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  • The $50,000 Truck and the Price of Vanity
    2025/10/12

    Jerry opens Season 6 with a timely reflection on self-worth and spending habits. Inspired by a tire blowout and a chat with a fellow driver, he explores how the cost of vehicles — and vanity — can derail financial goals. Through practical budgeting rules and a clear explanation of opportunity cost, he shows how redirecting money from depreciating assets toward investments or emergency savings can transform your financial trajectory.

    The episode wraps with updates to the Pink Money Podcast website, including the launch of Jerry’s Playlist, and closes on a message of empowerment: the real symbol of success isn’t the truck in your driveway — it’s peace of mind in your bank account.

    💬 Have a question or comment? Contact Jerry here


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    22 分
  • EPS 44 - Progressive, Flat, or Just Plain Taxing? Understanding How We Really Pay
    2025/09/29

    It’s the Season 5 finale of Pink Money! In this episode, Jerry breaks down one of the most misunderstood topics in personal finance: how taxes actually work. From U.S. progressive brackets to global flat tax systems, Jerry explains why your last dollar doesn’t put your whole paycheck in a new bracket, why deductions matter, and why “simple” tax systems aren’t always fair.

    Along the way, he highlights how states like Texas balance no income tax with high property and sales taxes, why federal cuts often circle back to you through state taxes, and why understanding the system helps you avoid voting against your own best interests. Whether you’re a W-2 employee, a self-employed gig worker, or just curious about how taxes hit your wallet, this episode will give you the tools to think critically, plan smartly, and head into tax season prepared.

    And with this, Season 5 wraps up—get ready for new insights, stories, and surprises in Season 6 of Pink Money!

    💬 Have a question or comment? Contact Jerry here


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    12 分
  • EPS 43 - Building Abundance on Your Own Terms – with Gregory True
    2025/09/15

    Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance.

    📚 Get the book on Amazon

    Gregory shares the personal story behind the book — the loss of his husband — and why estate planning, powers of attorney, and other legal documents are essential for queer couples. We also talk about tackling debt without shame, first steps for 20-somethings, choosing queer-competent advisors, and why “saving and security is our best form of protest.”

    Gregory’s audiobook is newly released, and the book is available widely (including Amazon). He also shares ongoing tips on Instagram at @proudwealth.

    In This Episode:

    • 🏳️‍🌈 Estate planning must-haves for LGBTQ+ families
    • 💳 Budgeting, debt, credit, and beginner investing made simple
    • 🌈 Navigating discrimination and staying authentic in business

    Disclaimer:

    Educational only — please consult qualified tax, legal, and investment professionals for advice specific to you.


    💬 Have a question or comment? Contact Jerry here


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    29 分
  • EPS 42 - The Truth Behind Life Insurance Quotes and COI
    2025/09/02

    Jerry pulls back the curtain on those nonstop ads for “mortgage protection” and “no-exam” life insurance. He walks through a real-world experiment comparing quotes from Ethos (no medical exam), USAA, and a broker (Big Lou/Pacific Life), showing how underwriting, company ratings, and policy type (term vs. permanent) can swing your cost—and your family’s outcome—by hundreds of dollars a month. You’ll learn why “guaranteed issue” TV policies often cost more for far less coverage, what waiting-period fine print really means, and how to evaluate insurers beyond the commercial (payout history, service, solvency). Bottom line: shop around, work with a competent pro, and buy early so your coverage fits your life—not an ad script.


    Prefer Overcast? 🎧 Listen here →

    https://overcast.fm/itunesXXXXXXXXXX/pink-money-podcast

    💬 Have a question or comment? Contact Jerry here


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    38 分
  • EPS 24 - Pride, Boycotts, and the Business of Backlash: Target, Bud Light & Beyond
    2025/08/29

    Target has been under fire for its Pride displays — from merchandise being ripped down to employees harassed and media voices calling for boycotts. In this episode, unpacks the controversy around Target, Bud Light, and corporate Pride backlash.

    You’ll hear:

    • Why stock price swings don’t mean a company is collapsing.
    • The difference between unrealized gains/losses and actual losses.
    • Why most analysts still recommend Target as a solid long-term buy.
    • How Pride support in corporate America has evolved since the 1990s.

    A no-nonsense look at the myths linking LGBTQ+ people with “grooming” — and the hypocrisy behind it.

    Jerry’s takeaway? Boycotts make headlines, but Target — and Pride — aren’t going anywhere.

    💬 Have a question or comment? Contact Jerry here


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    14 分
  • EPS 41 - Inflation & Tariffs: What They Really Mean for You
    2025/08/18

    From Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the historical bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history shows us the dangers of runaway inflation. More, he offers practical advice for protecting your finances today: build an emergency fund, cut high-interest debt, and take control where you can—whether through smarter budgeting, side hustles, or planning ahead.

    💬From Tee-shirts to bread Jerry gives a couple of examples to help drive home the point that inflation and tariffs can affect us in some unexpected ways.

    📊 Historical Snapshot:

    Here’s a striking chart showing the price of bread in Berlin during the Weimar hyperinflation:

    • Dec 1918 — 0.5 marks
    • Dec 1921 — 4 marks
    • Dec 1922 — 163 marks
    • Aug 1923 — 69,000 marks
    • Oct 1923 — 1.7 billion marks
    • Nov 1923 — 201 billion marks

    This is what happens when inflation spirals out of control.

    (Image: Bread prices in Berlin, 1918–1923)


    💬 Have a question or comment? Contact Jerry here


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    35 分
  • EPS 40 - Don’t Put Things Off: Financial Steps to Take Today
    2025/08/17

    From wills to insurance to savings, here are 5 money moves you’ll regret not starting today.

    💬 Have a question or comment? Contact Jerry here


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    26 分
  • EPS 39 - Life, Death, and LGBTQ+ Resilience: Health, Hate, and the Power of Giving
    2025/06/16

    In this thought-provoking episode of Pink Money, host Jerry Williams dives into the real numbers behind America’s leading causes of death—from smoking and heart disease to suicide and substance abuse—and explores how these realities impact the LGBTQ+ community in unique and devastating ways.

    Jerry unpacks health disparities, discrimination, and the ongoing threats of hate-filled rhetoric from those who weaponize religion and politics against queer lives. He reflects on personal stories of coming out, family conversations, and battles for equal rights, connecting past struggles like Colorado’s “special rights” amendment with today’s attacks on trans and queer protections.

    The episode also highlights the power we hold to push back—through voting, advocacy, and even thoughtful giving. Jerry explains how to support organizations that fight for equality while making smart, tax-deductible choices with your money.

    It’s a powerful reminder that resilience, pride, and financial empowerment are deeply connected—and that every voice and every dollar can make a difference in securing a safer, more equitable future.

    💬 Have a question or comment? Contact Jerry here


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    27 分