In this episode of PennyWise, host John Kiernan discusses when it makes sense to pay high credit card fees. In some cases, paying a fee can actually help you save more money overall. But if you’re not careful, it can bleed your wallet dry. Learn how to walk that tightrope to extra savings.

More on this episode from WalletHub:

• Best Premium Credit Cards
• Best Rewards Credit Cards Right Now
• How to Choose a Credit Card for Rewards in 2026
• Key Things to Know About Credit Card Fees (2026)
• How Much Americans Pay in Credit Card Interest and Fees (2026)
• WalletHub CardAdvisor: Get Personalized Credit Card Recommendations

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!

In this episode of PennyWise, host John Kiernan discusses the value of identity theft insurance and cyber insurance with guest Dr. Daniel W. Woods, a Lecturer in Cybersecurity at the University of Edinburgh’s School of Informatics. Daniel studies the U.S. identity/cyber insurance markets closely and has published some very interesting research about these types of coverage. John and Daniel discuss how effective the insurance is, who needs it, and more.

More on this episode from WalletHub:

• Identity Theft Insurance: $1 Million in Coverage
• Best Identity Theft Protection Services of 2026
• Lost Wallet Assistance: Avoid Hassle & Identity Theft
• Identity Theft Statistics (2026)
• States Most Vulnerable to Identity Theft & Fraud

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!

In this episode of PennyWise, host John Kiernan discusses how to save on streaming with guest Adam Zeis, Managing Editor of The Streamable, the leading authority on the cord-cutting revolution. The Streamable helps users navigate the maze of streaming services, live TV bundles, and related tech. John and Adam talk about the best ways to save on streaming, services that help you stream on a budget, the best credit cards for streaming savings and more.

More on this episode from WalletHub:

• Best Credit Cards for Streaming Services of 2026
• What is the Best Credit Card for Hulu?
• Which Credit Card Gives a Netflix Discount?
• Subscription Manager: Keep Track of Recurring Bills
• How Much to Budget for Entertainment
• Budget Better With WalletHub

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!