🎙 Passive Cash Flow Podcast EP.181 | Rich Person's Banking Strategy with Roth IRAs

M.C. Laubscher, founder of Producer's Wealth and host of the Cash Flow Ninja podcast, explains the concept of infinite banking. This financial strategy uses high cash value life insurance policies to create a personal banking system.

• Wealth Building: It allows you to build wealth by using a personal banking system to finance your business and real estate investments.

• Guaranteed Growth: Money in the policy is guaranteed to grow tax-free.

• Leverage: You can borrow against your policy's cash value with a tax-free line of credit. This allows the money in the policy to continue growing uninterrupted while you invest the borrowed funds for a higher return.

• Legacy: The strategy provides a death benefit, which can create a multiplier effect for future generations.


🧠 Topics Covered:

00:00 – Intro
02:20 – What Is Infinite Banking?
06:00 – Family Bank Strategy
09:40 – How the System Works
14:20 – $1M Example
18:25 – Taxes & Roth IRA Comparison
21:30 – Misconceptions About Life Insurance
24:20 – Borrowing & Collateral Benefits
28:15 – How the Wealthy Use It
31:00 – M.C.’s Firm & Legacy Strategy
34:20 – Wrap Up & Closing

📚 Enhance Your Investing Knowledge:
Learn more at https://www.peoplescapitalgroup.com/

🔗 Follow Us:
📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146
📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en
🐦 X: https://x.com/PCGrealestate
💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group


⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show

🎙 Passive Cash Flow Podcast | Unlocking Wealth in Northern NJ: A Quick Guide!

Looking to unlock wealth through real estate? People's Capital Group (PCG) helps investors build and preserve wealth by focusing on multifamily and mixed-use buildings in northern New Jersey. Every opportunity is put through a rigorous, institutional-level underwriting and due diligence process to ensure its potential. PCG's vertically integrated business model, with an in-house management company, gives them unparalleled control.

To unlock wealth through real estate, PCG employs several key strategies:

• Buy properties at discounted prices, taking advantage of compressed cap rates.

• Source off-market deals that aren't publicly listed, getting access through a strong network of brokers, attorneys, and wholesalers.

• Focus on properties in underserved areas where they can acquire more real estate for the dollar.

• Reposition properties by renovating units and increasing rents to fair market value, thereby creating a more desirable asset.

• Use a refinance strategy to return capital to investors within 3 to 4 years of the initial investment.

• Aim to provide investors with a significant return on investment through cash flow, returned capital, and profit from the sale of the property.

🧠 Topics Covered:

00:00 – Introduction & Company Overview
03:27 – PCG's Portfolio and Performance
07:13 – Investment Strategy & Sourcing Off-Market Deals
15:24 – Transaction History and Lessons Learned
25:05 – The Strength of the New Jersey Market
32:53 – Case Studies of Past Projects
51:51 – The Next Investment Opportunity in Hackensack
58:20 – Why You Should Act Fast to Invest
01:02:18 – Q&A Session and Final Remarks

📚 Enhance Your Investing Knowledge:
Learn more at https://www.peoplescapitalgroup.com/

🔗 Follow Us:
📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146
📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en
🐦 X: https://x.com/PCGrealestate
💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group


⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show

🎙 Passive Cash Flow Podcast | From Zero to Wealth Jeremy Dyer's Real Estate Secrets

Jeremy Dyer is a successful real estate investor, author, and podcast host who transitioned from a career in tech sales to passive real estate investing. He began his real estate journey in 2012 by fixing and flipping houses with his wife and father. After having twins in 2015, he shifted his focus to passive investing as a limited partner, ultimately investing in over 40 deals. Jeremy has experienced both highly successful "grand slam" deals and significant losses, including some where he lost 100% of his money, particularly from deals he invested in at the market peak in 2021. Now, as the VP of Capital Formation at Rise48 Equity and the Founder of Starting Point Capital, he helps connect professionals with passive real estate investment opportunities and is actively acquiring new assets, believing it is a great time to buy.

📌 Don’t miss the walkthrough of an actual laundromat deal example—and how YOU can do the same.

🧠 Topics Covered:

00:00 – Wins & Losses Best and worst LP deals.
03:34 – Starting Out From sales to syndications.
07:20 – 2021 Peak Risks hidden in the hype.
11:02 – Capital Calls How good operators handle them.
15:35 – Buying Now Why today’s market is a deal.
19:40 – Adapting When to renovate or hold.
23:45 – 2015 Advice Top tips for new LPs.
27:26 – Take Action Beat analysis paralysis.

📘 About Jeremy Dyer
Jeremy Dyer is the VP of Capital Formation at Rise48 Equity and the Founder and Managing Partner of Starting Point Capital. He has experience as both an active and passive real estate investor, currently holding passive equity in over $750 million across 5,000 multifamily doors and 31 real estate deals. Jeremy helps to connect professionals with passive real estate investment opportunities through syndications and multifamily investment properties. Jeremy lives in Lake Elmo, MN, with his wife Marlene, their four children, and their dog. He enjoys coaching sports, traveling, and engaging in thought-provoking conversations.

📬 Contact Jeremy Dyer:
💼 LinkedIn/ Jeremy Dyer

📚 Enhance Your Investing Knowledge:
Learn more at https://www.peoplescapitalgroup.com/

🔗 Follow Us:
📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146
📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en
🐦 X: https://x.com/PCGrealestate
💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group


⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show

🎙 Passive Cash Flow Podcast | BUY a Business with ONLY 10% Down?

In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with finance expert, entrepreneur, and investor George Otel of US Business Funding. If you’ve ever wondered how to buy a cash-flowing business like a laundromat with just 10% down, this episode breaks down everything you need to know—from SBA loans to how to optimize your business for sale.

George has helped 400+ companies secure funding and has structured over $50 million in business loans. Whether you're trying to buy a gas station, car wash, or scale a plumbing business, this episode will show you how to access capital and grow strategically.

📌 Don’t miss the walkthrough of an actual laundromat deal example—and how YOU can do the same.

🧠 Topics Covered:
0:00 – How to Buy a Laundromat with SBA Loan
1:00 – Welcome George Otel
3:00 – George’s Background & US Business Funding
6:00 – How to Prep Your Business for Sale or Funding
8:00 – Buying a Business with Only 10% Down
11:00 – What Makes a Business Lendable?
13:00 – Best Types of Businesses to Buy
17:00 – Car Washes, Contractors & Service Businesses
22:00 – Hiring & Scaling with VAs and Systems
26:00 – Why Every Business Owner Needs a Playbook
29:00 – How to Sell for a Higher Multiple
32:00 – Wrap Up + How to Reach George Otel

📘 About George Otel
George Otel is an entrepreneur, investor, and mentor who has been active in real estate and business finance for over a decade. He’s participated in hundreds of transactions including commercial real estate, partner buyouts, business sales, and SBA lending. As the founder of US Business Funding, George has helped secure over $50M in funding for entrepreneurs nationwide.

📬 Contact George Otel:
🌐 Website: www.usbizfunding.net

📚 Enhance Your Investing Knowledge:
Learn more at https://www.peoplescapitalgroup.com/

🔗 Follow Us:
📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146
📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en
🐦 X: https://x.com/PCGrealestate
💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group


⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show

If you're looking to pay ZERO federal Income tax then this episode is for you. Isaac Weinberger joins the Passive Cash Flow Podcast and breaks it down. He is a visionary tax advisor and Cost Segregation Expert Advisor, whose mission is to help property owners reduce tax liabilities and build meaningful connections in the real estate industry. Specializing in cost segregation, he strategically allocates property costs to accelerate tax deductions, having helped clients offset over $200,000,000 in tax liabilities.

Beyond his professional accomplishments, Isaac is passionate about networking and fostering relationships within the real estate community. He's a recognized figure invited to share insights on podcasts and live shows. Isaac is also the founder of "Tuesday Connections," a virtual real estate networking event. He is dedicated to assisting clients by helping them find equity, secure off-market deals, and foster beneficial partnerships. In essence, Isaac is more than an expert; he's a friend, advocate, and connector committed to maximizing tax benefits and building lasting relationships in real estate.
#federalincometax #realestatetax #costsegregation

0:00:00 - Introduction & The Trump Tax Strategy
0:05:05 - The Unique Value of Cost Segregation
0:10:08 - Why Real Estate Tax Incentives Exist
0:15:00 - Understanding Real Estate Professional (REP) Status
0:20:28 - The "Lazy 1031" & Bonus Depreciation Changes
0:25:05 - The History & Future of Bonus Depreciation
0:30:10 - Economic Benefits & Final Thoughts
0:33:01 - How to Connect with Isaac Weinberger

Contact Info:
website: isaacweinberger.madisonspecs.com
Email: iweinberger@madisonspecs.com

Enhance your real estate investing knowledge !
Learn more at https://www.peoplescapitalgroup.com/

Website - https://www.peoplescapitalgroup.com/
Facebook- https://www.facebook.com/profile.php?id=100093318587146
Instagram - https://www.instagram.com/real_estate_investments_nj/?hl=en
X- https://x.com/PCGrealestate
Linkedin- https://www.linkedin.com/company/peoples-capital-group
Youtube - https://www.youtube.com/channel/UCCeJh5UgrdBDOabr2YLbAHg

This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show

Discover the real story behind rental cash flow in 2025 with note investing pioneer Eddie Speed. With over 40 years in the business and more than 50,000 notes purchased, Eddie explains why rental properties are underperforming—and how switching to discounted mortgage notes can significantly increase your returns.

In this episode:
•Why traditional rental cash flow is declining in 2025
•How seller financing can dramatically outperform renting
•How to structure and sell high-yield mortgage notes
•What non-QM loans are and why they’re key to this strategy
•Real math comparing rental vs. note cash flow in today’s market

Eddie is the founder of NoteSchool, the leading education platform for note investing, and Colonial Funding Group, a private note-buying firm. Together, they help investors learn and implement proven strategies for building long-term wealth through mortgage notes.

Get Eddie’s free training and bonus resources here:
https://NoteSchool.com/PassiveCF

Whether you're a landlord, real estate syndicator, or just exploring passive income strategies, this episode is packed with actionable insights.

#RealEstateInvesting #NoteInvesting #PassiveIncome #EddieSpeed #RentalMarket2025 #MortgageNotes #SellerFinancing #CreativeFinance #CashFlowStrategy

00:00 - Introduction to Notes & Capitalization Rates
02:22 - Eddie Speed's Entry into the Note Business
04:46 - Building a Note Manufacturing System
07:27 - Why Be the Bank? The Rental vs. Note Profit Disparity
11:26 - Understanding Non-Qualified Mortgages (Non-QM)
14:47 - How to Sell Your Seller-Financed Note
18:14 - Notes as a Diversification Strategy
22:00 - The Process of Creating and Selling Notes
26:19 - High Interest Rates and Market Cycles in Notes

Enhance your real estate investing knowledge !
Learn more at https://www.peoplescapitalgroup.com/

Website - https://www.peoplescapitalgroup.com/
Facebook- https://www.facebook.com/profile.php?id=100093318587146
Instagram - https://www.instagram.com/real_estate_investments_nj/?hl=en
X- https://x.com/PCGrealestate
Linkedin- https://www.linkedin.com/company/peoples-capital-group
Youtube - https://www.youtube.com/channel/UCCeJh5UgrdBDOabr2YLbAHg

This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show

Ash Patel, a full-time Commercial Real Estate investor and managing partner of Invest Beyond Multifamily, transformed his career after 15 years in the corporate world. His journey into commercial real estate began with a pivotal discovery: the superior benefits and passive profit potential of non-residential properties over residential ones.

Over the last 15 years, Ash has specialized in purchasing, developing, and improving diverse commercial assets including retail, warehouse, office, industrial, and mixed-use, consistently achieving extraordinary returns. Known for his hands-on approach and unique method of identifying and enhancing commercial real estate, Ash also mentors aspiring investors through his formal Mastermind group, sharing the strategies for building wealth and passive profit in this lucrative sector.

#CommercialRealEstate
#PassiveIncome
#RealEstateInvesting
#MixedUseBuilding
#ValueAdd

0:00 - Start Here: Mixed-Use & Why Commercial?
1:14 - From IT Guy to Real Estate Investor
3:43 - Why Commercial is Easier & More Profitable
5:56 - Debunking Commercial Real Estate Myths
7:12 - How We Find Mis-Priced Commercial Deals
10:39 - Investing Anywhere: Asset Agnostic Approach
13:00 - The Truth About Triple Net Leases
14:36 - The Power of National Tenants
18:18 - Commercial Interest Rates & Insurance Costs
21:17 - Diverse Commercial Asset Classes
24:27 - Actionable Advice for New Commercial Investors
25:39 - Connect with Ash

Enhance your real estate investing knowledge !
Learn more at https://www.peoplescapitalgroup.com/

Website - https://www.peoplescapitalgroup.com/
Facebook- https://www.facebook.com/profile.php?id=100093318587146
Instagram - https://www.instagram.com/real_estate_investments_nj/?hl=en
X- https://x.com/PCGrealestate
Linkedin- https://www.linkedin.com/company/peoples-capital-group
Youtube - https://www.youtube.com/channel/UCCeJh5UgrdBDOabr2YLbAHg

This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show

Want to raise FAST Capital? This video reveals the power of the 'Know, Like, Trust' factor, showing you how to connect with investors on a deeper level. Master these principles to get the funding you need quicker.

Dave Dubeau is a real estate capital-raising expert, author, and podcast host.

Since 2012, he has helped over 200 real estate investor clients raise over $325 million in private capital.

Now, through his new Capital Convo Podcast Service, Dave is helping syndicators leverage a podcast to consistently book 20+ accredited investor meetings a month.

#KnowLikeTrust, #CapitalRaising, #InvestorRelations, #InvestorStrategy, #WealthManagement

Enhance your real estate investing knowledge !
Learn more at https://www.peoplescapitalgroup.com/

Facebook- https://www.facebook.com/profile.php?id=100093318587146
Instagram - https://www.instagram.com/real_estate_investments_nj/?hl=en
X- https://x.com/PCGrealestate
Linkedin- https://www.linkedin.com/company/peoples-capital-group
Youtube - https://www.youtube.com/channel/UCCeJh5UgrdBDOabr2YLbAHg

This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show