🎙 Passive Cash Flow Podcast EP.181 | Rich Person's Banking Strategy with Roth IRAs

M.C. Laubscher, founder of Producer's Wealth and host of the Cash Flow Ninja podcast, explains the concept of infinite banking. This financial strategy uses high cash value life insurance policies to create a personal banking system.

• Wealth Building: It allows you to build wealth by using a personal banking system to finance your business and real estate investments.

• Guaranteed Growth: Money in the policy is guaranteed to grow tax-free.

• Leverage: You can borrow against your policy's cash value with a tax-free line of credit. This allows the money in the policy to continue growing uninterrupted while you invest the borrowed funds for a higher return.

• Legacy: The strategy provides a death benefit, which can create a multiplier effect for future generations.


🧠 Topics Covered:

00:00 – Intro
02:20 – What Is Infinite Banking?
06:00 – Family Bank Strategy
09:40 – How the System Works
14:20 – $1M Example
18:25 – Taxes & Roth IRA Comparison
21:30 – Misconceptions About Life Insurance
24:20 – Borrowing & Collateral Benefits
28:15 – How the Wealthy Use It
31:00 – M.C.’s Firm & Legacy Strategy
34:20 – Wrap Up & Closing

📚 Enhance Your Investing Knowledge:
Learn more at https://www.peoplescapitalgroup.com/

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⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast | Unlocking Wealth in Northern NJ: A Quick Guide!

Looking to unlock wealth through real estate? People's Capital Group (PCG) helps investors build and preserve wealth by focusing on multifamily and mixed-use buildings in northern New Jersey. Every opportunity is put through a rigorous, institutional-level underwriting and due diligence process to ensure its potential. PCG's vertically integrated business model, with an in-house management company, gives them unparalleled control.

To unlock wealth through real estate, PCG employs several key strategies:

• Buy properties at discounted prices, taking advantage of compressed cap rates.

• Source off-market deals that aren't publicly listed, getting access through a strong network of brokers, attorneys, and wholesalers.

• Focus on properties in underserved areas where they can acquire more real estate for the dollar.

• Reposition properties by renovating units and increasing rents to fair market value, thereby creating a more desirable asset.

• Use a refinance strategy to return capital to investors within 3 to 4 years of the initial investment.

• Aim to provide investors with a significant return on investment through cash flow, returned capital, and profit from the sale of the property.

🧠 Topics Covered:

00:00 – Introduction & Company Overview
03:27 – PCG's Portfolio and Performance
07:13 – Investment Strategy & Sourcing Off-Market Deals
15:24 – Transaction History and Lessons Learned
25:05 – The Strength of the New Jersey Market
32:53 – Case Studies of Past Projects
51:51 – The Next Investment Opportunity in Hackensack
58:20 – Why You Should Act Fast to Invest
01:02:18 – Q&A Session and Final Remarks

📚 Enhance Your Investing Knowledge:
Learn more at https://www.peoplescapitalgroup.com/

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📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en
🐦 X: https://x.com/PCGrealestate
💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group


⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

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🎙 Passive Cash Flow Podcast | From Zero to Wealth Jeremy Dyer's Real Estate Secrets

Jeremy Dyer is a successful real estate investor, author, and podcast host who transitioned from a career in tech sales to passive real estate investing. He began his real estate journey in 2012 by fixing and flipping houses with his wife and father. After having twins in 2015, he shifted his focus to passive investing as a limited partner, ultimately investing in over 40 deals. Jeremy has experienced both highly successful "grand slam" deals and significant losses, including some where he lost 100% of his money, particularly from deals he invested in at the market peak in 2021. Now, as the VP of Capital Formation at Rise48 Equity and the Founder of Starting Point Capital, he helps connect professionals with passive real estate investment opportunities and is actively acquiring new assets, believing it is a great time to buy.

📌 Don’t miss the walkthrough of an actual laundromat deal example—and how YOU can do the same.

🧠 Topics Covered:

00:00 – Wins & Losses Best and worst LP deals.
03:34 – Starting Out From sales to syndications.
07:20 – 2021 Peak Risks hidden in the hype.
11:02 – Capital Calls How good operators handle them.
15:35 – Buying Now Why today’s market is a deal.
19:40 – Adapting When to renovate or hold.
23:45 – 2015 Advice Top tips for new LPs.
27:26 – Take Action Beat analysis paralysis.

📘 About Jeremy Dyer
Jeremy Dyer is the VP of Capital Formation at Rise48 Equity and the Founder and Managing Partner of Starting Point Capital. He has experience as both an active and passive real estate investor, currently holding passive equity in over $750 million across 5,000 multifamily doors and 31 real estate deals. Jeremy helps to connect professionals with passive real estate investment opportunities through syndications and multifamily investment properties. Jeremy lives in Lake Elmo, MN, with his wife Marlene, their four children, and their dog. He enjoys coaching sports, traveling, and engaging in thought-provoking conversations.

📬 Contact Jeremy Dyer:
💼 LinkedIn/ Jeremy Dyer

📚 Enhance Your Investing Knowledge:
Learn more at https://www.peoplescapitalgroup.com/

🔗 Follow Us:
📘 Facebook: https://www.facebook.com/profile.php?id=100093318587146
📸 Instagram: https://www.instagram.com/real_estate_investments_nj/?hl=en
🐦 X: https://x.com/PCGrealestate
💼 LinkedIn: https://www.linkedin.com/company/peoples-capital-group


⚠️ Disclaimer:
This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Support the show