expect for the rest of 2025 and how to position yourself whether you’re buying, selling, or investing

If you’re curious about luxury homes in Denver, Cherry Creek, Hilltop, Wash Park, or surrounding high-end neighborhoods, this is your insider’s guide to navigating the market with confidence.

🎧 Listen now and get ahead of the curve in Denver’s luxury real estate market.

#DenverLuxuryRealEstate #DenverMarketUpdate #LuxuryHomesDenver #MileHighLiving #DenverRealEstatePodcast