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💥 Did you know your pension could be your biggest source of carbon emissions—up to 28 tons a year?

In this eye-opening episode of the Real Zero Pod, Professor Hugh Montgomery speaks with Nick Stoop, founder of Pangea, about how the pensions industry is unknowingly driving the climate crisis—and what you can do about it.

We explore:

• Why most workplace pensions are funding fossil fuels, deforestation, and tobacco
• How to find out where your pension is invested
• The surprisingly easy way to switch to an ethical provider
• Why your pension could be 21x more impactful than going vegan or giving up flying
• What “positive impact investing” really means—and how it performs financially

This is one of the most practical and powerful climate actions you can take today.

🎧 Listen and subscribe on YouTube, Spotify, Apple Podcasts, and all major platforms.

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This week on the Real Zero Pod, Daniel Grant and Professor Hugh Montgomery sit down with Professor Cameron Hepburn, one of the world’s leading environmental economists from Oxford University.

We explore:

How close humanity really is to climate collapse

The staggering costs of inaction vs the cost of fixing the problem now

Why myths about “warming being good for the economy” persist in global finance

Whether the UK can truly reach “real zero” and how the world could follow

What each of us can do—not just as individuals, but as part of a collective system change

This is a no-nonsense conversation about time running out, money on the table, and the actions that can still change our future.

🎧 Watch or listen now on YouTube, Spotify, Apple Podcasts, and all major platforms.

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In this gripping solo episode of Real Zero, Professor Tim Lenton — one of the world’s leading Earth system scientists — joins Hugh Montgomery to unpack just how close we are to climate tipping points. From collapsing ice sheets to Gulf Stream shutdowns, Tim explains why even "small" temperature rises carry catastrophic consequences for civilisation. Together they discuss why we’re not prepared, why adaptation may be impossible, and how systemic risk is grossly underestimated. But there’s hope too: Tim outlines the idea of positive tipping points and how each of us can help push the system toward rapid, transformative change. A must-listen for anyone who thinks “just 3°C” doesn’t sound that bad.