There’s a lot of speculation about how we’ll be working and getting paid in the future – think 2040 and beyond.

While all those dystopian TV shows and movies might help you to imagine what it could be like, we are already getting glimpses of the future in our daily lives.

This is thanks to our increased reliance on automation and, of course, the more recent surge in our use of generative artificial intelligence.

One recent report on the future of work has found that traditional salaries will no longer exist – that’s right, forget the frustration of waiting for your monthly salary transfer. Instead, employees can look forward to real-time payments and even instant bonuses for a job well done.

But what else is in store for workers in the future?

Host Felicity Glover talks to Tracey Follows, a UK-based futurist who discusses her latest research on the work of the future.

What is the one thing you dread most about your job? For many, that could be asking for a salary rise – even if you deserve it.

Experts say there is a right and a wrong way to ask your boss for a wage increase and you should start by being prepared before sitting down with your manager for the “salary talk”.

This could include compiling your successes over the past year to boost your case. You should also consider your goals and what benefits matter most to you, such as a better work-life balance.

It is also important to figure out the pros and cons of working full-time in the office or a hybrid mix that allows you to work from home a couple of days a week.

But how do you ensure that you start 2024 with a welcome boost to your income?

Host Felicity Glover talks to John Armstrong, founder and managing director of recruitment specialist JCA Associates, who takes us through the steps to ask for a pay rise.

Knowing how to invest is an important skill to set you on the road to securing your financial future.

Getting started, however, can be overwhelming if you are a beginner. While there’s a lot of advice on the likes of TikTok and YouTube, this is something you need to be wary about as many influencers are paid to promote investment services or are simply not financial experts.

Taking the DIY investment route with exchange-traded funds (ETFs) is a great option as it is low-cost and puts you in charge of your finances. Staying the course and keeping a cool head during negative market events are also key to your success. But how do you begin?

Host Felicity Glover talks to Peter Siks, the investment coach at Saxo Bank and co-author of Investing for Dummies, who advises investors to embrace fear to hedge against global uncertainties.

Produced by Arthur Eddyson and Doaa Farid.