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  • 169 | Real Estate 101 for Busy Healthcare Providers: Buying, Selling, & Investing with Confidence (Interview with Realtor, Joel Anderson)

    169 | Real Estate 101 for Busy Healthcare Providers: Buying, Selling, & Investing with Confidence (Interview with Realtor, Joel Anderson)
    2025/12/12

    In this episode, I sit down with seasoned realtor and real estate investor Joel Anderson of Counselor Realty to break down everything busy healthcare providers need to know about buying, selling, renovating, and investing with confidence. We cover how to choose the right realtor for you, how to know if you’re ready to buy versus rent, and how much house you should actually purchase based on your financial and lifestyle goals. Joel shares common buyer and seller mistakes, the hidden fees and upfront costs that surprise people, and which cosmetic updates actually boost a home’s value.

    We also talk through smart selling strategies, whether staging is worth it, and how to price your home without leaving money on the table. To wrap up, Joel shares about his real estate investing journey and covers what may be realistic for clinicians navigating unpredictable schedules and long hours.

    If you’re looking to buy or sell in the next year, or just want to make smarter housing decisions on your financial independence journey, this episode will give you the clarity and confidence you need.

    Connect with Joel:

    Joel Anderson

    651-303-5050 (cell)

    andersonpo7@hotmail.com

    www.counselorrealty.com

    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!

    Website / Blog: pathefiway.com

    Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/

    Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/

    Watch on Youtube: https://www.youtube.com/@pathefiway

    Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway

    Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway
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    1 時間 15 分
  • 168 | The Power of Yet: How One Word Can Change Everything

    168 | The Power of Yet: How One Word Can Change Everything
    2025/11/14
    In this episode, I break down one of the simplest but most transformative concepts in personal development: The Power of Yet. Inspired by Dr. Carol Dweck’s research on growth mindset, “yet” is the tiny word that shifts you from feeling stuck to seeing possibility. Whether you’re struggling with money, burnout, confidence, career direction, or new skills, adding “yet” rewires your brain to believe you’re capable of change- because you are. You’re not good at budgeting... yet. You don’t feel confident at work... yet. You’re not financially independent... yet. You don’t have work–life boundaries... yet. Not “no.” Not “never.” Just not yet. This episode gives practical examples, stories, and tools to help you adopt the “yet” mindset so you can grow in any area of your life. What is covered in this episode: • What the “Power of Yet” actually means A simple mindset shift backed by decades of psychology and neuroscience. • A quick overview of Dr. Carol Dweck’s research How growth mindset vs. fixed mindset impacts confidence, learning, resilience, and even burnout. • How “yet” reframes failure Turning mistakes into information, not identity. • Real-life examples of “yet” in action Money, relationships, boundaries, investing, career development, and personal habits. • Why 'yet' is crucial for financial independence If you don’t believe you can learn to budget, invest, or build wealth… you won’t. • The neuroscience behind “yet” Why this tiny word activates motivation pathways instead of threat pathways in the brain. • How the Power of Yet protects against burnout When you see yourself as someone who can grow, setbacks feel temporary- not personal. • Easy ways to integrate the “yet” mindset into daily life Microhabits, affirmations, self-reflection prompts, and language shifts. By the end of this episode, you will learn: How to spot fixed-mindset thoughts How to rewrite them using “yet” statements How to create microhabits that support growth How to build confidence through incremental wins How “yet” can change the trajectory of your financial life How to use this mindset shift to reduce burnout and self-doubt How to apply “yet” in relationships, career, money, and personal goals Resources Mentioned: Wealthfront HYSA referral link: https://www.wealthfront.com/c/affiliates/invited/AFFA-NGE2-ZDDZ-K8BK Dr. Carol Dweck’s TED Talk – “The Power of Yet” If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way. Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit advancedpracticeplanning.com/FI to grab your free consultation. Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here! Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway
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    28 分
  • 167 | Decluttering Your Way to Freedom: How to Simplify, Downsize, and Keep What Truly Matters

    167 | Decluttering Your Way to Freedom: How to Simplify, Downsize, and Keep What Truly Matters
    2025/10/31

    In this episode, I’m sharing what I’ve been learning firsthand as I declutter and prepare for the upcoming sale of our house, and how this process has completely reshaped the way I think about freedom, finances, and fulfillment. I’ve realized how much the things we own can quietly drain our time, energy, and even money.

    I’ll cover some helpful decluttering principles that my husband and I have recently implemented as we gradually move toward a more minimalistic lifestyle, including the 20/20 rule, the 90/90 rule, and how to break free from the sunk cost fallacy, along with a few mindset shifts that have helped us let go with intention.

    You’ll learn why simplifying your space is so powerful for both your peace and your financial independence journey. If you’ve been feeling weighed down by too much “stuff” or craving a simpler, lighter life, this episode will inspire you to start creating more room for what truly matters.

    If this episode was helpful, be sure to subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way.

    Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit www.advancedpracticeplanning.com/fi to grab your free consultation.

    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!

    Website / Blog: pathefiway.com

    Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/

    Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/

    Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway

    Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway
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    33 分
  • 166 | Top 10 Things NOT to Spend Your Money On as a Healthcare Provider

    166 | Top 10 Things NOT to Spend Your Money On as a Healthcare Provider
    2025/10/17

    You work way too hard for your money to waste it. Between charting after hours, missing family dinners, and grinding through long shifts, every dollar you earn should be buying back your freedom, not fueling burnout. In this episode of PA the FI Way, Kat breaks down the Top 10 Things NOT to Spend Your Money On as a Healthcare Provider, the sneaky traps that drain your wallet, energy, and joy while pretending to make life easier or more rewarding.

    From MLM “opportunities” that prey on overworked professionals, to timeshares that promise lifelong vacations but deliver endless fees, to whole life insurance schemes and overpriced “health” fads, let's expose the money pits that keep you stuck in the burnout cycle. Kat shares real stats, relatable stories, and actionable alternatives so you can start spending in ways that buy you peace, time, and flexibility instead of financial stress.

    You’ll also hear about status spending, McMansions, luxury cars, convenience overload, unused subscriptions, and other “quiet leaks” that can easily add up to thousands per year. This episode isn’t about guilt; it’s about awareness. When you start aligning your spending with what truly matters, you reclaim control over your finances and your freedom.

    Tune in, take notes, and pick one small money detox to start this week.

    If this episode hits home, make sure to subscribe to the PA the FI Way podcast YouTube channel for more content that helps you build financial independence and a burnout-proof life.

    Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit advancedpracticeplanning.com/FI to grab your free consultation.

    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!

    Website / Blog: pathefiway.com

    Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/

    Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/

    Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway

    Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway
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    38 分
  • 165 | The Energy Audit: Spend Your Energy Wisely

    165 | The Energy Audit: Spend Your Energy Wisely
    2025/10/03

    We often talk about money as currency, but what about energy? Every meeting, obligation, and habit in your day is either giving you energy or draining it. If you have ever ended the day feeling depleted, even when your calendar did not look that full, you have probably been spending your energy without realizing it.

    In this episode, we walk through how to perform your own energy audit so you can gain clarity on what truly fuels you and what quietly drains you. We will cover the emotional energy zones, from times when you are thriving to times when you feel stressed, recovering, or running on empty, and how to recognize the difference.

    You will also learn how to spot your personal energy givers and energy takers, along with practical ways to shift your schedule, boundaries, and mindset so that your days leave you more filled than emptied. Think of this as financial planning, but for your energy, the resource that powers every part of your life.

    Be sure to download your free copy of the Energy Audit Workbook so you can put these ideas into practice right away and start investing your energy in what matters most.

    What You’ll Learn in This Episode:

    • How to identify the four emotional energy zones and what they mean for your well-being

    • Common examples of energy givers and energy takers in daily life

    • Practical steps to spend your energy more intentionally

    • How to use an energy audit to reduce burnout and increase fulfillment

    Grab your free copy of the Energy Audit Workbook: https://www.pathefiway.com/energy

    Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit www.advancedpracticeplanning.com/fi to grab your free consultation.

    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!

    Website / Blog: pathefiway.com

    Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/

    Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/

    Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway

    Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway
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    23 分
  • 164 | Holistic Wellness and Burnout Healing with Psychiatry PAs from PA Mindset Matters

    164 | Holistic Wellness and Burnout Healing with Psychiatry PAs from PA Mindset Matters
    2025/09/19

    On today’s episode, Kat sits down with Mercedes and Jessica, psychiatry PAs and hosts of PA Mindset Matters podcast, to talk about holistic wellness and burnout healing for PAs and medical providers. From lifestyle habits to mindset shifts to money stress, this conversation is full of practical tools providers can start using right away to feel more balanced and resilient.

    Connect with Mercedes and Jessica with PA Mindset Matters:

    Website: www.pamindset.com Listen to PA Mindset Matters podcast on Spotify: open.spotify.com/show/5jaHvj5JGxQ81v7oy6okX7 YouTube: youtube.com/@pa_mindsetmatters Instagram: instagram.com/pa_mindsetmatters LinkedIn: linkedin.com/company/pa-mindset Contact: info@pamindset.com

    Connect with Kat:

    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!

    Website: pathefiway.com

    Instagram: @pathefiway https://www.instagram.com/pathefiway/

    LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/

    YouTube: @pathefiway www.youtube.com/@pathefiway

    Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway

    Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    Questions or thoughts about the show? Email pathefiway@gmail.com
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    42 分
  • 163 | Pause to Heal: How Sabbaticals Can Beat Healthcare Burnout with Leigha Barbieri, PA-C

    163 | Pause to Heal: How Sabbaticals Can Beat Healthcare Burnout with Leigha Barbieri, PA-C
    2025/09/05

    Burnout is all too common in healthcare, but what if the solution isn’t pushing through... it’s pressing pause? In this episode, we sit down with Leigha Barbieri, PA-C, to talk about the transformative power of taking a sabbatical.

    Leigha shares her own story of moving from exhaustion to renewal, including how prioritizing her mental health, traveling around the world, and resting intentionally helped her reconnect with her purpose.

    She opens up about the challenges of stepping away from her PA role, the financial strategies that made it possible, and the surprising benefits of house and pet sitting along the way.

    Leigha also introduces her course, Pause to Heal, created to help healthcare professionals reimagine their careers, take control of their well-being, and return to medicine on their own terms.

    Connect with Leigha:

    YouTube: @seeyaleigha https://www.youtube.com/@seeyaleigha

    Instagram: @helloimthepa https://www.instagram.com/helloimthepa/

    TikTok: @helloimthepa https://www.tiktok.com/@helloimthepa

    LinkedIn: https://www.linkedin.com/in/leigha-barbieri-515751230/

    Website + Course: offdutyonpurpose.com

    Connect with Kat:

    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!

    Website: pathefiway.com

    Instagram: @pathefiway https://www.instagram.com/pathefiway/

    LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/

    YouTube: @pathefiway www.youtube.com/@pathefiway

    Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway

    Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    Questions or thoughts about the show? Email pathefiway@gmail.com
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    56 分
  • 162 | How and When to Find a Financial Planner You Can Trust: Interview with Caleb Pepperday, CFP®, ChFC®

    162 | How and When to Find a Financial Planner You Can Trust: Interview with Caleb Pepperday, CFP®, ChFC®
    2025/08/22
    In this episode, I sit down with Caleb Pepperday, CFP®, ChFC®, fee-only fiduciary financial planner and founder of Advanced Practice Planning, to discuss financial planning for physician associates and other healthcare professionals. Caleb shares what drew him to work with PAs and other APPs, and how his dual designations as a Certified Financial Planner and Chartered Financial Consultant give him a unique perspective when guiding clients toward financial independence. He also breaks down the confusing landscape of financial credentials and explains why not all financial advisors are created equal. Caleb helps demystify what PAs should look for in a trustworthy planner. He explains what it really means to be a fiduciary, the red flags to watch for in the industry, and the key questions to ask when interviewing a potential advisor. Caleb also walks us through the different ways financial professionals get paid (commission-based, assets under management / AUM, and flat-fee models) and highlights the pros and cons of each. For those wondering when it makes sense to manage your own money versus bringing in professional help, Caleb provides a balanced perspective tailored to busy healthcare professionals who want to build wealth without burning themselves out along the way. Finally, we dive into a case study featuring a mid-career PA and NP couple with a strong income and growing portfolio, but with gaps in areas like tax diversification, estate planning, college funding, and insurance. Caleb outlines practical next steps to help them stay on track toward their goal of retiring at 55 while protecting their family along the way. Disclosures: Information presented in this podcast is believed to be factual and up-to-date, but no guarantee is made to its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the subjects presented. Advisory services offered through Advanced Practice Planning, LLC an investment adviser registered with the states of Montana and Pennsylvania. For disclosure information please visit: https://adviserinfo.sec.gov/ Tax and Legal Matters The tax and estate planning information offered by the advisor is general in nature. It is provided for informational purposes only and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. General Market Commentary Statements The opinions expressed in any commentary discussed on this episode are solely those of the individual author and do not necessarily reflect the views or opinions of Advanced Practice Planning, LLC. These opinions are based on information available at the time of posting and are subject to change without notice. Advanced Practice Planning, LLC does not commit to updating any posted positions or commentary to reflect subsequent developments. While the information and reasoning used to form these opinions are believed to be from reliable sources, Advanced Practice Planning, LLC does not verify this information, and no guarantee is provided regarding its accuracy, completeness, or validity. Advanced Practice Planning, LLC disclaims any and all liability for actions taken or not taken based on the content of this site. No warranty, express or implied, is given in connection with the content provided. Learn More or Connect with Caleb: Links: Website link: https://www.advancedpracticeplanning.com/ Consultation link: https://calendly.com/caleb-pepperday/30min Freebies: 12 Smart Steps Every PA Wanting to Retire Early Should Know: https://www.advancedpracticeplanning.com/earlyretirement 18 Things You Can Do Today To Level Up Your Finances: https://www.advancedpracticeplanning.com/tipsforphysicianassistants 8 Things PAs Need To Know Before Taking A Sabbatical: https://www.advancedpracticeplanning.com/sabbatical Social Media: LinkedIn: https://www.linkedin.com/in/caleb-pepperday/ Instagram: https://www.instagram.com/calebpepperday_cfp/ Connect with Kat, PA-C, with PA the FI Way: Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here! Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Questions or thoughts about the show? Email ...
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    46 分