What if regulators could strengthen oversight without writing a new rule? In this episode of RegFi, co-hosts Jerry Buckley and Sasha Leonhardt examine a reported FDIC-backed initiative to create industry-led standards and independent certification for fintechs that partner with banks. They explore how the model could streamline third-party risk management, where its limits lie and whether market adoption could make it durable even without formal regulation. The conversation also looks ahead to agentic AI and asks whether a similar standards-and-certification model could help financial institutions establish trust with AI agents acting on consumers' behalf.

Links

• Jerry Buckley Joins AIR to Focus on Emerging Role of Agentic AI in Consumer Finance

• Alliance for Innovative Regulation (AIR)

• RegFi Episode 107: Agentic AI and the Future of Consumer Finance

• Jerry Buckley Bio

• Sasha Leonhardt Bio

AI regulation is taking shape across the U.S. — but states are taking markedly different approaches. In this episode of RegFi, co-hosts Jerry Buckley, Sherry Safchuk and Caroline Stapleton examine AI laws in Colorado, California, Texas and Utah and what they could mean for financial services. They explore requirements around automated decision-making, disclosures and human review, as well as key questions about whether emerging rules apply to AI agents working on behalf of consumers. The conversation also looks ahead to the need for a national framework that supports responsible innovation while helping consumers benefit from AI-powered financial tools.

Links

• Jerry Buckley Joins AIR to Focus on Emerging Role of Agentic AI in Consumer Finance

• Alliance for Innovative Regulation (AIR)

• RegFi Episode 107: Agentic AI and the Future of Consumer Finance

• Jerry Buckley Bio

• Sherry Safchuk Bio

• Caroline Stapleton Bio

RegFi begins a new chapter at the Alliance for Innovative Regulation (AIR) with a conversation about the future of consumer finance. Jerry Buckley and co-host Sherry Safchuk join AIR Co-founder and CEO Jo Ann Barefoot to explore how agentic AI could help consumers protect their digital identities, counter increasingly sophisticated scams and make better financial decisions. They also examine the regulatory frameworks, privacy protections and industry collaboration needed to introduce these tools responsibly. The discussion considers how AI agents could reduce information imbalances, improve financial products and modernize a consumer protection system built for a different technological era.

Links

• Jerry Buckley Joins AIR to Focus on Emerging Role of Agentic AI in Consumer Finance

• Alliance for Innovative Regulation (AIR)

• RegFi Episode 61: Reimagining Financial Regulation for the Digital Age

• RegFi Episode 6: Modernizing Financial Regulation with Jo Ann Barefoot

• Jo Ann Barefoot Bio

• Jerry Buckley Bio

• Sherry Safchuk Bio

RegFi is now produced and published by the Alliance for Innovative Regulation (AIR).