Market declines are a normal part of investing, but understanding how a significant market drop could impact your portfolio is key to long-term financial planning. In this episode of Financial Planning Fridays, Jerry Davidse, CFP®, explains how Presilium’s stress test report helps investors evaluate portfolio resilience during periods of market volatility by analyzing performance across six major market downturns from the past 50 years.

In this video, you’ll learn:

• How a stress test report evaluates portfolio resilience during major market declines

• What a significant market decline could mean for a large investment portfolio

• How a diversified portfolio (70% stocks / 30% bonds) historically compared with the S&P 500

• Why understanding potential portfolio downside can help investors prepare emotionally and financially

• How a cash and bond cushion can help support cash flow during periods of market weakness

• How strategic rebalancing during market downturns fits into a disciplined investment strategy

• Why stress testing is designed for preparation and risk management, not prediction

• How a comprehensive financial plan can help keep long-term goals on track through market volatility

While market volatility cannot be eliminated, proper risk management and financial planning can help you navigate uncertain times with confidence. Presilium Private Wealth helps clients evaluate potential portfolio risk and align investment strategies with their long-term financial goals.

#FinancialPlanning #Investing #StressTest #MarketVolatility #PortfolioManagement #Diversification #RiskManagement #WealthManagement #LongTermInvesting

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Connect With Jerry:

Jerry Davidse, CFP®

CEO, Presilium Private Wealth

Email: jerry@presiliumpw.com

LinkedIn: https://www.linkedin.com/in/jerrydavidse/

Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

Are hidden business risks quietly eroding your enterprise value? While every business owner takes calculated risks when hiring, investing, or expanding, unmanaged exposures can significantly impact your exit strategy and succession planning. In this episode of Building Value, Brook Hart explores how understanding and managing business risk can help protect business growth and build a more transferable, durable organization.

Buyers rarely expect a completely risk-free company. Instead, they look for a clear understanding of potential operational vulnerabilities and confidence that leadership is actively addressing them. Depending on your situation, proactively identifying key dependencies (such as customer concentration or undocumented processes) can help preserve long-term value.

In this video, you'll learn:

• How unmanaged business risk may affect overall enterprise value

• Why customer concentration and key employee reliance can create hidden exposure

• How prospective buyers may evaluate risks differently than current owners

• Ways uncertainty can influence the perceived stability of future cash flows

• How risk management plays a key role in succession planning and business growth

Building business value isn't about eliminating every possible risk. It involves evaluating where your company may be vulnerable and considering proactive steps to manage those areas. Specific outcomes depend on individual circumstances, and business owners should consult with qualified advisors when planning their exit strategy.

#BuildingValue #EnterpriseValue #BusinessRisk #BusinessOwnership #ExitStrategy #SuccessionPlanning #BusinessGrowth

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Connect With Brook: Brook Hart, CFP®, CEPA®

President & CCO, Presilium Private Wealth

Email: Brook@presiliumpw.com

LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

Understanding how your investments are allocated and how different accounts work together can provide essential context for long-term financial planning. In this episode, Jerry Davidse walks through Presilium’s customized investment performance report to show how regular reviews may help you evaluate whether your overall strategy remains aligned with your broader financial goals.

In this episode:

• What key information is typically included in a customized investment performance report

• How consolidated reporting can combine multiple accounts into one clearer portfolio view

• How to evaluate overall asset allocation across stocks, bonds, alternatives, and cash

• How detailed underlying holdings data offers greater transparency into stock and bond positions

• How portfolio performance and total return are evaluated over a trailing twelve-month period

• Why examining both dollar gains and percentage returns provides fuller context for results

• How contributions, withdrawals, capital gains, and market movements impact account values

• Why separating net investment performance from cash flows reveals a clearer picture

• How historical performance metrics can assist investors when reviewing ongoing financial strategies

Regular portfolio reviews can help investors better understand their asset mix and put short-term market fluctuations into perspective. Working with a qualified financial advisor allows you to make informed decisions as your personal circumstances and market environments evolve.

#InvestmentPerformance #PortfolioManagement #FinancialPlanning #WealthManagement #InvestorEducation #AssetAllocation #PresiliumPrivateWealth

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Connect With Jerry: Jerry Davidse, CFP®

CEO, Presilium Private Wealth

Email: jerry@presiliumpw.com

LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.