What do you actually earn from the stock market? If you think it's all "interest," think again.

In this episode, Tré Bynoe, CFP, CIM, breaks down the three types of investment income in Canada—dividends, capital gains, and other income—and explains how each one is taxed. This isn’t just technical terminology, but essential knowledge for anyone investing outside registered accounts or running a corporation. Understanding these differences can help you keep more of your money and avoid costly tax mistakes.

You’ll learn:

• Why not all investment income is treated equally
• How dividends work and why they’re tax-advantaged
• What counts as a capital gain and when it’s triggered
• Why interest income is often the least tax-efficient
• How corporate structure affects tax treatment
• The hidden power of asset location and after-tax returns

If you’re a professional, business owner, or serious DIY investor, this episode is for you.

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This episode is different. It's a reading of a children’s story called The Four Money Bears, recorded for our daughter, Ariyah.

It’s about spending, saving, investing, and giving — but more than that, it’s about balance, care, and intention, and a reminder that how we use money should help us take care of ourselves and each other.

However someone finds this episode, I hope it reminds you to tell the people you love how important they are, because we're only human and nothing is guaranteed.

Love you baby girl.

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Many Canadians are stuck under a mountain of debt. Some with no idea how much they owe, or how to get out. In this episode, Tré breaks down what to do right now if you’re facing serious consumer debt. From making your first net worth statement to choosing between the avalanche and snowball methods, this is your guide to regaining control.

Whether you’re a professional, business owner, or anyone dealing with high-interest debt, this episode helps you stop spinning your wheels and start taking action.

What you’ll learn:

• Why avoiding the numbers only makes things worse
• How to do a basic net worth and debt inventory
• When to choose avalanche vs. snowball for repayment
• The biggest mistake with car loans and mortgages
• Why lifestyle cuts and sacrifices are non-negotiable
• How to make debt payoff sustainable and final

Like what you hear? Follow, review, and share the podcast to help more Canadians take control of their money.

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