In this episode, Natalie Picha, CXO, sits down with Kevin Jenkins, CPA, of Jenkins Associates Certified Public Accountants, to discuss recent tax law changes and updates, including:

• What changes the OBBBA brings, and what it makes permanent

• How the SALT cap jump might revive itemizing

• Super catch-up contributions for ages 60-63

Plus, learn how having your CPA work with your financial advisor may help you save money over time.

If you enjoy our podcast, please take a moment to subscribe. We would love it if you would leave us a rating and a review, as it's the best way for us to reach other listeners. We'd also love it if you could share the podcast with your friends and family. You can find us on LinkedIn, Facebook and Instagram for additional content, or reach out through our website at royalharborpartners.com.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

In our most recent episode, Natalie Picha, CXO, interviews Apollo Lepescu, Vice President at Dimensional Fund Advisors, one of the world's premier investment managers with close to $900 billion in assets under management. Apollo is known for his ability to simplify complex topics into more digestible concepts, and in this episode he helps listeners understand:

• What history teaches us about what happens after market highs (hint: it's not a crash)

• Why it's important to use the right measuring stick/benchmark when looking at the performance of your total portfolio

• Why it's difficult to predict who the AI winners and losers will be

We're also sharing a link to the new investing film that Dimensional made and is making available for free on YouTube. The Wall Street Journal calls it "the story of radical ideas that became powerful enough to move trillions of dollars, and the main characters are renegade investors and unlikely titans who created the revolutionary financial products that we have come to depend on." Check out "Tune Out the Noise" and read what the Wall Street Journal had to say about it.

If you enjoy our podcast, please take a moment to subscribe. We would love it if you would leave us a rating and a review, as it's the best way for us to reach other listeners. We'd also love it if you could share the podcast with your friends and family. You can find us on LinkedIn, Facebook and Instagram for additional content, or reach out through our website at royalharborpartners.com.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

While the markets keep buzzing about AI, we look at what's happening and ask the question: What are sky-high AI returns hiding?

Natalie Picha, CXO, sits down with our CIO, Glenn Royal, CFP® to separate signal from noise as mega-cap tech drives returns, rates tilt toward cuts, and policy shifts reset the playing field for defense, infrastructure, and the power grid behind modern computing. Our conversation covers:

• AI-led gains versus broader market breadth

• Rate cuts, earnings growth, and valuation pressure

• Circular financing and hyperscaler CAPEX ROI

• Earnings season expectations normalizing

If you enjoy our podcast, please take a moment to subscribe. We would love it if you would leave us a rating and a review, as it's the best way for us to reach other listeners. We'd also love it if you could share the podcast with your friends and family. You can find us on LinkedIn, Facebook and Instagram for additional content, or reach out through our website at royalharborpartners.com.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

In the 50th Episode of RHP Market Talk, CXO Natalie Picha and CIO Glenn Royal, CFP®, examine September's historical market weakness and how a potential government shutdown might impact investors during this traditionally difficult month.

• How a record 911,000 job revision could signal an existing economic slowdown

• What will be the Fed's response as it faces a dual mandate challenge with sticky inflation despite employment concerns

• How concerned should we be about Fed independence?

• Our counsel to clients during times of uncertainty

If you enjoy our podcast, please take a moment to subscribe. We would love it if you would leave us a rating and a review, as it's the best way for us to reach other listeners. We'd also love it if you could share the podcast with your friends and family. You can find us on LinkedIn and Facebook for additional content or reach out through our website at royalharborpartners.com.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

In Episode 49 of RHP Market Talk, CXO Natalie Picha and CIO Glenn Royal, CFP®, discuss what keeps driving this surprising market, where valuations are approaching dot-com levels while bond spreads have collapsed to historic lows. Other topics include:

• The disconnect between retail and institutional investors, and who has been right

• Have we seen the true impact of Trump’s tariffs?

• The impact of cryptocurrencies becoming legitimate institutional investments

• The long-term consequences of the politicization of the Fed

If you enjoy our podcast, please subscribe, leave us a rating and review, and share with your friends and family. You can find us on LinkedIn and Facebook for additional content, or reach out through our website at royalharborpartners.com. We're here to guide you on your financial journey, whether you're just beginning or already on your way to achieving your life goals.

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

In Episode 48 of RHP Market Talk, CXO Natalie Picha and CIO Glenn Royal, CFP®, discuss how the global financial landscape has undergone a dramatic transformation since April, with markets stabilizing after the turbulence of the trade war, driven by abundant liquidity seeking investment opportunities. We examine the key factors that will shape investment strategies for the remainder of 2025.

• Tariff impacts are gradually filtering through the economy without dramatic inflation pressure so far

• Fed has paused rate changes for four consecutive meetings, but the next move is likely to be a cut if unemployment rises

• Geopolitical tensions in the Middle East pose inflation risks if oil shipping through the Strait of Hormuz is disrupted

• Proposed "revenge tax" on foreign investors could accelerate de-dollarization trends and weaken the dollar

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

In this installment of Market Talk, Co-Founder and CXO Natalie Picha talks to Brian Hickey, Vice President of Medicare Back Office, a team of dedicated, licensed insurance agents providing nationwide Medicare advice. Their discussion includes:

• The differences between Part A and Part B, and how to decide if you need a Medicare Supplement plan

• What is Medicare Advantage, and what does the county I live in have to do with anything?

• The importance of annual reviews of your Medicare benefits

• When you should start exploring your options

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

We discuss the unprecedented market volatility following the announcement of across-the-board tariffs, examining the fundamental shift in how the US conducts global trade and what it means for investors.

• What the bond market can tell us about the economy

• Is US exceptionalism at risk?

• What Wall Street strategists are saying

• Which bonds are most attractive in this market

• The importance of diversification

Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you.

Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you.

https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530