Ever feel like you’re juggling seven due dates, five interest rates, and one constant headache? In this episode, Jerry breaks down what a consolidation loan actually is (spoiler: it’s usually just a personal loan), how it works, and why it can simplify your life—especially when credit card debt starts feeling unmanageable.

We’ll cover unsecured vs. secured options, how your credit score impacts rates, why credit unions may offer better pricing, and what to watch for before you sign anything. Plus, a quick tour of what’s new on PinkMoneyPodcast.com—including companion posts, “postcards,” and easy ways to share the show.

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• Consolidation loan
• Personal loan
• Credit cards
• Interest rates
• Credit score
• Unsecured debt
• Secured loan
• HELOC
• Home equity loan
• Credit union vs bank
• Financial literacy
• Money management
• Debt payoff plan
• Budgeting
• Avoiding debt traps
• Lending basics
• Holiday finances
• LGBTQ+ money
• Pink Money Podcast

💬 Have a question or comment? Contact Jerry here

Congress just passed what they’re calling the “One Big Beautiful Bill” — and 2025 is officially your do-it-now year for tax planning.

In this solo episode, Jerry breaks down what everyday listeners (especially seniors, working families, and folks living on tips or overtime) need to know before big changes hit in 2026. We’ll talk about the new $6,000 senior deduction, how charitable giving is going to get less generous, what “no tax on tips and overtime” really means, and why reporting all your income still protects your future Social Security and your ability to qualify for a mortgage.

Jerry also walks through the temporary $10,000 car-loan interest deduction, child tax credit improvements, energy credits that end after 2025, and advanced topics like opportunity zones, Trump accounts for kids, and estate & gift planning for higher-net-worth listeners.

Finally, we wrap with a practical year-end checklist: funding IRAs and 401(k)s, watching out for wash sale rules, taking required minimum distributions, and using these rules to educate, empower, and enlighten your own money decisions.

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• Roth IRA and traditional IRA contributions 2025
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• LGBTQ personal finance podcast
• Pink Money Podcast Jerry Williams

💬 Have a question or comment? Contact Jerry here

So many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why women so often feel intimidated around money and how to change that, starting today.

Jerry shares real-life stories: a woman inheriting $200,000 and unsure what to do next, another terrified her brother (with power of attorney) is draining their father’s accounts, and widows who find out after a death that survivor benefits or life insurance were never put in place. Grace adds her own experiences as a shy, non-confrontational woman learning to negotiate for a car, push back on high-commission products, and ask the hard questions advisors don’t always want to answer.

Together they break down red flags when choosing an advisor, what to ask about fees and credentials, why big firms can offer important safeguards, and why “If it’s a good deal today, it’ll still be a good deal tomorrow” is your new favorite line. Whether you’re carrying debt, just starting with $50/month, or managing a larger nest egg, this episode is all about helping women stop feeling scared, start interviewing advisors like a boss, and actively participate in the money decisions that shape their future.

Visit pinkmoneypodcast.com for companion posts and a checklist of smart questions to ask any financial advisor before you sign on the dotted line.

💬 Have a question or comment? Contact Jerry here