In this episode of PennyWise, host John Kiernan discusses the key elements of identity theft protection with a pair of experts who have a ton of experience protecting consumers: Eva Velasquez, CEO of the Identity Theft Resource Center, and William Kresse, aka Professor Fraud.

Before taking the helm of the Identity Theft Resource Center, a non-profit organization dedicated to helping victims and educating the public, Eva worked with the San Diego District Attorney’s Office and the San Diego Better Business Bureau. William is an Associate Professor at Governors State University and the former Director of the Center for the Study of Fraud and Corruption. He’s also a Certified Fraud Examiner and a former Chicago Election Commissioner.

They provide valuable advice on how to keep your identity safe and what to do if some fraud sneaks past your defenses.

More on this episode from WalletHub:

• Best Identity Theft Protection Services of 2026
• Identity Theft Insurance: $1 Million in Coverage
• Identity Theft: What It Is, How It Happens & the Best Protection
• 6 Steps You Should Take Following Identity Theft
• Bank Account Monitoring: Keep Your Cash Safe
• Lost Wallet Assistance: Avoid Hassle & Identity Theft
• Address Change Monitoring: Keep Your Mail Safe

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!

In this episode of PennyWise, host John Kiernan is joined by Professor Anthony Dukes to discuss whether it makes sense to join a warehouse club in search of savings amidst inflated prices at supermarkets, department stores, gas stations and pretty much everywhere else. Anthony is the Robert E. Brooker Chair in Marketing at the USC Marshall School of Business, Co-Director of the school’s Initiative on Digital Competition, and Associate Editor of the journal Management Science. He and John cover the benefits and drawbacks of warehouse clubs, who should and should not join one, and other money-saving strategies for shoppers. If you need a new way to save, give this episode a listen and maybe join the club.

More on this episode from WalletHub:

• Best Credit Cards for Warehouse Clubs
• Best Credit Cards for Groceries
• Costco Credit Card
• Costco Business Credit Card
• BJ’s Credit Card
• Sam's Club Credit Card

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!

In this episode of PennyWise, host John Kiernan is joined by airline industry expert Blaise Waguespack to discuss what’s next for budget travelers in the wake of Spirit Airlines’ collapse. Blaise is a professor at Embry‑Riddle Aeronautical University in Florida, focusing on airline marketing and service quality measurement. He and John discuss the remaining budget airline options, money-saving strategies for cost-conscious vacationers, and more. If you need the cheapest flight possible, give this episode a listen.

More on this episode from WalletHub:

• Best Airlines of 2026
• Best Airline Credit Cards
• Best Frequent Flyer Programs
• How to Travel on a Budget

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!